Wu Liang: a large sum of money

Dear Friend,

I must thank you very much for sparing your good time to respond to my business proposal that will benefit both of us at the end. Be assured, that this transaction is risk free and a very genuine business.

The main aspect I wish to talk about in this transaction,is PARTNERSHIP. which I strongly believe in the power and spirit of Partnership in business. Partnership is all about mutual understanding, mutual efforts and mutual benefits for all parties involved in the partnership. On this note, I would want us to work together as a team in pursuit of this interest with utmost professionalism, transparency, commitment and confidentiality.

I actually contacted you concerning a deceased customer Mr.Tareq Al-Jameeli (An Iraqi Crude oil merchant), and an investment he placed under our banks management. Once again I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I am contacting you independently and no one is informed of this communication I would like to intimate you with certain facts that I believe would be of interest to you.

During the Iraqi war, Mr.Tareq Al-Jameeli came to our bank(Hang Seng Bank Limited, Hong Kong), to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of 10.5 million United States dollars, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case because of his high net worth profile; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the private banking sector, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favoured route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and 300 managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at 12 million United States dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.

Upon maturity of the deposit,after the war between US and Iraq, several notification letters were sent to him, but no response was received. I immediately passed the task of locating him to the internal investigations department of Hang Seng Bank Ltd. Information started to trickle in that Mr.Tareq Al-Jameeli and his family had been killed at his home at Mukaradeeb where his personal oil well was. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes.

In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence. Accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank even gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; our now deceased client died in-testate. In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem. It is quite clear now that our dear client died with no known or identifiable family member.

This leaves me as the only person with the full picture of what the prevailing situation is in relation to the portfolio and the late beneficiary of the deposit. According to practice, the Private banking sector will by the end of this year broadcast a request for statement of claim to Hang Seng Bank Ltd, failing to receive viable claims they will most probably revert the deposit to Management of Hang Seng Bank Ltd. This will result in the money entering the Hang Seng accounting system and the portfolio will be out of my hands and out of the private banking division. What bothers me most is that according to the laws of my country at the expiration of Eight {8} years the fund will revert to the ownership of the Hong Kong Government if nobody applies to claim the fund. This will not happen if I have my way.

What I wish to relate to you will smack off unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who sit upon certain chairs and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is US$12,000,000.00 {Twelve million United states Dollars} deposit just lying unclaimed.

My proposal: I am prepared to furnish the necessary details to you as the closest surviving relation if you are really interested. I am also proposing that after successful execution of the business deal and the money in your account, the fund be disbursed in the ratio 40/60; 40% of the fund will go to you for offering yourself as the next of kin and providing a foreign account especially an offshore account for safe transfer of the funds and 60% will be for me.
Following the master plan for this deal I am looking at a bank that have transaction understanding with my bank as first point of transfer to put off eyebrows that may be raised or to avoid unnecessary questioning.

I am aware of the consequences of this proposal. Once more I ask that if you find no interest in this project that you should discard this mail and forget I ever contacted you, I ask that you do not be vindictive and destructive. Do not destroy my career because you do not approve of my proposal. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones in a lifetime. I cannot let this chance pass me by. For once I find myself in total control of my destiny. This chance will not pass me by and please do not let me miss my chance, if you will not work with me let me know and let me move on with my life. I am a family man and this is an opportunity to provide them with new opportunities. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank. If you give me positive signals that you are really interested and you will work with me in spirit of partnership, I will give you the relevant modus operandi to initiate this process towards its conclusion.

I send you this mail not without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. I awaits your response.

Sincerely Yours,

Wu Liang.