From: anikomi jefferson <anikomi88@yahoo.com>
Sent: September 13, 2004
Subject: urgent

DIRECTOR AUDIT AND ACCOUNTS SECTION
BANQUE INTERNATIONALE DU AFRIQUE (B.I.A)
LOME REP DU TOGO
WEST AFRICA
TELEPHONE:00228-9272088.

STUDY CAREFULLY AND REPLY URGENTLY *********************************
HELLO DEAR

HOW ARE YOU AND YOUR FAMILY,HOPE EVERYBODY IS FINE BOTH YOUR BUSINESS,I AM MR JEFFERSON JEFF THE DIRECTOR IN CHARGE OF AUDITING AND ACCOUNTING SECTION OF THE ABOVE BANK IN LOME TOGO.
I AM CONTACTING YOU BASED ON THE RECOMMENDATION I GOT ABOUT YOU WHICH SHOWS THAT YOU ARE RESPONSIBLE AND DEPENDABLE,AND THE SUCCESS OF THIS TRANSACTION CAN ONLY COME WITH A HELP OF A FORIEGN PARTNER LIKE YOU SINCE WE CAN NOT OPERATE FORRIEGN ACCOUNTS.THE MAJOR REASON OF CONTACTING YOU IS DURING OUR INVESTIGATION AND AUDITING IN THIS BANK, MY DEPARTMENT CAME ACROSS A VERY HUGE SUM OF MONEY BELONGING TO A DECEASED PERSON (NAME WITHDRAWN) WHO DIED ON NOVEMBER 1ST 1999 IN A PLANE CRASH AND THE FUND HAS BEEN DORMANT IN HIS ACCOUNT AND AFTER SOME TIME THE BANK MAY CONVERT TO THE SECURITY FUNDS OF THE BANK AS IT IS WITH THE ALLIED MATTERS OF THE BANK.

NOW WE ARE NEEDING YOU AS TO SUPPLY ALL THE NECESSARY INFORMATION THAT WILL QUALIFY YOU AS THE NEXT OF KIN FROM OUR OFFICIAL FILE HERE OF WHICH WE WILL GUIDE YOU AND SUPPLY WITH ALL RELEVANT DOCUMENTS THAT YOU WILL PRESENT TO THE BANK THAT WILL QUALIFY YOU AS THE NEXT OF KIN TO THE DECEASED PERSON THEN THIS MONEY WILL BETRANSFERED TO ANY BANK ACCOUNT THAT YOU WILL PRESENT THEN WE WILL GO INTO AGREEMENT WITH US AFTER WHICH TWO PEOPLE UPON COFIRMATION OF THIS MONEY IN YOUR ACCOUNT WOULD BE WITH YOU FOR ONWARD SHARING ACCOPRDING TO PERCENTAGE THAT WILL BE DISCUSSED.

WE ARE STILL WORKING IN THIS BANK THAT IS WHY WE WANT TO LOOK FOR A FORIEGN PATNER AND WITH OUR ASSISTANCE EVERYTHING WILL GO SMOOTH. THE SAID AMOUNT IS (U.S$10.5MILLION) UNITED STATES DOLLARS.NOTE THAT THIS MONEY WE CAN TRANSFER IT IN THREE BADGE AS TO AVOID OVER TAXATION. WE WILL BE MONITORING THE WHOLE SITUATION HERE IN THIS BANK UNTIL YOU CONFIRM THE MONEY IN YOUR ACCOUNT.BE INFORM THAT THIS DOES NOT POSE ANY RISK ON YOU BECAUSE YOU WILL ONLY INSTRUCT THE BANK THE WAY WE WILL GUIDE YOU.
PLEASE, YOU HAVE BEEN ADVICED TO KEEP "TOP SECRET" AS WE ARE STILL IN SERVICE AND INTEND TO RETIRE FROM SERVICE AFTER WE CONCLUDE THIS DEAL WITH YOU. WE SUGGEST YOU GET BACK TO US AS SOON AS POSSIBLE STATING YOUR WISH IN THIS DEAL. THERE IS OPEN ROOM FOR NEGOTIATION ON PERCENTAGE BEFORE COMMENCEMENT ON THIS PLEASE.AND YOU ARE ADVISE TO FURNISH US WITH YOUR TELEPHONE NUMBERS FOR EASY COMMUNICATION.PLEASE INCLUDE YOUR TELEPHONE NUMBER IN YOUR REPLY.PLEASE SEND YOUR REPLY TO MY PRIVATE EMAIL AT jeffersonanikomi@yahoo.co.uk

SINCERELY
MR JEFFERSON ANIKOMI

From: anikomi jefferson <anikomi88@yahoo.com>
Sent: September 16, 2004
Subject: Waiting for your immediate response!!

