Address: 919 Gilmer Street, Sulphur
Springs, TX 75482, United States.
Date: 29th April 2020
From: Guaranty Bank & Trust (USA).
Subject: GUARANTEED PAYMENT.
The content of this official letter must not be forwarded to any third party. Kindly consider the content of this official letter and act accordingly as advised so that we can be empowered to swift wire your funds into your bank account today.
The following content of this official writ evidently clarifies every uncertainty as it may interest you. Sequel to the receipt of your data, we hereby inform you that the wire transfer of your due funds valued US$10,500,000:00 will be made via "Swift MT 103" which will enable you make instant withdrawals from your local bank account within 24hrs after effect.
A lot of beneficiaries and even international traders do not know the meaning of SWIFT. Literally, SWIFT as an organization is the global provider of secure financial message services. Founded in Brussels in 1973, SWIFT is the "Society for the Worldwide Inter-bank Financial Telecommunication" and it is a co-operative organization dedicated to the promotion and development of standardized global interactivity for financial transactions by financial institutions.
SWIFT MT 103's are the most commonly used form of SWIFT communication, and are normally used to make such Amount to customers of another bank and it is simply an unconditional payment. MT 103 is an improved version of the original MT 100 swift message. According to the procedures of banking, the MT 103 is very much guaranteed because it is as good as cash and it is irrevocable unlike MT 100 which is the regular and outdated type of wire transfer a lot of banks utilize. In terms of your satisfaction, I can assure you that everything is well in place and with "Swift MT 103" you will certainly get your funds immediately.
According to the process of swift MT 103; firstly, Ordering customer/paying bank / (Bank A) directly sends swift MT 103 to beneficiary customer bank. Later, the ordering customer/paying bank / (Bank A) sends swift message (debit advice) to Bank A' s/paying bank correspondent, then Bank A' s / paying bank correspondent sends MT 202 to beneficiary customer/Bank B' s correspondent, then to beneficiary customer bank / head office which then send/credit funds to beneficiary account. The corresponding banks communicate through swift via MT 202 General Financial Institution Transfer. Beneficiary customer bank/Bank B correspondent uses MT 910 (credit advice) or MT 950 to communicate through swift with Bank B/beneficiary customer bank which is the receiving bank. This is a 100% guaranteed swift wire transfer process.
To this effect, you are advised by the management of this bank to fly down to this bank along with the sum of (US$250 only) for the " Swift MT 103/charge" which will empower the immediate swift wire transfer of your due funds into your choice bank account. The service cost of transferring your due funds via this mode is certainly not more than US$250 so be well informed. This mandatory obligation MT103 Wire transfer charge of US$250 dollars is not deductible.
The American Government, US Congress and Guaranty Bond Bank have collectively mandated that section (11) sub-section (5) paragraph 7 of the Settlement Edict Laws of the United States of America of 1991 states that " there is a charge by a bank or a financial institution to handle all local and international wire transfers" . Therefore you are fully responsible to send the required Swift MT 103/charge of US$250 only. Upon your acceptance to this remittance advise then we will issue you details to send the required Swift MT 103 charge so that we can effect the onward remittance of your funds accordingly. There has never been a record of an unfulfilled transaction so expect an efficient service from us because it is our pleasure to handle your transaction. Therefore you should get back to this office for the information where to send the fee,
NOTE: All the original documents in line with your payment will be mailed to your residence soonest. Please take note that you do not have to pay for the delivery of the original documents which will be mailed to your residence via USPS Service.
Banking with Guaranty Bank & Trust (USA) certainly opens several doors for you. Thank you for banking with us.
Mr. Charles A. Cowell.
Executive Vice President.
Guaranty Bank & Trust (USA)