Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised millions for my assistance. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never see the millions, because they never existed.

If you received a similar email, you should go to the homepage to read more about 419 fraud.

Mr Von: Fu Chen [mailto:fuclin59@qq.com]
Gesendet: Montag, 14. M�rz 2011 10:29
Betreff: Business project/ Representative


First I would have to thank you for giving me your time, and however I wish
to state also, that it is of great importance for you to take care and
understand every word which I have written down below; please be patient and
read the explanation in my email.

I am a staff of Asia. Ccb. Bank here in Hong Kong , attached to Private
Banking Services, I am contacting you concerning a customer and an
investment placed under our banks management; as a matter of fact it was
about 4 years ago. I would respectfully request that you keep the contents
of this mail private and also to kindly respect the integrity of the
information you come by as a result of this email. I contacted you
independently of our investigation and no one is informed of this
communication; I would like to intimate you with certain facts that I
believe would certainly be of interest to you.

In early 2003, the subject matter; Ref: HK7/BA/313/612/M313 came to our bank
to engage in business discussions with our Private Banking Services
Department. He informed us that he had a financial portfolio of 14.37
million United States Dollars, which he wished to have us turn over (invest)
on his behalf. I was the officer assigned to his case; I made numerous
suggestions in line with my duties as the de-facto chief operations officer
of the Private Banking Services Department, especially given the volume of
funds he wished to put into our bank.

We met on numerous occasions prior to any investments being placed, and
however I encouraged him to consider various growth funds with prime
ratings. The favored route in my advice to customers is to start by
assessing data on 600 traditional stocks and bond managers and 200 managers
of alternative investments. Based on my advice, we spun the money around
various opportunities and made attractive margins for our first months of
operation, the accrued profit with interest included, stood at this point at
over 15.2 million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on

In mid 2004, he asked that the money be liquidated because he needed to make
an urgent investment requiring cash payments in Europe. He directed that I
liquidate the funds and had it deposited with a firm in Europe. I informed
him that our bank would have to make special arrangements to have this done
and in order not to circumvent due process, the bank would have to make a
9.5 % deduction from the funds to cater for banking and statutory charges.
He complained about the charges but later came around when I explained to
him the complexities of the task he was asking of us. Cash movement across
borders has become especially strict since the incidents of 9/11.

I contacted my affiliate in Europe and had the funds available in mainland
Europe, I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited in a security
consultancy firm, the firm was a specialist private firm that accepts
deposits from high net worth individuals and blue chip corporations that
handle valuable products or undertake transactions that need immediate
access to cash.

This small and highly private organization is familiar especially to the
highly placed and well-connected organizations. In line with instructions,
the money was deposited; he told me he wanted the money there in
anticipation of his arrival from Norway later that week. This was the last
communication we had, this transpired around February 2007.

In March last year, we got a call from the security firm informing us of the
inactivity of that particular portfolio. This was an astounding position as
far as I was concerned, given the fact that I managed the private banking
sector I was the only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit. Since I made
futile efforts to locate him, I immediately passed the task of locating him
to the internal investigations department of our bank. Four days later,
information started to trickle in, that he was apparently dead, a person who
suited his description was declared dead of a heart attack in Cannes, South
of France; we were soon enough able to gather more information on the
identity of the deceased and the cause of death was however confirmed.

The bank immediately launched an investigation into possible surviving next
of kin to alert about the situation and also to come forward to claim his
estate. If you are familiar with private banking affairs, those who
patronize our services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data form, he listed no
next of kin. In the field of private banking, opening an account with us
means no one will know of its existence, accounts are rarely held under a
name; depositors use numbers and codes to make the accounts anonymous. This
bank also gives the choice to depositors of having their mail sent to them
or held at the bank itself, ensuring that there are no traces of the account
and as I said, rarely do they nominate next of kin. Private banking clients
apart from not nominating next of kin also usually in most cases leave wills
in our care, in this case; he died Intestate.

In line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine who
should have right to claim the estate, this investigation for several months
were futile. We have scanned every continent and used our private
investigation affiliate companies to get to the root of the problem. It is
this investigation that resulted in my decision to obtain your contact
details and contact you, being as a foreigner or rather non-Asian, as a
potential benefactor of the estate even if you are in no way affiliated with
this individual the deceased.My official capacity dictates that I am the
only party to supervise the investigation and the only party to receive the
results of the investigation.

What this means, with you being a foreigner, I have considered the fact that
our dear late fellow died with no known or identifiable family member. This
leaves me as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of the
deposit. According to practice, the firm shall by the end of this financial
year broadcast a request for statements of claim to our bank, failing to
receive viable claims, the deposit most probably will be reverted to our
bank�s treasury. This will result in the money entering our bank's
accounting system and the portfolio will be out of my hands and out of the
Private Banking Services Department. This will not happen if I have my way.

