> Date: Sun, 13 Feb 2011 06:51:25 -0300
> From: john.wan001@hotmail.com
> To:
> Subject: Keep me informed
>
>
>
> Good day,
>
> Pardon me for not having the pleasure of knowing your mindset before
> making you this offer and it is utterly confidential and genuine by
> virtue of its nature. I cannot imagine the surprise this will bring to
> you, but please be rest assured is with good faith and intentions from
> a friend in dare need of your assistance.
>
>
> I am a, staff of Private Banking Services at the Bank of China (BOC).
> I am contacting you concerning our customer and, an investment placed
> under our banks management 5 years ago.
>
> I would respectfully request that you keep the contents of this mail
> confidential and respect the integrity of the information you come by
> as a result of this mail. I contacted you independently of our
> investigation and no one is informed of this communication. I would
> like to intimate you with certain facts that I believe would be of
> interest to you.
>
> In 2005, the subject matter; ref: bb/boc/bank/0012 came to our bank
> to engage in business discussions with our Private Banking Services
> Department. He informed us that he had a financial portfolio of 8.370
> million United States Dollars, which he wished to have us turn over
> (invest) on his behalf.
>
> I was the officer assigned to his case; I made numerous suggestions in
> line with my duties as the de-facto chief operations officer of the
> Private Banking Services Department, especially given the volume of
> funds he wished to put into our bank. We met on numerous occasions
> prior to any investments being placed. I encouraged him to consider
> various growth funds with prime ratings. The favored route in my
> advice to customers is to start by assessing data on 6000 traditional
> stocks and bond managers and 2000 managers of alternative investments.
> Based on my advice, we spun the money around various opportunities and
> made attractive margins for our first months of operation, the accrued
> profit and interest stood at this point at over 10 million United
> States Dollars, this margin was not the full potential of the fund but
> he desired low risk guaranteed returns on investments. In mid 2006, he
> asked that the money be liquidated because he needed to make an urgent
> investment requiring cash payments in Europe. He directed that I
> liquidate the funds and had it deposited with a firm. I informed him
> that the bank would have to make special arrangements to have this
> done and in order not to circumvent due process, the bank would have
> to make a 9.5 % deduction from the funds to cater for banking and
> statutory charges. He complained about the charges but later came
> around when I explained to him the complexities of the task he was
> asking of us. Cash movement across borders has become especially
> strict since the incidents of 9/11. I contacted my affiliate in and
> had the funds available. I undertook all the processes and made sure I
> followed his precise instructions to the letter and had the funds
> deposited in a security consultancy firm, the firm is a specialist
> private firm that accepts deposits from high net worth individuals and
> blue chip corporations that handle valuable products or undertake
> transactions that need immediate access to cash. This small and highly
> private organization is familiar especially to the highly placed and
> well-connected organizations. In line with instructions, the money was
> deposited . He told me he wanted the money there in anticipation of
> his arrival from Norway later that week. This was the last
> communication we had, this transpired around 9th October, 2006.
>
> In January last year, we got a call from the security firm informing
> us that the inactivity of that particular portfolio. This was an
> astounding position as far as I was concerned, given the fact that I
> managed the private banking sector I was the only one who knew about
> the deposit , and I could not understand why he had not come forward
> to claim his deposit. I made futile efforts to locate him I
> immediately passed the task of locating him to the internal
> investigations department of the bank of china. Four days later,
> information started to trickle in, apparently he was dead. A person
> who suited his description was declared dead of a heart attack in
> Canne, South of France. We were soon enough able to identify the body
> and cause of death was confirmed. The bank immediately launched an
> investigation into possible surviving next of kin to alert about the
> situation and also to come forward to claim his estate. If you are
> familiar with private banking affairs, those who patronize our
> services usually prefer anonymity, but also some levels of detachment
> from conventional processes. In his bio-data form, he listed no next
> of kin. In the field of private banking, opening an account with us
> means no one will know of its existence, accounts are rarely held
> under a name; depositors use numbers and codes to make the accounts
> anonymous. This bank also gives the choice to depositors of having
> their mail sent to them or held at the bank itself, ensuring that
> there are no traces of the account and as I said, rarely do they
> nominate next of kin. Private banking clients apart from not
> nominating next of kin also usually in most cases leave wills in our
> care, in this case; he died intestate.
