Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised a loan at favourable terms. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never get the loan, because the scammer behind this fraud wants MY money.

If you received a similar email, you should go to the homepage to read more about 419 fraud.


On Thursday, February 12, 2015 3:58 PM, peter banks < peters4kc@gmail.com > wrote:

Attention: Dear Customer.

Sequel to your loan application that was acknowledge by this office, On behalf of the entire Board of Directors. This is to certify that having successfully verified and validated the information and identification provided by you our client, the board of Trustees have hereby authorized the approval of the requested loan. The funds will be ready for transfer after the necessary requirements are meant by you the beneficiary of the loan.

When you have met our requirements and you are still willing to acquire your loan sum with us, you will then need to insure your loan sum with our affiliate insurance company.This,of course,is partially due to the fact that we do not accept collateral securities of any kind. the insurance will prepare the necessary document that will back up this transaction, In doing this,it is imperative that we have the trust and confidence of all communities and individuals that are involved in any transaction with us.

Please find below the loan terms and conditions for the loan Amount of (€5,000,000.00 ) and we are assured that you will meet up with the monthly repayment plans and also we believe you can be trusted.
The loan repayment is based on a monthly basis & duration which consists of the loan capital and Interest rate together, We are ready to disburse the loan to you,if only you will adhere to our rules and regulations. we assure you that you will definitely get this loan.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Loan Balance: €5,000,000.00

Loan Interest Rate: 3.00%

Loan Term: 10 years

Monthly Loan Payment: €48,280.37

Number of Payments: 120

Cumulative Payments: €5,793,644.73

Total Interest Paid: €793,644.73

Note: The monthly loan payment was calculated at 119 payments of €48,280.37 plus a final payment of €48,280.70.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _

1.1 We will make the loan available to you by crediting it to your bank account or by sending a cheque, or any other payment method.

2.1 You agree to repay the loan by the installments and on the days specified under the heading "Loan Terms" in this mail. The first installment will be paid 6 months after the loan is made to you.
3.1 You can end the agreement at any time by paying off all amounts payable under the agreement.
If you have been paying installments when required by the agreement for a continuous period of at least six months, you may choose to increase the number of monthly repayments set out under the heading "loan terms". You may increase the number of payments by up to the original term shown under the heading "Loan Terms" provided that the overall term as extended may not exceed seven years. We will notify you of the new amount of the monthly installments, which will include the additional amount of interest payable as a consequence of the extension.
5.1 Agreement can be changed to make it fairer to you or more easily understandable, or to correct a mistake (provided that this correction would not adversely affect you), or to cover a development in, or the introduction of, new products and services or to reflect a change in the law or any code of practice (or the way in which they are applied).

6.1 Notwithstanding the terms of any security which we hold or may in the future hold, the sums due under this agreement are unsecured, except for rights arising by operation of law.
COMPLAINTS: If you think we have made an error or we have not delivered the standard of service that you expect, please let us know promptly so that we may investigate the circumstances as soon as possible.
INSURANCE POLICY: An insurance certificate must be obtained before transfer of loan(s) can be made. This is done based on the BRITISH INSURANCE LAW (BIL), the law governing money laundering in the United Kingdom. It states that "the lending of money within and outside the country must be insured against the risk of theft, loss and terrorist activities" (The above is the responsibility of both the lender and the receiver), AND IT WILL COST YOU €3,500
If the terms and conditions are acceptable by you, you are required to get back to us immediately, so that we can furnish you with the Loan Contract Agreement.
Thanks for your understanding and interest,
We await your response at your earliest convenience.
Financial Manager.

Peter Banks
'Your Business Is Our Blessing'
Feb 12 at 10:44 PM
From: peter banks
Today at 12:32 PM

Today at 1:16 PM
As soon as the payment today. Your loan transfer to you same day
Miss Young

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


Copyright © 2004-2015 419.bittenus.com. All rights reserved. Updated 04-Feb-2018