A certain deceased customer left behind $ 18 million in my bank, I seek your partnership to claim this fund. Reply for further details
Thanks for the response, I am Larry Smith, Staff ofCarpenter Farraday
investment Plc. (England). I wish to offer you my partnership in
business. Let me reassure you that the source of this money is very
legitimate and it does not have anything to do with laundering or
whatever of such. For this transaction to commence, I will need you to
about yourself and provide me with your details so I can be sure of
who I am about to engage in business and if you have the capacity to
handle sums of this nature in
my next message.
I am contacting you concerning Albert, a deceased customer and an
investment he placed under our banks management 8 years ago. I would
respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by
as a result of this mail. I contacted you independently of my
investigation and no one is informed of this communication. I would
like to intimate you with certain facts that I believe would be of
interest to you.
In 2004, the subject matter; Mr Albert came to our bank to engage in
business discussions with our private banking division. He informed us
that he had a financial
portfolio of eighteen million United States dollars($18, 000, 000,
00), which he wished to have us turn over (invest) on his behalf. I
was the officer assigned to his case; I made numerous suggestions in
line with my duties as the de-facto chief operations officer of the
private banking sector, especially given the volume of funds he wished
to put into our bank. We met on numerous occasions prior to any
investments being placed.
I encourage and gave advice on how the funds should be invested, Based
on my advice, we spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 2 million United
States Dollars, this margin was not the full potential of the
fund but he desired low risk guaranteed returns on investments. This
bank also gives the choice to depositors of having their mail sent to
them or held at the bank itself, ensuring that there are no traces of
the account and as I said, rarely they do not nominate next of
kin.Most Private banking clients apart from not nominating next of kin
also usually in most cases leave wills in our care, in this case; the
deceased died without a testate. In line with our internal processes
for account holders who have passed away, we instituted our own
investigations in good faith to determine who should have right to
claim the estate. This investigation has for the past months been
We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem. It is this
investigation that resulted in my being furnished with your details as
a possible relative of the deceased. My official capacity dictates
that I am the only party to supervise the investigation and the only
party to receive the results of the investigation. What this means, is
that our dear late fellow died with no known or identifiable family
In the process of review of our financial report by my department, I
discovered that both of you have a similar last name; hence I
contacted you so that I can give you
further briefing on my intention and how to disburse the funds and
estate he left behind. My proposal; you share the same surname with
our late client; I am prepared to place you in a position to instruct
the Bank to release the deposit to you as the closest surviving
relation. Upon receipt of the deposit, I am prepared to share the
money with you in half. That is, I will simply nominate you as the
next of kin and have them release the deposit to you. We share the
As a banker we see so much cash and funds being re-assigned daily. I
would want us to keep communication for now strictly by email Please
and phone number I will provide you when next i read from you, note I
am a family man; I have a wife and children. I send you this mail not
without a measure of fear as to the consequences, but I know within me
that nothing ventured is nothing gained and that success and riches
never come easy or on a platter of gold. This is the one truth I have
learned from my private banking clients. Do not betray my confidence.
If we can be of one accord, we should act swiftly on this.
Please get back to me immediately for further communication
I await your response.
On Thursday, March 6, 2014 10:26 AM, Larry Smith < firstname.lastname@example.org > wrote:
Again, I'd like to say thank you so much for your response to my proposal. So here's the next step, I thought I'd try and explain a little bit more how the whole process would run.
The attorney will prepare the necessary Affidavits which shall put you in place as next of kin; he will obtain the necessary clearances from the UK authorities which will cover all the aspects involved in this transaction.The attorney shall be handling all matters of probate on your behalf, he will have all the documents perfected, and with these documents he shall come forward to my bank to apply for the immediate release and transfer of the funds to the account you shall open.
I have been a banker for many years and I know perfectly how the system works as I'm sure you would have guessed by now. So in a nutshell this transaction is 100% risk and hitch free but most importantly also you will need to assure me that I will have unlimited access to my 50% of the funds (US$9M) once the funds has been transferred into your account because the funds will be transferred into your account and not mine so you can understand why I will be needing this assurance from you that I will without any question receive my share.
Right, In light of the above,
I will need you to provide me with the following details.
Your name and address in full.
Your home telephone and office telephone numbers.
Your fax numbers.
A detailed profile of yourself and company if any.
A valid identification
As soon as I get the information I will have my lawyers go ahead to procure the relevant documents which will confirm you with the rights of the next of kin to deceased and as such I requested your
information above as this documents will be documented at the probate office here in London so as to give this venture legal backing and authenticity it firmly requires. Upon receipt of this information the lawyer would go ahead and procure this documents and as soon as we have secured the documents,
I will help you make official application to my bank on the strength of the documents that the funds should be released to you as the bona-fide next of kin to the deceased.
Immediately the document is ready and approved by my bank, it will be forwarded to the bank that
is presently with the funds to release the funds to you as the bonafide next of kin, You need not to worry as I would use my position to facilitate the approval and the subsequent release of the funds to you.
I am now in contact with a foreign online bank; I now intend that you open an account in your name in this foreign bank. The money would be transferred to your account which you will open in the bank for both of us, this is the best way, I have found, it will protect us from my bank. I want us to enjoy this money in peace when we conclude, so you should listen to my instructions and follow them religiously. Also you must note that I cannot transfer this money in my name as my bank will be aware that it is from me, this is where I need you.
As result of this, you will have to open an account in the corresponding bank. I will obtain a certificate of deposit from this my bank, it will be issued in your name, this will make you the bonafide owner of the funds. After this, the money will be banked online for both of us. We can then instruct the bank to transfer our various shares into our respective home bank accounts. I will also perfect the documentations with the assistance of my attorney to give the transaction all legal rights.
I wish to inform you that should you contact me via official channels, I will deny knowing you and about this project. I repeat, I do not want you contacting me through my official phone lines nor do I want you contacting me through my official email account. Contact me only through the numbers I will provide for you and also through this email address. I do not want any direct link between you and me. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management Policy. Please observe this instruction religiously.
As soon as I get that copy of identification I will commence and I hope I have explained enough in details how this would work.
Looking forward to a good business relationship with you and hoping to hear from you soonest my good friend.
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