>
> In line with our internal processes for account holders who have
> passed away, we instituted our own investigations in good faith to
> determine who should have right to claim the estate. This
> investigation has for the past months been unfruitful. We have scanned
> every continent and used our private investigation affiliate companies
> to get to the root of the problem. The investigation did not ever
> yield any result My official capacity dictates that I am the only
> party to supervise the investigation and the only party to receive the
> results of the investigation. This leaves me as the only person with
> the full picture of what the prevailing situation is in relation to
> the deposit and the late beneficiary of the deposit. According to
> practice, the firm will by the end of this financial year broadcast a
> request for statements of claim to BOC, failing to receive viable
> claims they will most probably revert the deposit back to BOC. This
> will result in the money entering the BOC accounting system and the
> portfolio will be out of my hands and out of the Private Banking
> Services Department. This will not happen if I have my way.
>
> What I wish to relate to you will smack of unethical practice but I
> want you to understand something. It is only an outsider to the
> banking world who finds the internal politics of the banking world
> aberrational. The world of private banking especially is fraught with
> huge rewards for those who occupy certain offices and oversee certain
> portfolios. You should have begun by now to put together the general
> direction of what I propose. There is US$ 8,370,000.00 deposited , I
> alone have the deposit details and they will release the deposit to no
> one unless I instruct them to do so. I alone know of the existence of
> this deposit for as far as BOC is concerned, the transaction with our
> deceased customer concluded when I sent the funds to the firm, all
> outstanding interactions in relation to the file are just customer
> services and due process. They are simply awaiting instructions to
> release the deposit to any party that comes forward. This is the
> situation. This bank has spent great amounts of money trying to track
> this man's family; they have investigated for months and have found no
> family. The investigation has come to an end.
>
> My proposal; I am prepared to place you in a position to give
> instruction for the release of the deposit to you as the closest
> surviving relation. Upon receipt of the deposit, I am prepared to
> share the money with you in half. That is: I will simply nominate you
> as the next of kin and have them release the deposit to you. We share
> the proceeds 50/50.
>
> I would have gone ahead to ask the funds be released to me, but that
> would have drawn a straight line to me and my involvement in claiming
> the deposit. I assure you that I could have the deposit released to
> you within a few days. I will simply inform the bank of the final
> closing of the file relating to the customer I will then officially
> communicate with firm and instruct them to release the deposit to
> you. With these two things: all is done. The alternative would be for
> us to have firm direct the funds to another bank with you as account
> holder. This way there will be no need for you to think of receiving
> the money from the firm. We can fine-tune this based on our
> interactions.
>
> I am aware of the consequences of this proposal. I ask that if you
> find no interest in this project that you should discard this mail. I
> ask that you do not be vindictive and destructive. If my offer is of
> no appeal to you, delete this message and forget I ever contacted you.
> Do not destroy my career because you do not approve of my proposal.
> You may not know this but people like myself who have made tidy sums
> out of comparable situations run the whole private banking sector. I
> am not a criminal and what I do, I do not find against good
> conscience, this may be hard for you to understand, but the dynamics
> of my industry dictates that I make this move. Such opportunities only
> come ones' way once in a lifetime. I cannot let this chance pass me
> by, for once I find myself in total control of my destiny. These
> chances won't pass me by. I ask that you do not destroy my chance, if
> you will not work with me let me know and let me move on with my life
> but do not destroy me. I am a family man and this is an opportunity to
> provide them with new opportunities. There is a reward for this
> project and it is a task well worth undertaking. I have evaluated the
> risks and the only risk I have here is from you refusing to work with
> me and alerting my bank. I am the only one who knows of this
> situation, good fortune has blessed you with a name that has planted
> you into the center of relevance in my life. Let's share the blessing.
>
> If you find yourself able to work with me, contact me through this
> same email account. If you give me positive signals, I will initiate
> this process towards a conclusion. I wish to inform you that should
> you contact me via official channels; I will deny knowing you and
> about this project. I repeat, I do not want you contacting me through
> my official phone lines nor do I want you contacting me through my
> official email account. Contact me only through through this email
> address. I do not want any direct link between you and me. My official
> lines are not secure lines as they are periodically monitored to
> assess our level of customer care in line with our Total Quality
> Management Policy. Please observe this instruction religiously.
> Please, again, note I am a family man; I have a wife and children. I
> send you this mail not without a measure of fear as to what the
> consequences, but I know within me that nothing ventured is nothing
> gained and that success and riches never come easy or on a platter of
> gold. This is the one truth I have learned from my private banking
> clients. Do not betray my confidence. If we can be of one accord, send
> me your response to enable us commence this line of discussion.
>
>
> I await your response.
>
> John Wan.
>
>
>