||Subject: Attn: Your Reply
From: Francis Dube < email@example.com >
I apologize if the contents hereunder are contrary to your moral ethics. But please treat with absolute
secrecy and confidentiality.
I am Mr. Francis Dube the Personal Relation Officer at Rand Merchant Bank to the deceased. On May
12, 2010, one of our esteemed clients Mr. Andrew Stapleton made a numbered time (Fixed Deposit) for
twelve calendar months in my Bank since August 2009. Upon maturity, we sent a usual notice to his
known address but got no answer.
After a month we sent a reminder and finally we discovered that he went on a vacation with his family to
Libya and unfortunately they were aboard the An Afriqiyah Airways A330-200 Airbus crashed in Libya,
killing 103 people as it tried to land at Tripoli airport See the below link for more news about the air crash:
On additional inquisition, the Bank discovered that he died without making a WILL or PROBATE and all
efforts made to locate any of his extended relatives proved fruitless. On further inquest, it was discovered
that late Mr. Andrew Stapleton did not state any next of kin in all his official documents.
The total sum of US$9.5M still in my bank and the interest is being rolled over with the principal sum at
the end of each fiscal year. No one would ever come forward to claim this money.
In accordance with the Financial Services Authority Guiding Principles, the account would be declared
fallow and the proceeds would be revert to the possession of the South African Government if nobody
applies as the beneficiary to the funds.
On this note, I wish to invite you as a foreigner to stand in as the next of kin to the deceased so that the
proceeds of this account will be released to you for us to share as similar chances do arise in the Bank
and it's only the Top Executives that siphon such funds for their own aggrandizement.
Upon your acceptance of this proposition I shall give you comprehensive information on how this venture
would be accomplished without any hitch.
Moreover, we shall employ the services of a notary here for the purpose of procuring a letter of probate
and to obtain all other pertinent documents in your name for the requisite documentation for immediate
approval of this fund to your favour.
The money would be shared in the ratio of: Fifty percent for me, forty five percent for you and five percent
for any arising contingencies during the course of this transaction.
I pledged that this venture would be accomplished under a justifiable pact that will protect you from any
legal trouble and I will use my significant influence in the bank to secure approvals and guarantee the
successful completion of this transaction.
Please be informed that your extreme discretion is required. If this proposition interests you, kindly reply
me directly by email and indicate your readiness and willingness to finalize this transaction with me.
Equally email me with your full name, your address, year of birth, your contact telephone and fax
Upon receipt of your positive response with the requested information, I will start the preliminary
arrangements and also draft an Application letter you will endorse and send it officially to my Bank to
enable them star Administrative Processing and Approval in your favour.
Thanks for your time as I look forward to your timely and positive reply.
Mr. Francis Dube
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