Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised millions for my assistance. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never see the millions, because they never existed.

If you received a similar email, you should go to the homepage to read more about 419 fraud.

From: John Odeh < directorclifford2016@gmail.com >
To: undisclosed-recipients:;
Date: Mon, 12 Mar 2018 20:09:56 -0500


Greeting From Apex Bank of Nigeria.

You are hereby notified that i have received your email and it
contents, we have today programmed your name on the master card
through our inter switch computer nonelectric department here in Apex
Bank of Nigeria and your payment is ready this morning. your delayed
payment of US$10,500,000 has been credited into the ATM Card.

Furthermore, the card can be used on any ATM machine all over the
world or you can go to your personal bank to offload the money that s
in the card into your personal bank account. also you are only
required to make a total withdrawal of $20,000 to $30,000 per day and
the card expires in the next two years interval from the date of
issue. your issuance date will start counting as soon as you receive
the card and we will immediately activate the card for your use.

Secondly You can Frequently Asked Questions:

Q: Do I need a bank account to use the card?
A: No - you do not need a bank account to use the card.All you need is a
payment card and access to an ATM machine to receive your money.

Q: What currency will I receive my money in?
A: You will receive your money in the currency that the ATM machine
provides, which is generally the currency of the country that the ATM
machine is located in.When you make your withdrawal, the amount you
withdraw will be converted into the ATM'scurrency at very competitive
exchange rates.

Q: Will the ATM card work in my country?
A: Yes - the ATM card will work in almost every country in the
world.There are more than a 945,000 ATM machines throughout the world
that will accept your card.
Any ATM machine that displays the Visa logo or the PLUS logo will accept
the card.

Q: Can I use my card for credit card purchases?
A: YES - You can use it for ALL online purchases. Your Visa Electron
Card can also be used for point-of-sale transactions at select Visa
merchant terminals worldwide.

Q: Can I get a second card for my spouse, relative or friend?
A: Only one card can be issued per account, we are unable to issue a
second card for any account.

Q: What happens if I do not withdraw my money right away?
A: Nothing - you are not required to withdraw all or any of your money
immediately. You can let your money remain in your account
indefinitely.Your account balance will be securely held (in US
Dollars) and transaction
statement will be send to you at the end of each month.

Q: What if I decide later that I no longer want to receive payments through
the payment card?
A: No problem - just send an application with your preferred choice of
payment, but this will be after one month after you receive the atm
card. You can keep your card so you can still access any remaining
money in your account or if you decide to use the Card payment option
again in the future.

Q: Will my Master Card expire?
A: For security reasons, your Card will automatically expire on the
date printed on the card.This date is 2 years from the time the card
is issued. Before your card expires, a new card will be sent to you
with a
new expiration date.

Q: How do I access my balance online, change my card's PIN or view my
transaction history?
A: You will do all this in Automatic Teller Machine(ATM)Meanwhile, I just
called the famous courier companies here to know how much they will
take to courier the ATM CARD and some insurance companies too and the
charges are below which you will send through western union:Remember
that the fee should send to Nigeria
where your fund was originated, as they are entitle to receive
and make every international payment.

1. DHL charged $71 dollars plus insurance of third class of $30 dollars and
it all amounted to $101 dollars.
2.FEDEX charged $80 dollars plus insurance of third class of $35 dollars
and it all amounted to $115dollars.
3.TNT charged $60 dollars plus insurance of third class of $40 dollars and
it all amounted to $100 dollars.
4.EMS charged $80 dollars plus insurance of third class of $50 dollars
and it all amounted to $130 dollars.

You are to chose from any of the above charges and send and get back to me.

You are to send the courier fee with the insurance from any of the
above charges to receive your ATM CARD in 72hours. The ATM CARD must
be insured to avoid theft of the draft by courier attendants.

This Bank can't release the ATM CARD to any courier service without
insurance as this Bank is not ready to be held liable for the ATM CARD
if stolen, therefore, proper documentation of the ATM CARD must be
done from this Bank before the ATM CARD will be handed over to any
company for delivery.

Do not ask this Bank to pay the courier services, we do not engage in
free job as this is a Reputable Bank which you knows the ethics.

We are not charging you for the Bank processing and preparation fee,so
do not ask the Bank to pay any cost for your ATM CARD as the Bank
won't answer that. So, accord this Bank with full respect to get your

Mr John Odeh
Apex Bank of Nigeria
Miss Young

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


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