Hello, I am Miss Young. I received the following email. It is a socalled
"Advance Fee Fraud" letter, where I am promised a loan at favourable terms. These stories are all lies, and if I respond, sooner
or later I will be asked to pay a fee. If I pay, another fee will quickly
come up, and it will continue that way until I give up or run out of
money. I will never get the loan, because the scammer behind this fraud wants MY money.
If you received a similar email, you should go to the homepage to read more about 419 fraud.
Date: Wed, 3 Oct 2012 08:35:31 -0700
Do you need a loan?Email us with,Full Name,Amount,Duration,Phone#
Date: Thu, 4 Oct 2012 08:52:24 -0700
Subject: LOAN CONDITIONS AND GUIDELINES. .
Dear Loan Applicant:
Acting on the content of your
email, note that I am willing to help you with your loan amount and
given you this loan is not a problem, if only you are in agreement with
the terms and condition of the loan. With the information I got from
you I believe it will be enough for us to precede with this
transaction. Note fully well that we are capable to handle your loan
requirement so please you are to read the loan terms and conditions and
get back to me as soon as you can.
As per your Loan request,you stated that you are interested in Obtaining a loan Amount of $4,000,000.00 ,
We will be able to offer you the Amount you requested.To start with,
find below the Loan Terms and Repayment schedule for the Loan amount
Loan Amount: $4,000,000.00
Loan Interest Rate: 2.5%
Loan Term: 20 years
Monthly Loan Payment: $21,196.12
Number of Payments: 240
Cumulative Payments: $5,087,067.47
Total Interest Paid: $1,087,067.47
LOAN CONDITIONS AND GUIDELINES
Repayment: On getting the loan, the applicant will start the repayment
of loan on the 30Th/31st of every month starting from Two
(3) months after loan has been transferred to the beneficiary's account
with the monthly payment as stated above. I usually give Three months
GRACE PERIOD to all applicant before Re-payment can commence.
There is NO PRE-PAYMENT PENALTY for this loan program. Applicant
reserve the right to pay off the loan at the early enough
even before the calculated date.
loan must be insured: The insuring of this loan will be done by the
lender who is giving out the loan. Therefore the Loan Lender will
responsible for the Insurance Fees.Upon Insuring this Loan Funds,A
certificate of Insurance will be Issued to me,Which i will be sending
to you Via e-mail attachment.
of duration: The borrower must pay back at the rate of interest within
the stipulated time (20 Years ) as stated by the Loan Lender Mr
Carrick Jamesafter cashing the loan with 24 Hours after due process to this effect.
Do get back to me if you are in agreement with the loan terms and condition so that we can move further.
Hope to hear from you soon. Thanks and God Bless.
If you received a similar letter, please ignore it. Do not answer it.
If you do, you will end up on more of the mailing lists used by the
criminals behind this fraud. Read more....