Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised millions for my assistance. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never see the millions, because they never existed.

If you received a similar email, you should go to the homepage to read more about 419 fraud.


> From: cbaldwin@cbaldwinc.com
> Subject: See Attachment
> Date: Wed, 6 Apr 2016 22:07:49 -0700
> Please see attachment containing important information about your payment.

Attention: Beneficiary

Our records indicate that you are listed as the primary beneficiary on the following term life insurance policy listed below:

Policy Number: 093-77080905
Coverage Amount: $950,000.00
Policy Issue Date: 12/12/1991

The above term life insurance policy has been overdue for payout since January 12, 2016, due to the unfortunate demise of the insured policy holder. Under normal circumstances, when a policy is due for payout, the primary beneficiary is responsible for contacting the insurance provider and filing a claim, but in this instance, we had to contact you because we didn't receive a claim on the policy for more than 3 months after the demise of the policy holder, which according to protocol, leads to the permanent dissolution of the policy and due payout amount.

We tried severally to reach you at the contact details provided on the initial policy declaration back in 1991, all to no avail. After numerous failed attempts to contact you, we resulted in retrieving and verifing your information through public records databases and government agencies, hence our contacting you now.

Because you didn't file a claim at the time of death, we understand that you might not know who listed you as the primary beneficiary on their policy, but we do believe it's a close relative since we require only relatives as beneficiaries on our policies. We see this type of situation on regular bases, where a policy holder neglects to inform their beneficiary until the time of death. This is not unusual and could have been for a number of reasons which we are not at liberty to discuss.

Contact our claims department with your policy number to file a claim immediately: claims@ereclife.cf

This is our 5th and Final attempt at contacting you for claims. If you don't file a claim within the next 48hrs we would take this as another failed attempt at communication which leads to the final desolution of the policy.


Jenna Rhodes
Registered Agent
Policy Support Dept
ErecLife Insurance Inc

CONFIDENTIALITY -- This email is intended only for the person(s) named in the message header. Unless otherwise indicated, it contains information that is confidential, privileged and/ or exempt from disclosure under applicable law. If you have received this message in error, please notify us.

Miss Young

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


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