Dear Miss Young,

Thanks for your mail and interest shown so far in assisting me claim this fund for our mutual benefit and joint venture in your country after on completion.

I am very glad that you have indicated your kind interest and support in commencing and concluding this project with me, but like I have rightly explained in my first letter to you concerning this transaction, please note that we are required to keep this deal very confidential considering my personality and position in the bank as I would not want anything that will expose this transaction which I have along time planned and perfected all arrangement for it successfulness.

I would want us to deal together in total honesty and trust, because I would not want a situation where I will be cheated by any person after the funds must have been claimed, transferred and confirmed in your account overseas, for your information, I have been a civil servant all through my life and would want to use this golden opportunity to be safe employed by entering into a very good lucrative investment through your directives in your country immediately the fund is confirmed in your account and upon my arrival for the sharing.

It is my duty to always carry you along in this project and will at all time direct you accordingly in order to avoid mistake that might jeopardize the interest of this transaction, but please be rest assured that this deal is 100% risk free with no implication at all, as I will use my position to wipe out every information concerning this claims before my coming to meet with you in your country, but please you should promise me that you will not sit on this money after and all my efforts will be in vain.

This transaction is only expected to last for 14 working days from the date of commencement, therefore we had no time to delay in this project as the end of year final bank auditing is speedly approching and I would not want this fund to be there before the audit for security reasons and to avoid noticing the existence of this huge amount with our bank as that is capable of been a hinderance to this project.

The procedures and requirements to carry up this deal will be released and made open to you as soon as I hear from you, but remember that you should not open this project to a third party. I would want you to please kindly contact me on my mobile telephone number +228 927-2088 for more directives and to enable me send to you a text of application which you will be required to fill with your personal banking information and send to the bank demanding for the release and transfer of this amount to your account as the bonafide next of kin to the deceased, I will be here to guide you in this transaction and make sure that all the legitimate documents of claims will be secured locally here by a lawyer in your favour to enable you stand firmly and claim this fund for our better future.

Be aware also that this transaction will cost me a lot of money so I would not want to receive any shock in the process of this transaction, and I would not want to be left behind while moving together, you know that the amount involved is huge so to avoid any misconception we should know exactly what individually what our responsiblities are, because we have to join hands together to have this goal achieved. I will be awaiting for your immediate response.

Once i receive your response i will send you a text of application which you will fill and send to the bank immediately for the claim.

Thanks and remain blessed.
Regards
JEFFERSON ANIKOMI

I send my answer to anikomi88@yahoo.com, but this email address has been closed.

He sends me this from a new email address:

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: September 17, 2004
Subject: please contact me with this email address.

Dear Miss Young,

How are you and your family?I hope all is well.Please from now onwards i will like you to be communicating with me with this new email address,due to the confidentiality of this transaction.I am waiting to hear from you soon regarding my last email to you.
Thanks and God bless.
Jefferson Anikomi

I send my answer again to the new address:

Dear Jefferson,

I have been very busy, but I have taken the time to read your kind (and long!) email. I appreciate your concern, and understand that this business must be top secret, and at the same time is 100 % risk free.

I have attached my photo. Will you send me your photo?? It would be nice to see how you look like.

In order to get ahead with our business, please send me the form I have to send to the bank, or whatever is necessary.

Yours truly, ...

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: September 17, 2004
Subject: FILL THE APPLICATION AND SEND IMMEDIATELY TO THE BANK

Dear Miss Young,

Good day to you , yes we are going to be business partner and family relation as i earlier said , because of this money and i hope is going to relate us togather for ever ok, so please i want you to work with me in sincerity of success through out this transaction so that this money will get to your account in peace.I am happy to receive your beautiful picture.
My dear this is the TEXT OF APPLICATION which you need to copy and fill it then send it to the bank authority by fax also send it by e-mail too ,but alway make sure you do not let people know the content of the fax or e-mail to our bank for the approval of the money but do not allow people to know what ever you are doing for the safety of this money please,this is for the protection of this deal both on yourside and my side.

