Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised a loan at favourable terms. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never get the loan, because the scammer behind this fraud wants MY money.

If you received a similar email, you should go to the homepage to read more about 419 fraud.

From: "mrbobfinancialhome001" < mrbobfinancialhome001@gmail.com > ;
Date: Sat, Jan 12, 2013 00:11 AM

Reg Number:A4400011
Licensed Number:WL5416/10/01-3/050210
B.B.B Number:B666GOVAPP,Gov.Apprvd Exist
Our Ref: 004/J.S. F.I Service E-mail: mrbobfinancialhome001@gmail.com
Phone :(+27743821515)
Head/Quarters Address:No 87 Bleauwberg Road Johannesburg,South Africa.

I received your mail with the full information , and below
this email is the Loan Terms and Conditions for your Loan Amount of
$3,000,000.00 And I want you to be rest assured that you are in the
right place of getting funded as soon as possible and you will never
have any regret of taking this Loan from my Firm.

I can lend you the money, but once again i want to be sure you are
very serious and trustworthy Person,I want to use this opportunity to
welcome you, I can fully assure you that you are in the very right
place,and you will not have any cause to worry about and secondly you
won't have any regret taking this loan from me. Once again you are
very much welcome. Still Sorry for responding late as it was too much
work on my desk.



* Amount:$3,000,000.00
* Loan Duration: (20Years)


The loan repayment is based on a monthly basis which consist of the loan capital
and interest rate together. Like its written, the loan duration
period is for (20Years.)

So find the interest rate and payment schedule below:

Loan Balance: $3,000,000.00
Loan Interest Rate: 2%
Loan Term: 20 years
Monthly Loan Payment: $15,176.50
Number of Payments: 240
Cumulative Payments: $3,642,360.02
Total Interest Paid: $642,360.02

Note: The monthly loan payment was calculated at 239 payments of
$15,176.50 plus a final payment of $15,176.52.


{1} The applicant will start the repayment of loan at the end of every
month starting from 4 months after loan has been transferred.

{2} Failure to pay back the loan at this expected date/period, legal
actions will be taken against the applicant by our attorney immediately.

{3} Applicant who is unable to meet with the repayment will be given 2
weeks more as a grace period before legal actions will be taken.

{4} Note: As soon as you in agreement with the terms and condition
below your loan will be approved by the governmental body so as the
loan papers can be processed.

{5} Note:The borrower will be responsible for the L.A.F fee and this
is the only fee expected
to pay for this transaction to have your loan transferred to you as
soon as possible by the bank transferring bank to your bank account or
western union, or which ever way you want your loan to be transfer to
you If you fully agree on this terms and condition, get back to me so
we could proceed.

Thanks for your understanding and co-operation.

Mr Bob Davidson
Miss Young

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


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