Miss Young

Hello, I am Miss Young. I received the following story from a friend. Let me call her Isolde. It is about socalled "Advance Fee Fraud" letter, where you are invited to an employment program and offered a job abroad. These stories are all lies, and if you respond, sooner or later you will be asked to pay a fee. If you pay, another fee will quickly come up, and it will continue that way until you give up or run out of money. You will never get the job, because it never existed. Most of these letters are spread via dating sites.

If you received a similar email, you should go to the homepage to read more about 419 fraud.


Dear Ms. Young,
I'm Isolde. I just finished emailing my siblings regarding the HSWF golden opportunity. In my email, I was encouraging my family to join me in the employment and housing program of HSWF.
God works in mysterious ways, after sending email and about to close my computer to go to bed as its already midnight here, I decided to look for Home Social Welfare Foundation from google search. Although in HSWF's email, it was mentioned that the website is still under construction. In my search, I came across your website.
HSWF is a scam!!! And they are the same letters sent to me, just in another name of certain Kelvin David which I met at the chat room. Shocked upon reading the stories about HSWF but quickly regained my senses and emailed my siblings. Imagine in a few minutes of convincing them to support and join me at HSWF, I wrote a letter of apology and asked them to disregard my previous emails.
All because of my desire to look for a lifetime partner from a dating site, I was deceived  and was given false hopes of employment, housing and love in the USA. I greatly appreciate your site, I almost lost huge amount of money. I will try my  best to warn many people as I can and hope this scam will end and the people behind this will be jailed.
God bless you with your noble mission.


Here is the complete correspondance from Kevin. He is no longer communicating after 01 October. Note that they use yahoo email add and no hswf  domain.
God bless and praying "Kevin" was not able to victimize a lot of people from our country.
Warm regards,

From: itzamatch.com Customer Service <info@itzamatch.com>
Sent: Monday, September 24, 2007 3:06:21 PM
Subject: Someone has sent you a message.

Dear Isolde ,

This person sent you an email! Click here to view.

Alias: kelvin4u
38 yrs. old
Kentucky ,United States

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Mon, 24 Sep 2007 03:10 PM

Compliment of the day to you and your family members. How are you? Hope fine. As for me, I am alright by the grace of God. I was overwhelmed when I across your profile. I pray to God that my mail find you in good condition of health. Well, my name is Kelvin David. My middles name is Thomas. I am 38 years old from United States of America . I have been devoted to my job. I have now realize that it is the right time for me to settle down and have my own family. Do please permit me to share the love I have for you. One may have every thing in life, but you are not complete when you are lacking the right lady in life. I pray to God that I will find one in you.
For further communication, do please reach me through my e-mail address at kelvindavid_02@yahoo.com
Thanks and God bless as I await your reply,
Yours in love,
Kelvin David.


From: Kelvin David <kelvindavid_02@yahoo.com>
Sent: Tuesday, September 25, 2007 3:07:53 PM
Subject: I Appreciate Your Reaching Out To Me

