This is Mr.Pat Utomi, Board of directors BankPHB, the man who proposed the business of fund transfer to you.You have asked for all the details and information about this transaction.This is no scam, there have been so many things going on around the internet, this makes doing business very difficult.I am 50years old, I have a family with 3kids. I do not want to work for people anymore, i want to work for myself for a change,I want to give my family the best things of life as well. I will also not want anyone to hurt my family this is why I will never hurt any body's family. I want us to work in this with trust.I am going to give it to you without keeping anything back.

In the year 1999, one Mr Anderson Young made a time fixed deposit of the sum of 4.5 million United States dollars with our bank. The deposit was for maturity in the year 2008. On the maturity date of this fund, we expected Mr Anderson Young to come for the fund but that was not to be. The bank was worried and we made so many frantic efforts to contact him but to no success.

In the year 2009 we approached the Anglo Dutch oil company SHELL Petroleum Company where he worked as consultant engineer and contractor only to discover the shocking news of the death of Mr Anderson Young on a business trip to Iraq, this happened when a Combatant Military Tank Shelled a car as he was with the family of Mrs. Vivian Salem in an attempted to flee heavy fighting in Baghdad.

At this point, the company never knew about this fund deposited in our bank.In matters like this, the next port of call will be to contact his immediate family so that they can come and claim the money. But behold he married a local woman who did not have any child for him and were divorced in 2005. No other known relative of him has been located till date.
Time was flying and still no chance of locating them. The bank gave me ultimatum to get his relation or else the fund will be termed UNCLAIMED and in the banking language, it means nobody's fund and will be taken to the treasury for the use of the bank.As the account officer of Mr Anderson Young, I was in a very big dilemma of what to do in order to save this fund from being seized by the bank. I had to do a last name search on the internet with his last name with the hope of locating any of his relations because I know it is not good for the bank to take this fund. SO THAT WAS HOW I CAME TO LOCATE YOUR NAME.I do not know for a truth if you are truly related but that is irrelevant at this point as all the bank needs to see is that you have the same last name with.

The law on inheritance is very clear on this. The law states that in case of the death of a fund owner, his immediate family has claim to the funds, but should the immediate family not be available, the Account officer of the late customer has the right to bring the next of kin or beneficiary as long as his last name tallies with the fund depositor.You have the same last name and I am the accounts officer, so I have the backing of the law to present you as the beneficiary of this money. Like I said before, this is purely a business deal and for agreeing to work with me, you will get 50% of the money while 50% will be for me. No need being greedy here.For this to work, you must never let the bank know that this is a business and you must not let them know that I am the one who told you about this business. You will simply tell the bank you are the relation of Mr Anderson Young and you have it on good records that he has some amount of money with the bank and you would want to have it transferred as the relation. You may be tempted to say you may not be from the same country.Yes but that is irrelevant as your relation may be a resident in any country. I will provide all the logistics and all the documents necessary for this transfer so you don't have to worry about anything. Just agree to work with me and leave the rest to me.

I will need the following information about you.
1. Your name
2. Address
3. Your age
4. Marital status
5. Your telephone number and fax if available
6. Your occupation and position.
7. country

Please feel free to ask me any question that you do not understand and do let me hear from you as soon as possible.
Regards.
Mr.Pat Utomi