Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised millions for my assistance. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never see the millions, because they never existed.

If you received a similar email, you should go to the homepage to read more about 419 fraud.


From: Joy Siako < siakojoy72@yahoo.com >
Date: 2012/7/26
Subject: Everything about me.

Hello Dear,
How are you today? I am more than happy in your reply. How was your day? Mine is a Little bit hot over here in Dakar Senegal, well i thank God for keeping me till this moment here in Dakar Senegal. My name is Joy, i am 22 years old from Ivory Coast in West Africa and presently, i am residing in the refugee camp here in Dakar, Senegal as a result of the civil war that ravaged my country, please don' t be discouraged on hearing this as this is our first time of meeting. My late father Professor Siako, he was a prominent man in the administration of the Government of my country and he held sensitive positions in the government before the rebels attacked and killed him along with my mother. I am the only one alive now and i managed to make my way to a nearby country Senegal where i am living now as a refugee. I would like to know more about you. Your likes and dislikes, your hobbies and what you are doing presently. I will tell you more about myself in my next mail.  Attached here is my picture. Hoping to hear from you soonest.

Mr From: Joy Siako < siakojoy72@yahoo.com >
Date: 2012/7/27
Subject: Thanks.

Hello Dear,
How are you today?  I am very happy to read your mail and i believe that i am very lucky to come in contact with you.  There isn' t much left to talk about me,  i am single, never married and has no children.  Right now, i live as a refugee here in the refugee camp,  i am not working because i do not have permit to enter the city as a refugee.  Living here is just like someone in the prison.  I don' t have any family left because as you already know,  my parents died as a result of the crises in my country and all my relatives ran  away in the middle of the crises.  If you would like to speak with me on phone, i will be happy. I do not have a phone of my own  but you can call me through the phone of a Reverend Father who  is the Reverend Father of a Catholic church by the side of the camp.  The Reverend Father' s  Telephone number is +221 775 501 851  if you call,  tell him that you want to speak with me, Joy, and he will send for me in the refugee camp.  Please whenever you want to call,  always call from 14 to 16 Hours GMT because within this time he is always free so he can allow me to speak with you within this time.

Dear,  it is my pleasure to ask for your assistance  regarding a very important issue in my life now.  To a reasonable degree,  my life and how fast i can come out of this refugee camp depends on it. I do not want to discuss this with anybody but after reading your few mails,  i was able to decide that you are the right person to talk to.

My father when he was alive made a deposit in a bank with my name as the next of kin.  The money is in the tune of 5.4million pounds (£5,400,000).  It is my intention to transfer the money out of the bank so that i can personally have access to it,  but as a result of my political status as a refugee,  i haven' t been unable to do that.

I have also contacted the bank where the money is deposited to discuss the issue,  and they have decided to transfer the money but i must present a trustee who will receive the money in his account for me as they can not make the transfer to me directly here  because  i am a refugee and have no personal bank account number.

I want to use this opportunity to ask for your assistance in this regard believing that you are the right person that my heart can trust.  I will be coming over to your country immediately the money is transferred to you so that i can be able to continue my education while you use the money for investments purposes.  I am willing to let you have 20% of the total sum after the transfer while you use my own share for investments on my behalf.

I would like to introduce you to the bank as my partner for the transfer but before i do that,  i have to get your confirmation,  so i would like you to give me more information about yourself as it will help me in talking to the bank about you.

I would need information like. .

1.  Your full names.

2.  Your phone numbers.
3.  Your occupations.
4.  Your age

Immediately after introducing you to the bank,  i shall give you all the necessary information about the bank and the account so that you can contact them for confirmations.  And please remember to keep everything about me and the fund secret because i don' t want to lose my life nor the fund. I am believing that  this will be the beginning of a lasting relationship between us.  Have a lovely day as i await your mail with the information soon.

Mr From: Joy Siako < siakojoy72@yahoo.com >
Date: 2012/12/13
Subject: Nice to hear from you again.

Darling Good Evening to you, how was your day together with your work and family, I pray that you find peace, I am very glad to read from you once again, as I said early that I love to build good relationship with you, also willing to come over to your country to star new life with you, because my wish is to become part of your life.


As I told you before I don' t have any relatives now whom I can go to, all my relatives ran away in the middle of the war the only person I have now is the Reverend Michael James, who is the pastor of the (Christ for all Churches) here in the camp he has been very nice to me since I came here but I am not living with him rather I am leaving in the women' s hostel because the camp have two hostels one for men the other for women. And I use to communicate with you through the reverend Michael James computer here in camp I sent and received , Also here is the reverend pastor Michael James phone number (+221-774642640 )for easier to hear your voice, When you call tell the reverend pastor Michael James you want to speak with Miss Joy Siako He will sent for me,


As a refugee here I don' t have any right or privilege to any thing be it money or whatever because it is against the law of this country. I want to go back to my studies because I only attended my first year before the tragic incident that lead to my being in this situation now took place. Please listen to this, I have my late father' s statement of account and death certificate here with me which I will send to you letter, Because when he was alive he deposited some amount of money in a Royal Bank Of Scotland in which he used my name Joy as the next of kin, the amount in question is (DEPOSIT CERTIFICATE) of ((£5,400,000) ) four million U.S Dollars deposited by my late father in the bank which I am the next of kin.

Darling I will like you to help me transfer this money to your care and from it you can send some money for me to get my traveling Documents and air ticket to come over to meet with you. I kept this secret to people in the camp here the only person that knows about it is the Reverend because he is like a father to me. So in the light of above I will like you to keep it to yourself and don' t tell it to anyone for I am afraid of loosing my life and the money if people get to know about it.

Remember I am giving you all this information due to the trust and love I deposited on you. I like honest and understanding people, truthful and a man of vision, truth and hard working.