Hello Isolde,
I just have to thank you for replying my mail, if not for other things but for the efforts you made to type the mail. Like I have earlier informed you in my previous mail, I’ve turned to the Internet to look for a partner, because I haven’t yet met someone who has really fulfilled my expectations. I’m not searching for adventures or games, on the contrary, I hope to find that special person in you, and someone with whom I can create the family I’ve always wanted and spend the rest of my life with. Therefore, I sincerely look forward to becoming a proof that this type of meeting possibility really works and changes people’s lives. . I grew up and did all my schooling in Louisville, ky.down hear in United States, As regards my family, we are three in number;
I am the only male child of my parents. My parent have three children, two girls and a boy .I being the first child, Ms Clara While Ms Catherine is the last but still in school studying
Social Law
My father Dr. Done Johnson David and my mother Ms. Barrister Monica David are both retired from the US civil services. As for my job, I have great regards for my job and give to it all the necessary attentions. I am working with Human Social Welfare Foundation (HSWF) here in the US.
Judging from your mail, you look cute and charming, I’m sure you’ve received many responses and proposals, but please believe me that it’s not my intention to just flatter you, by telling you that you’ve impressed me! Nevertheless "I enjoy spoiling and pampering my partner… I believe in God; I feel that family is the most important support in life; I know true love exists; I immensely value friendship; I hate conflict; I’m sincere and detest hypocrisy; I’m open minded; I respect other’s ideas and listen to them (so I expect to be listened to, because I wait for my turn to speak); I’m witty and have a great sense of humor; I think our destiny is something we discover every day, according to how we face it, what we do and what we don’t and I doubt there’s a second chance for a first good impression. Appealing, cerebral and of average size, my best qualities are loyalty, passion and creativity. I am a man of great integrity, my quiet serene demeanor accords me an air of mystery and diffidence as I go my way as a serene, wise observer of human society. I have a penchant for remaining above the fray and for maintaining my individuality. I am always well groomed and handsome eyeglasses frame my eyes.
I can be best described as optimistic, high spirited and broadminded. I love romance, freedom and I am very much future oriented. I am a physical person. I respond to the world through action, rather than practicality, intellect, or emotion. While I am about action and getting things started, I am not in a hurry. I want to experience life, rather than read about it. I am an eager explorer and interested in mental outreach. I enjoy travel and spiritual study, and have a daring and adventurous spirit. I am high-spirited and enthusiastic, often flirtatious, and enjoy social life immensely. In my leisure time, athleticism comes to the forefront but for now this hobby is already slipping away from my hands. Personal challenge is always appreciated, and I prefer solitary or one-on-one sports that stretch myself to the limit. My philosophical side makes me enjoy drama and debate, as well as most other mentally challenging pursuits. In love relationships, I am sincere, straightforward, flirtatious and playful. I can also be one cool customer. Although few would describe me as being warm, cuddly, or sentimental, those close to me see me as an important source of support in their lives. That's because when things are chaotic or falling apart, I'm the type of person who can be virtually unflappable. I am also known for being a talented problem solver. When it comes to my relationships, I usually know how to speak up for myself so that others know what I want. But that doesn't mean I'm rigid or inflexible. In fact, I'm quite willing to acquiesce for the right person. They just need to make their case honestly.
THE KIND OF LADY I NEED the type of lady who attracts me is honest, direct, and reliable - who can be my "pal". I like a lady who's playful one minute, and philosophical the next. Above all, companionship, honesty, and idealism appeal to me - and a sense of humor! My ideal partner is a very passionate person who knows how to fully enjoy life. She has a highly active imagination when it comes to trying new things. More than most people, she knows how to value the pleasures of romance and is not afraid to pursue those feelings when the timing is right. She also has a strong intellect, with a penetrating thought process and a continual curiosity about the world around her.
ANOTHER SIDE OF ME Born into this world, but not of this world. I paint romantic portraits with words. Strong, but sensitive. Healthy, beautiful bodies. Warm soft voice with curious accent. NOT into the abuse of anyone or anything. Wise as a sage, with heart of a child. Love and forgiveness a way of life. Bohemian. Social transcendent. Spiritual drummer. Faithful friend. Very romantic sweet lover. I would like to meet a lady that believes in the power of love and forgiveness. Wants to transcend beyond the worldly norm and discover new vistas of companionship, sharing, peace, and joy. Someone, who is very romantic and believes in angels Surely, no one lives to himself or herself and what ever we can do today for one another may stand for our glory tomorrow. Love feels no burden, thinks nothing of trouble, attempts what is above its strength, pleads no excuse of impossibility. .It is therefore able to undertake all things, and it completes many things, and warrants them to take effect, where she who does not love would faint and lie down. Love is watchful and sleeping, slumbered not. Though weary, it is not tired; though pressed, it is not straitened; though alarmed, and it is not confounded. . Friends are God's way of taking care of us. There is only one happiness in life, to love and be loved.
Marriage is not a ritual or an end. It is a long, intricate, intimate dance together and nothing matters more than your own sense of balance and your choice of partnered. I will  send my photograph to you in my next mail. While waiting for your photographs by e-mail,
Please you should take good care of your self for me
Seek out that particular mental attribute which makes you feel most deeply and vitally alive, along with which comes the inner voice which says, 'This is the real me, and when you have found that attitude, follow it
Yours ever,
Kelvin From: Kelvin David <kelvindavid_02@yahoo.com>
Sent: Thursday, September 27, 2007 2:40:31 PM
Subject: Is Quite Loving That You Mailed

Hello Love,
Thanks once again for your mail. I am enjoying your friendship couple along with my job.It gives me joy to take care of fellow human beings who needed assistance. The  HSWF Employment and Housing  program have improved the lives of many who have no job and who are not earning good salaries in their home countries.HSWF help poor people to make a better living through the program. HSWF -means  HUMAN SOCIAL WELFARE FOUNDATION
The HSWF helps to reduce the vulnerability of poor people affected by natural disasters, conflict and environmental degradation through this Employment and Housing program !
Three passions have governed my life:
The longings for love, the search for knowledge,
And unbearable pity for the suffering of [humankind].
Love brings ecstasy and relieves loneliness.
In the union of love I have seen
In a mystic miniature the prefiguring vision
Of the heavens that saints and poets have imagined.
With equal passion I have sought knowledge.
I have wished to understand the hearts of [people].
I have wished to know why the stars shine.
Love and knowledge led upwards to the heavens,
But always pity brought me back to earth;
Cries of pain reverberated in my heart
Of children in famine, of victims tortured
And of old people left helpless.
I long to alleviate the evil, but I cannot,
And I too suffer.
This has been my life; I found it worth living.