What I wish to relate to you might be a smack of unethical practice but I
want you to understand something; it is only an outsider to the banking
world who finds the internal politics of the banking world aberrational. The
world of private banking especially, is fraught with huge rewards for those
who occupy certain offices and oversee certain portfolios; you should have
begun by now to put together the general direction of what I propose.

There is USD$14,756,219.00 (Fourteen million seven hundred and fifty six
thousand, two hundred and nineteen United States dollars) deposited, I alone
have the deposit details and they will release the deposit to no one unless
I instruct them to do so. I alone know of the existence of this deposit for
as far as the transaction is concerned, the transaction with our deceased
customer concluded when I sent the funds to the firm, all outstanding
interactions in relation to the file are just customer services and due
The finance firm had no single idea of what's the history or nature of the
deposit, they were simply awaiting instructions to release the deposit to
any party that comes forward, and this is the situation. This bank has spent
great amounts of money trying to track the family of the deceased; they have
investigated for months and have found no family but however the
investigation has officially come to an end.

My proposal; I am prepared to place you in a position whereby an instruction
is given to the finance firm to officially release the deposit to you as the
closest surviving relation/associate, and all etiquette shall be done in
accordance with the rule of law, I certainly can guarantee you that. By the
common law, the power of bequeathing is coeval with the first rudiments of
the law, and this power has been extended to all a man's Personal and Real
estate (Personalty & Realty).

There is no ruling which prevents an inheritance from being so exhausted by
legacies as to render it unworthy of the heir's acceptance; basically all
persons of sound mind are competent to bequeath and devise real and personal
estate, excepting infants, with all this I would say we have the clear
advantage to carry out a smooth and perfect operation whereby the paper work
shall be coordinated in such a way that your status as a sole beneficiary is
confirmed. Upon receipt of the deposit, I am prepared to share the money
with you in half and no more; that is: I will simply nominate you as the
next of kin and have them release the deposit to you; afterwards we share
the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would
have drawn a straight line to me and my involvement in claiming the deposit,
but on the other hand, you as a indifferent foreigner would easily pass as
the beneficiary with the rights to claim, I assure you that I could have the
deposit released to you in a few days. I will simply inform our bank of the
final closing of the file relating to the customer, I will then officially
communicate with the finance company and instruct them to release the
deposit to you; with these two things: all is done. The alternative would be
for us to have the firm direct the funds to another bank with you as account
holder, this way there will be no need for you to think of receiving the
money from the firm. We can fine-tune this based on our interactions, I am
aware of the consequences of this proposal and I ask that if you find no
interest in this project that you should discard this mail.

I ask also, that you do not be vindictive or destructive, if my offer is of
no appeal to you, delete this message and forget I ever contacted you;
please not destroy my career because you do not approve of my proposal. You
may not know this but people like me who have made tidy sums out of
comparable situations run the whole private banking sector, I am not a
criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that I
make this move. Such opportunities only come ones' way once in a lifetime. I
cannot let this chance pass me by and I hope you understand, because for
once I found myself in total control and face to face with my destiny.

These chances won't pass me by, I ask that you do not destroy my chance, if
you will not work with me please let me know, and hence move on with my
life, but do not destroy me; I am a family man and this is an occasion to
provide them with new opportunities. There is a reward for this project and
it is a task well worth undertaking, I have evaluated the risks and the only
risk I have here is from you refusing to work with me and alerting my bank;
I am the only one who knows of this situation, good fortune will bless you
and plant you into the centre of relevance in my life, let�s share the

If you find yourself interested to work with me, please contact me
specifically, through this email account (fulin7091@yahoo.com.cn) if you
give me positive signals, I will initiate this process towards a quick
conclusion. It is necessary to inform you that under no condition should you
contact me via official channels; I will simply deny knowing you and about
this project. I repeat, I do not want you contacting me through our official
lines neither do I want you contacting me through my official email account.
Contact me only through this email address above; I do not want any direct
link between you and me. My official lines are not secure lines as they are
periodically monitored to assess our level of customer care in line with our
Total Quality Management policy, please observe this instruction

Please, again, note I am a family man; I happily married with kids, I send
you this mail not without a measure of fear as to what the consequences
might be, but I know within me that nothing ventured is nothing gained and
that success and riches never come easy or on a platter of gold, this is the
one truth I have learned from my private banking clients; do not betray my
confidence. If we can be of one accord I shall have the pleasure of meeting
you, after this task has been completed plan a meeting.

I await your response.

Yours Truly.
Fu-Chen Lin

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


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