Please Darling I want to know more about your like and dislike also with your hobby, as you send to me your contact information such as

Full Names

You€™re Address

You€™re Age

You€™re Occupation

Your telephone Number
Darling I will like you to reply me like I said I have alot to tell you. If you accept and willing to help me I attach my picture here please kindly attached your photo and recent contact details as you reply me.

Have a nice day and think about me. Waiting to hear from you soonest.thank you my darling and take good care of yourself.
Yours Lovely One Miss Joy

Mr From: Royal Bank Of Scotland < Rbsgrouptransfers@london.com >
Date: 2012/12/17
Cc: siakojoy72@yahoo.com


Head Office: No 36 St Andrew Square
Edinburgh EH22YB Scotland: United Kingdom
FAX NUMBER: (+44) 070-31-876388
From The Office Of: Mr. Frank Gibson
Director of Online Banking & Transfer Department
By fiat invocation of decree 24 Articles sub Sections(A)& (C),we hereby today been 17/12/2012, informing you of the trust deposit made into our Bank by Dr.Siako Adams
,a citizen of  Ivory Coast in West Africa, with the next of kin Miss Joy Siako with the total sum of $5.400,000Pounds (Five Million Four Hundred thousand Pounds only) Please be informed as your transfer Banker, that we have received a mail request from your Partner Miss Joy Siako, to credit in your favor, the total sum of-$ 5.400,000Millions Pounds deposited on the behalf of Miss Joy Siako, into your nominated banking account, with an accrued interest over the last couple of years in deposit which would be transferred into your care instrumentally.

So therefore before we proceed with this transfer, please kindly provide to the management of Royal Bank Of Scotland with the following information€™s that will enable the initiation of a successful transfer of this fund in deposit with the Apex accounts of this banking institution into your banking account, which you will readily make available to the Foreign Transfer of this banking institution in due course .

1)Your Full Name
2)Your Home Address
3)Your International Passport  Or ID Card
4) Your Telephone Number
5.) A Copy of Deposit Certificate of the fund. and Statement of account
6.) Death Certificate of
Dr.Siako Adams,confirming the death of the father of Miss Joy Siako, the next of kin.
7.) Your Complete Banking account details were this money will be logged into directly.
8.) You are to contact a lawyer there in Senegal to issue a Power of Attorney on your name  Affidavit of Oath signed by the next of kin,
Miss Joy Siako, this will permit you to transfer the fund on her behalf, this Power of Attorney and the Affidavit of Oath must be endorsed by a Senegalese lawyer as your partner is currently a refugee in Senegal, you can contact one of the well known lawyer over there in Senegal in the person of Barrister.Dr.Ibrahim Diop to help you prepare the Power of Attorney and the Affidavit of Oath and to sign the documents from the Senegalese Federal High Court Of Justice.

And this is the contact of the Barrister.Dr.Ibrahim Diop.
Aipha Law Chambers
Address: 45 Georges Avenue.(3rd floor)
Dakar Senegal.
Email address:

  or  ibrahimdiopsn@yahoo.fr

Phone number:  +221770227439

As soon as we have all these document' s sent in to the management of Royal Bank Of Scotland, you shall be advice promptly towards the effective proceedings leading to a successfully transfer of the total sum of money in deposit into your designated bank account.

We promise to give our customers the best of our banking services.
Yours sincerely,
Mr.Frank Gibson

Mr From: Joy Siako < siakojoy72@yahoo.com >
Date: 2012/12/28
Subject: Darlings please carry my cross and help me send the money to lawyer

Darlings please carry my cross and help me send the money to lawyer


Complement of the season, how was your Christmas Holiday celebration goes, hope you have a wonderful day. Darling I have gone through the email lawyer sent to you regarding the Document


Honey, I appreciate sharing your life with me, and I' m happy the way you has been handling this transaction, Please try to bear my cross as his own wife, who probably spent all his life with you as a good wife, I think you have the heart and zeal to help me as his wife.


Darling please know without those Documents, the bank will not transfer the funds to you, and so it is important that the lawyer to obtain the documents for us, keep in mind that if you obtain the Document, the bank immediately transfer this money to your account as soon as possible, and there is no other money to spend after sending this money to the lawyer.


you are the only light which am using to see and I only want to see you make my new day come true, please help me and understand that am suffering so much here, we eat only once in every day, at there own convenient time, try and understand that my plight is to be with you, that€™s all I dream of.


I know the money might be too much for you to pay, please if you don' t have the money now I want you to borrow the money from your friend and promise to pay back within one week, or you can ask for loan, so that you can manage the money and send to the lawyer for the Document.


I will be waiting to hear from you concerning the finishing of this very Document and for me to go to the high court and sign it, so that we will face the transfer very soon with the bank. I will be going back to the prison called camp, while I will wait to hear good news from you, that you have arrange the money for lawyer


Yours forever in love.Joy

Mr From: Joy Siako < siakojoy72@yahoo.com >
Date: 2013/1/2
Subject: Re: Happy New Year€¦

Darling Happy New Year, Greeting to your Family, I really Thank God for making it possible for us to be life and to see this great year 2013,my Wish is that God will command Favour Upon your life that whatever you lead your hand will prosper, and also that your work and Labor will get Enviable Result to come.


Darling with sincerity I want you understand that I need your help to come out of this camp because my condition is very bad and it really getting worst daily;

Therefore I really want you to comply with lawyer as you send the amount to him, for the two Document, please understand that without the two Document, Bank is not going to transfer the fund to your account, please Darling it very important you send the money to lawyer so that he can get us the needed Document on your favor from Supreme Court of Senegal

 I shall look forward to hear from you immediately you send the money to lawyer for the Document.

Yours lovely Joy

Miss Young

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