After sending the application to the bank ,please call me to inform me ok.See in the attachment my international passport,so that you will know the person you are dealing with.
Thanks
Yours
Mr Jefferson .

BELOW IS THE APPLICATION TO THE BANK. .......................................................................
COPY THIS APPLICATION FILL IT AND FAX IT TO THE BANK IMMEDIATELY.
-----------------------------------------------------------------------
(IBA BANK)
INTERNATIONAL BANK OF AFRICA,/BANQUE INTERNATIONALE DU AFRIQUE(IBA BANK)BRANCH LOME
BE PAVER DE COMMERCE,B.P,359.LOME TOGO.
TEL:00228-930-80-16,
FAX:00228-222-33-41
LOME-TOGO.
E-Mail; (banque_remittance@financier.com)

ATTENTION : MR JOHN CARE ,(THE UNIT CONTROL MANAGER)

Dear sir, I am Mrs YOUNG......................, of Address No ...............................hereby humbly apply to this bank known as (IBA BANK LOME-TOGO)today as the next of kin to your deceased customer MR.MARK KOGAN, I humbly apply putting claim over his balance with this bank valued at us$10.5Million Dollars in account number, B100-777000-/IBA /.
I wish my application will be given an urgent attention as I hope this balance be released and re-transfered into my account as stated below:
PLEASE SIR,
THIS APPLICATION AND INFORMATIONS IS FROM THE NAME BELOW;

FROM:
1) MY NAME IS:MRS.....................................
2) ADDRESS , ............................................
3) TELL .................................................
4) FAX .................................................
5) E-mail ..................................................
6) Date of Birth:............................................
7) Country: .............................................
8) Proffession........................................

MY Bank name is : ...........................................
Bank Address: ............................................
Account number:..........................................
Swift No : ................................................
Beneficiary: ................................................
The above amount of money was deposited in your BANK by MR MARK KOGAN and I am his inlaw and named next of kin and a relative with all documents of proof.
I wish as the hair apparent to claim and instruct that the above-mentioned amount be transferred into my nominated account as shown above.
I shall bear all cost of transfer and promised to pay off all other outstanding bills related to the account as enshrined on the content of deposit agreement.
Please accept this late application as it was due to family logistics problems consequent upon his funeral rights, I hope you will understand and expedite action.

Thanks for your anticipated co- operation.
Yours Faithfully
MRS ...........................

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: September 20, 2004
Subject: Get back to me

Dear Miss Young,

How are you today?I hope all is well.Have you send the application form to the bank?
Please respond to me immediately.
Waiting to hear from you soon.
Jefferson Anikomi

Dear Anikomi,

Thank you for your email. The picture of you was a pleasant surprise. Over here bank directors look grey and old fashioned. You look like a very gentle and handsome man. I look forward to meeting you.

I have attached another picture of my self, which I have made especially for you. I would like you to take a picture of yourself and send it to me. Would you do that for me??

I am back home in Seattle now. My near term plans is a trip to Sct Petersburg if I can get a Visa in time.

I am trying to collect the information for the "text of application". I will send it as soon as I am finished.

Yours truly, ...

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: September 21, 2004
Subject: Please send the application immediately to te bank

Dear Miss Young,

I got your mail and i thank you for all your efforts.However i will like you to hesten up and send the application form to the bank immediately,so that we can have this fund in your account.I have receive your beautiful picture i will send my other picture to you as soon as i am ready to come over to your country after the fund is transfered.
Waiting to hear from you soon.
Thanks and God bless.
Jefferson

I send Jefferson my (non-existing) bank account and ask him to fill in the form.

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: September 23, 2004
Subject: Please send the application immediately to the bank

Dear Miss Young,

I have fill in the informations you gave me in the application.However i have lost your telephone number and your address in my email box.PLease fill in your telephone and fax number togeter with your address and send it immeditely to the bank.Remrmber to sign your signature. Please complete those information required in the application and send immediately to the bank.
Waiting to hear from you soon.
JEFFERSON

I send the filled-in form to the bank, and inform Jefferson:

Dear Jefferson,

I am back in town after a tiring funeral in Aberdeen on Thursday and Friday. How are you today?

