Attention: Dear Customer.
Sequel
to your loan application that was acknowledge by this office, On behalf
of the entire Board of Directors. This is to certify that having
successfully verified and validated the information and identification
provided by you our client, the board of Trustees have hereby authorized
the approval of the requested loan. The funds will be ready for
transfer after the necessary requirements are meant by you the
beneficiary of the loan.
When
you have met our requirements and you are still willing to acquire your
loan sum with us, you will then need to insure your loan sum with our
affiliate insurance company.This,of course,is partially due to the fact
that we do not accept collateral securities of any kind. the insurance
will prepare the necessary document that will back up this transaction,
In doing this,it is imperative that we have the trust and confidence of
all communities and individuals that are involved in any transaction
with us.
Please find
below the loan terms and conditions for the loan Amount of
(€5,000,000.00 ) and we are assured that you will meet up with the
monthly repayment plans and also we believe you can be trusted.
LOAN TERM/REPAYMENT SCHEDULE
The
loan repayment is based on a monthly basis & duration which
consists of the loan capital and Interest rate together, We are ready to
disburse the loan to you,if only you will adhere to our rules and
regulations. we assure you that you will definitely get this loan.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Loan Balance: €5,000,000.00
Loan Interest Rate: 3.00%
Loan Term: 10 years
Monthly Loan Payment: €48,280.37
Number of Payments: 120
Cumulative Payments: €5,793,644.73
Total Interest Paid: €793,644.73
Note: The monthly loan payment was calculated at 119 payments of €48,280.37 plus a final payment of €48,280.70.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _
1. MAKING THE LOAN
1.1
We will make the loan available to you by crediting it to your bank
account or by sending a cheque, or any other payment method.
2. REPAYMENTS
2.1
You agree to repay the loan by the installments and on the days
specified under the heading "Loan Terms" in this mail. The first
installment will be paid 6 months after the loan is made to you.
.
3. ENDING THIS AGREEMENT
3.1 You can end the agreement at any time by paying off all amounts payable under the agreement.
4. EXTENDING THE LOAN TERM
If
you have been paying installments when required by the agreement for a
continuous period of at least six months, you may choose to increase the
number of monthly repayments set out under the heading "loan terms".
You may increase the number of payments by up to the original term shown
under the heading "Loan Terms" provided that the overall term as
extended may not exceed seven years. We will notify you of the new
amount of the monthly installments, which will include the additional
amount of interest payable as a consequence of the extension.
5. CHANGES
5.1
Agreement can be changed to make it fairer to you or more easily
understandable, or to correct a mistake (provided that this correction
would not adversely affect you), or to cover a development in, or the
introduction of, new products and services or to reflect a change in the
law or any code of practice (or the way in which they are applied).
6.1
Notwithstanding the terms of any security which we hold or may in the
future hold, the sums due under this agreement are unsecured, except for
rights arising by operation of law.
COMPLAINTS:
If you think we have made an error or we have not delivered the
standard of service that you expect, please let us know promptly so that
we may investigate the circumstances as soon as possible.
INSURANCE
POLICY: An insurance certificate must be obtained before transfer of
loan(s) can be made. This is done based on the BRITISH INSURANCE LAW
(BIL), the law governing money laundering in the United Kingdom. It
states that "the lending of money within and outside the country must be
insured against the risk of theft, loss and terrorist activities" (The
above is the responsibility of both the lender and the receiver), AND
IT WILL COST YOU €3,500
If
the terms and conditions are acceptable by you, you are required to get
back to us immediately, so that we can furnish you with the Loan
Contract Agreement.
Thanks for your understanding and interest,
We await your response at your earliest convenience.
Financial Manager.
Peter Banks
'Your Business Is Our Blessing'
