Standard Chartered Bank of Nigeria

142 Ahmadu Bello Way

Victoria Island, Lagos,

Dear beneficiary

In cognizance with the settlement of your overdue funds valued at the sum of $5.5 million dollars, we are aware that there has been several hurdles and delays in your fund transfer due to new requirements from the US Federal Agencies. This good news letter is to inform you that we have held a meeting with the U.S Department of State, delegates from the British Government, InterPol and the FBI. However, the subject of the meeting held this morning in Abuja is to eradicate the act of scam, extortion and funds delay, which are presently significant with banks in Africa, London and Europe. In conclusion to this meeting, we (Standard Chartered Bank of Nigeria) have been appointed as the accredited financial institution that will pay all foreign beneficiaries who have transactions with Nigeria and other African countries.

Therefore, the Standard Chartered Bank Nigeria has been approved as the authourized financial institution to initiate your fund transfer for final credit into your bank account but unfortunately, due to fund transfer policy from International Monitoring Fund (IMF) and above $1m transfer restriction order from Nigeria Government it is now impossible to complete any fund transfer above $1 million dollars from Nigerian bank without processing and pay a "Fund clearance Deposit Fee" which in order to clarify the US Federal Agency and Nigeria Government that the $5.5 million dollars is not in any way associated with Money Laundering. Hence, a "Processing fee" of $120 USD has been charged by the Standard Chartered Bank of Nigeria for processing of the "Fund clearance Deposit Fee" in your favor. Therefore, once the $120 USD is paid, the "Fund clearance Deposit Fee" will be processed and the US$5,500,000.00 will be credited within 30 minutes into your bank account.

Nominated Receiver: MICHAEL IKPECHUKWU ; Destination: Lagos, Nigeria; Test Question: Color. Answer: Blue. Amount: $120 dollars.

However, I am enclosing herewith a scanned copy of my identity as the MD/CEO of the Standard Chartered Bank Nigeria. Alternatively, you can look up my identity by visiting our bank's official website athttp://www.standardchartered.com/ng

Please be noted that your fund transfer cannot be completed without payment of the $120 dollar fee UPFRONT! Therefore, we will expect to receive the payment details for the $120.00 USD from you asap.

Your prompt attention and compliance will be in your best interest.

Congratulations in advance!!!

Yours faithfully.

Mr. Christopher Knight

Chief Executive Officer

Standard Chartered Bank of Nigeria