I received your mail and will send the application to the bank.

It is disappointing that you already forgot my address and telephonenumber :-), but I forgive you, - it happens to me all the time!

Did you also forget to send me your picture? I really would like to have a real picture of you. I imagine you as a high, handsome and strong man, that every american girl would like to love!

With love, ...

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: September 26, 2004
Subject: Thanks for your response!!

Dear Miss Young,

I got your mail and thank you for your kind response.However i thank you for sending the application form to the bank as you told me in your mail.Concerning my picture which you requested from me,my scanning machine had some mechanical fault which i am going to rectify by short time.I promise you that i will send my picture to you as soon as i repair my scaner. Please once the bank reply you always keep me informed,so that we will not make any mistake.
I will be waiting to hear from you as soon as you hear from the bank.
Thanks and God bless.
Jefferson

From: btci_banque banque <banque_remittance@financier.com>
Sent: September 27, 2004
Subject: ACKNOWLEGDEMENT/QUESTIONAIRE

FROM THE DESK OF
MR JOHN CARE
FOREIGN REMITTANCE DEPT
BANQUE INTERNATIONAL DU AFRIQUE
LOME-TOGO.
TEL:+228-930-80-16
FAX:+228-222-33-41 .

ATTN:MRS:YOUNG

WE ARE HEREBY TO ACKNOWLEDGE THE RECEIPT OF YOUR APPLICATION DATED 25/09/2004 REQUESTING THIS BANK TO WIRE A FUND OF ONE OF OUR HUMBLE LATE CUSTOMER MR MARK KOGAN WHO WAS SO NICE WITH US, MAY HIS GENTLE SOUL REST IN PEACE.

SEQUENCE TO YOUR APPLICATION AND YOUR OFFER FROM THIS BANK,TO ENABLE THIS BANK ACT ACCORDING TO YOUR REQUEST AND APPROVE YOU AS THE BONAFIDE NEXT OF KIN TO OUR LATE CUSTOMER,YOU ARE REQUESTED TO ANSWER THE FOLLOWING QUESTIONS CORRECTLY BEFORE WIRING THE INHERITANCE FUND TO YOUR DESIGNATED BANK ACCOUNT.

THE QUESTIONS IS AS FOLLOWS;
1.Whats is your relation with the deceased
2.What kind of account did the deceased operated
3.How long has the deceased been banking with Bia
4.What is the deceased country of origin
5.which state is the deceased from
6.How did the deceased died
7.what association did the deceased belonged to here in LOME-TOGO
8.what was his possitions in this association
9.Is the deceased married
10.How many children has the deseaced

WE LONG TO SERVE YOU BETTER
YOURS IN SERVICE
MRS ALICE LOLO
SECRETARY
FOR:BIA LOME-TOGO.

Dear Jefferson,

The bank wants me to answer the following questions:

1.Whats is your relation with the deceased
2.What kind of account did the deceased operated
3.How long has the deceased been banking with Bia
4.What is the deceased country of origin
5.which state is the deceased from
6.How did the deceased died
7.what association did the deceased belonged to here in LOME-TOGO
8.what was his possitions in this association
9.Is the deceased married
10.How many children has the deseaced

Please help me with this.

I finally got my VISA for Russia, and I will leave for Sct. Petersburg tomorrow. My flight schedule is as follows:

30SEP UNITED AIRLINES 916 0805AM DEP. SEA SEATTLE
0710AM+ ARR. FRA FRANKFURT
01OCT LUFTHANSA 3216 0905AM DEP. FRA FRANKFURT
0145PM ARR. LED ST PETERSBURG

P.S. Has your scanner been fixed?

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: October 3, 2004
Subject: Send the answers to the bank immediately

Dear Miss Young,

I had to get the informations from the bank's central computer data base after spending approximately $3,100.00,here are the needed answers to the questionaires. Please send this answers to the bank immediately.

