419.bittenus.com
Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised a loan at favourable terms. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never get the loan, because the scammer behind this fraud wants MY money.

If you received a similar email, you should go to the homepage to read more about 419 fraud.

Mr
From: Golden Trust Cash Service < golden.tcs001@gmail.com > ;
Subject: LOAN TERMS AND CONDITIONS/PAYMENT SCHEDULE
Sent: Mon, Nov 24, 2014 8:29:23 PM

GOLDENTRUST LOAN INVESTMENT COMPANY

ADDRESS: #24,  7th Cross, 100 Feet Ring Road, Bhuvaneshwari  BSK 3rd Stage, Bangalore India.

PHONE No:  +918792664768

 Fax No:   +918792664768

LOAN TERMS AND CONDITIONS/PAYMENT SCHEDULE

Attention:

Following the Dates and appraisal submitted to this Corporation (Dated 11/25/ 2014).  Our Credit Approval Board is glad to inform you, that your reputations do precede you to qualify for this Credit Disbursement.

In accepting the loan, the recipient undertakes to agree and abide by the terms and conditions of the Loan Agreement entered into with the Fund, thus: 

a. The Borrower must promptly submit to the secretary the Fund his/her complete monthly installment amount at the end of every month. If the borrower fails to comply with this regulation, the Committee may require an early repayment of the loan; 

b. The Borrower may not claim difficulties in obtaining the necessary currency as an excuse for delaying or suspending his/her payments, that is the monthly installment must be made through the same currency with which the loaned amount was disbursed;

c. Until the loan is fully repaid, the Borrower shall inform the Committee, in a timely matter, whenever there is a change of situation or completion of his/her immediate work plans. 

d. The Borrower must agree to repay the loan in accordance with the terms and conditions established in the Loan and Agreement. In cases in which unforeseen circumstances prevent the borrower from completing his or her contractual obligations, the Borrower is required to notify us regarding his new update.
e. Borrower may pay their loans at an accelerated rate, increasing their monthly payment, or in a lump sum at any time; mandatory!!! 

f. In the event that a loan recipient fails to payback his/her loan within the established time limit, the full outstanding amount of the loan is due immediately, unless an exception is requested by the Borrower and is granted by the Committee. The Borrower may file for an extension no later than three months prior to his/her expected repayment date stipulated in the Loan Agreement.

LOAN PAYMENT SCHEDULE

Loan Balance:     

$5,000.00 USD

Loan Interest Rate:

3.00%

Loan Term:

2 years

Monthly Loan Payment:

$214.91 USD

Number of Payments:

24

Cumulative Payments:


$5,157.74 USD

Total Interest Paid:

$157.74 USD

Note: The monthly loan payment was calculated at 23 payments of $214.91 USD    plus a final payment of $214.81 USD .


You are required to provide the below details for immediate processing.

-Your recent identity proof.

-Your complete and accurate banking details; in which you want your loan amount to be transferred into. 

Such as:

1)YOUR BANK NAME:

2)BANK ADDRESS:

3)ACCOUNT NAME:

4)ACCOUNT NUMBER:

5)SWIFT CODE:

Our company is guided by rules and regulations having a legal Code of Federal operation denoted by “12 CFR 221.109”

Finance & Leasing Association Code of Practice

Below are the few tips and regulation codes.

Ø    Act fairly, reasonably and responsibly in all our dealings with you.

Ø    Make sure that all services and products meet the requirements of this Code.

Ø    Make sure that all services and products meet all the relevant laws and regulations, including the Consumer Credit Act 1974 and all regulations made under it.

Ø    Not discriminate against you because of your race, sex, disability, ethnic background or sexuality.

Ø    Act honestly and try to make sure that credit brokers, and all other suppliers of goods and services we do business with do the same.

Ø    Don’t pressurize you to enter into any agreement with us and also not give room to pressurization

Ø    Correct mistakes, handle complaints quickly and sympathetically, and tell you how to take your complaint forward if you are still not satisfied

 

Ministry of Finance Code of Practice

Ø    Before a loaned amount can be disbursed mainly on delivery bases, it has to be registered in the ministry of finance and also has to be insured in our local insurance company in other to ensure 100% security and hence avoid seizing by the Anti-Terrorism Agency during the process of delivery of the fund, and again the secret funding by terrorists in financing terrorism abroad (Meaning), this Money is genuine and from a legal company and not terrorism Acts. Also in accordance with the Law of the federal constitution to get the approval of the MONEY LAUNDERING MONITORING COUNCIL over the delivery of this loan to you.

We shall be responsible for the insurance of your Loan being you a serious and legit Borrower in other to ensure good business deal. On insuring this Loan the total loan amount with no deduction will be transferred to you through your nominated bank account.


Once we get the above information from you, we will forward your complete  application details to the Money Laundering Monitoring Council in the  ministry of finance for the approval of the loan, and also send the Loan to the  Insurance Company so that it can be insured.


Thanks for your patronage/trust and understanding as we await your prompt response.

MANAGEMENT

GOLDEN TRUST INVESTMENT.

 
     
Miss Young

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....

 

Copyright © 2004-2015 419.bittenus.com. All rights reserved. Updated 18-Jan-2015