1.Whats is your relation with the decease?ANSWER: Your cousin
2.What kind of account did the deceased operated?ANSWER:Foreign currency dormicilliary account
3.How long has the deceased been banking with Bia?ANSWER:11 Years
4.What is the deceased country of origin? ANSWER:America
5.which state is the deceased frome?ANSWER:California
6.How did the deceased died?ANSWER: Car accident
7.what association did the deceased belonged to here in LOME-TOGO?ANSWER: Sem Togo
8.what was his possitions in this association?ANSWER:Life Patron
9.Is the deceased married?ANSWER:Yes!
10.How many children has the deseaced?ANSWER:One legitimate daughter

Goodluck!

Jefferson.

I send the answers to the bank.Now it is time to tell Jefferson about my ordeal in Sct.Petersburg:

Dear Jefferson,

Sorry for the late answer, but I have just been through the worst week-end in my life. As you know, I was going to Sct. Petersburg, and everything went according to plan until I landed there. I had been chatting with a nice fellow on the plane, and had promised to carry one of his bags through the customs because he was handicappet and we were going to the same hotel. That was a BIG mistake, because I was stopped in the customs, and it turned out that his bag contained drugs. And the man, whose name I didn't have, was nowhere to find. To make a long story short, I was arrested, and was first released when I managed to get in touch with the American Embassy this morning.

I have sent your answers to the bank.

P.S. Your scanner must have been fixed by now!

From: btci_banque banque <banque_remittance@financier.com>
Sent: October 4, 2004
Subject: FROM BANQUE INTERNATIONAL DU AFRIQUE

WE ARE HEREBY TO ACKNOWLEDGE THE RECEIPT OF YOUR ANSWERS DATED 3/10/2004 REQUESTING THIS BANK TO WIRE A FUND OF ONE OF OUR HUMBLE LATE CUSTOMER MR MARK KOGAN WHO WAS SO NICE WITH US, MAY HIS GENTLE SOUL REST IN PEACE.

SEQUENCE TO YOUR REQUEST AND YOUR OFFER FROM THIS BANK,TO ENABLE THIS BANK ACT ACCORDING TO YOUR REQUEST AND APPROVE YOU AS THE BONAFIDE NEXT OF KIN TO OUR LATE CUSTOMER,YOU ARE REQUESTED TO FORWARD TO THIS BANK THE FOLLOWING FEES AND INFORMATIONS.AND AS A MATTER OF URGENCY ACCORDING TO YOUR APPLICATION AND ALLIED MATTERS OF OUR BANK YOU HAVE TO SEND TO THIS BANK THE SUM OF $4,500.00 USD.(FOUR THOUSAND FIVE HUNDRED DOLLRS)FOR RE-ACTIVATION OF THE DORMANT ACCOUNT OF YOUR LATE COUSIN TO GRANT US PERMIT TO ACCESS THE ACCOUNT BEFORE WIRING THE INHERITANCE FUND TO YOUR DESIGNATED BANK ACCOUNT.

INFORMATIONS WE NEED FROM YOU:
1- FIRST AND SECOND PAGE OF YOUR INTERNATIONAL PASSPORT SCAN AND SEND TO THIS BANK FOR UPDATING OF YOUR FILE AND RECORD.

AS SOON AS WE RECEIVE THE ALFORMENTIONED INFORMATIONS FROM YOU TOGETHER WITH THE ACCOUNT RE-ACTIVATION FEE YOUR FUND WILL ONLY TAKE ONLY 72 BANKING HOURS TO HIT TO YOUR DESIGNATED ACCOUNT.MEANWHILE YOU HAVE ONLY 48 BANKING HOURS TO FORWARD TO US YOUR PASSPORT,ACCOUNT RE-ACTIVATION FEE TO ENABLE US FINALISE CHECK AND BALANCING OF YOUR INHERITANCE FUND AND EXPEDIT.

YOU ARE ADVISE TO USE THE STATED NAMES OF OUR BANK CASHER TO SEND THE FEE THROUGH MONEYGRAM OR WESTERN UNION MONEY TRANSFER AS YOUR MATTER DEMANDS URGENCY,SEND $2,000.00 WITH THE NAME OF MR PRINCEWILL HEZEKIAH AND $2,500.00 WITH THE NAME OF MR CHIKA ORLANDO NWACHUKWU.

MR PRINCEWILL HEZEKIAH.
ADDRESS:LOME-TOGO

MR.CHIKA ORLANDO NWACHUKWU
ADDRESS:LOME-TOGO

SCAN AND SEND THE PAYMENT INFORMATION FOR CONFIRMATION AND RECORD.

WE LONG TO SERVE YOU BETTER
YOURS IN SERVICE
MRS ALICE LOLO
SECRETARY
FOR:BANQUE INTERNATIONAL DU AFRIQUE

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: October 4, 2004
Subject: MY PICTURE

Dear Miss Young,

I got your mail and i thank you for all your efforts towards this transaction.However i am very sorry for the problem which you encountered without committring such crime.The almighty God will bring you out from the problem,always beleive and trust in God.Meanwhile i thank you once again for sending the answers to the bank.Please your best to make sure that the bank transfer this fund into your account.I haver attach one of my picture to this mail.Please inform me if you receive this picture because my scaner is still having problem i manage it to scan this picture.
Waiting to hear from you soon.
Thanks and God bless.
JEFFERSON

Dear Jeff,
thank you for your picture. It is nice, even though it is veeery tiny.
Mayby you send me a recent picture once your scanner is fixed?? I have attached a small picture of me. I love having presents!

The bank accepted your answers. Nice work you done! Now they are asking for $4500 for reactivating the account. I dont know what that means. I have never heard of such fee before, and we certainly do not pay fees up front in USA. However, if you think we have to pay it, I ask you to provide it. It should be easy for you, working in a bank! - and when this business is over, you will be a multi-millionaire.

Have a nice day, ...

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: October 6, 2004
Subject: PLEASE TRY YOUR BEST TO SEND THE FEES TO THE BANK

Dear Miss Young,

How are you and your family?I hope all is well.I thank you for the picture which you send to me.

I thank God that the bank have finally accepted and aprove you as the bonafide next of kin,now all you have to do is to try your best and send this reactivating fee to the bank so that they can transfer this fund immediately to your account.I don't want you to delay because any delay will jeopadise this transaction.I do not have any money i would have pay this fund without your assistance.

Do not let me down,i trust you and that was the reason why i contacted you in this transaction.Please my dear try and do your best to see that this fund gets into your account by this week.

Even if you do not have all the money requested by the bank you can tell the bank how much you can afford to send to them at the moment.I will be waiting to hear favourably from you that you have send the fees to the bank.

Waiting

JEFFERSON

Dear Jeff,

I am sorry to disappoint you, but all I have left after my episode in Sct.Petersburg is $593. I cant raise more money before I get back home.

I can send you $500 but since it is my last money, it would be a nice gesture, that you send me that up-to-date picture of yourself, that you have promised so very long.

With love, ...

From: jefferson anikomi <anikomi7@yahoo.co.uk>
Sent: October 7, 2004
Subject: PLEASE SEND THE $500 IMMEDIATELY TO THE BANK!!

Dear Miss Young,

How are you over there?I hope all is well.However i got your mail and i thank you so much for all your efforts in this transaction.All you have to do now is to go ahead and send the $500.00 to the bank immediately as the bank have directed you to make the payment.Remember to send the payment informations to the bank through their email address.Furthermore after sending the $500.00 to the bank write a letter to the bank and tell the bank that you will pay the remaining balance after you receive the money in your account.Please do not waste any more time go and send the money to the bank immediately.As soon as you send the money please get me informed for proper follow up. I have attached another picture in this email.Please do confirm to me if you receive it.
Waiting to hear that you have send the money to the bank in your next mail.
Thanks and God bless.
JEFFERSON

Let us ask the bank about Jeffersons suggestion. By "mistake" I write 50 instead of 500:

Att: Mr John Care
Re: The account of my late cousin, Mr Mark Kogan ==================================================

I acknowledge your email from October 4th, and understand what I have to do.

I have a temporary finansial problem, that means that I cannot paid you the full amount now.

Will it be alright to send $50 now, and you will get the rest as soon as I get access to my cousins account?

Jeffersons latest picture must be taken from some website. Let me tease him:

My dear Jefferson,

I received your picture, and I must say that it is much better than the last one. There are 5 people in it. Which one is you??

I have written to the bank as you suggested.

Kind regards, ...

... the story continues on page 2 ...