Around the world there are millions of people running or considering running small businesses to increase their incomes and improve their lives. A lot of people in the world have carried HIV through Mistake through their mum and dad.  
Why some people in the world have all the good things they wish to have but know happiness. Wealth is not every thing but love and friendship.

Friends are God's way of taking care of us. There is only one happiness in life, to love and be loved. Marriage is not a ritual or an end. It is long, intricate, intimate dances together
I may be leaving for Our branch office in UK to help supervise HSWF forth coming Employment program for citizens from third world countries. The program will take place from  next month. Last year, I was in Berlin, Germany for this same program.
I have also reason out that the Employment and Housing can improve our chances to actualize our dreaming of meeting each other one day.
Be informed that I stand at the best position to help you through with this  Employment and Housing program
If you choose to come over to US with your family or friends through this program. Please don't be offended if my words hurt you.  I do not mean to hurt you but rather to express my view in love to you and as a friend feel that I can get you informed with good thing that will benefit you, it's an opportunity for you, your family and friends to come and even work in America, Germany UK and Canada. I personally would like you to apply for the US program so that we can use this occasion to see each other and bring up our family up here.

If you considered this as an opportunity to actualize our dream as life partners, then do not hesitate to contact the secretary for detail information on our forth coming Employment program scheduled for next month.
Any thing I do for you today stand as my hope for tomorrow. So this month I want you to focus your success in life and destiny.  You'll be amazed by how many ways your life begins to change.

I know quite well that if your love or relationship does not just end on the net, you will surely take up this opportunity. There is nothing better for the spirit or the body than a love affair. It elevates the thoughts and flattens the stomachs. We seek the comfort of one another. Someone to share and share the life we choose. Someone to help us through the never-ending attempt to understand ourselves. And in the end, someone to comfort us along the way.

Forward your application by email through this address info.hswf@yahoo.com

You can as well reach the secretary (Madam Isabella Mackenzie) by fax through any of  this number  +1-623-433-0845

But do not forget to include your fax number and e-mail address in your fax messages to enhance quick reply from the secretary
If you are interested and wants to benefit from this Employment And Housing program opportunity,then do not hesitate to contact the secretary because your application is already late but with my influence, the secretary will attend to your application.
While you apply for detail information, I'll talk to the secretary. I will be here to stand for you and to monitor the situation in your favor. I will be happy to receive you here in my beloved Country

Below are the exisiting vacancies .You should go through it before applying for any position. They are as follows:

1.Office and Administrative Support
3.Artists Designers
4.Healthcare Practitioners
5.Building and Ground Maintenance
6.Sales Representatives
7.Food Processing
10.Installation, Maintenance, and Repair
12.Power Plant and System Operators
13.Transport Officers
14.Cargo Truck Drivers
15.Warehouse and Material Keepers
16.House Keepers
19.Car Washers
20.Poultry Keepers
22.Miscelleneous Positions

If you should apply for it, let them know that I recommend you for the Program and they will not waste time with your application.
May be through this Employment and Housing program and by the special grace of God we might start affecting each other’s life positively.  No one lives to himself or he and what ever we can do today for one another may stand for our glory tomorrow.
You should always keep me informed with the latest development from the secretary so that l will always know what to do in your favor. Please ensure you reach me over any mail sent to you for necessary assistances as soon as you enter in communication with the Secretary . Please note that this will transform your life and that of your friends and relatives. Don,t ignore it.
yours endless love

NB: If you don't mind, you should copy the application letter below to the secretary by e-mail I know you will may be very busy and you might not have the time to compose the application. Not that what I wrote is not the best, you can write something better more than mine. Once your application is received, I will follow it up. Please I want you to show responsibility and attach much seriousness to this program. He that embraces little will have course to embrace more. Life starts from somewhere. Where you are today or where you will be tomorrow will not be your last point. They are only paths to your great position. Your personality will surely affect the world in general. Do you know that your destiny lies in your hands? How? Your ability to make a good decision will determine your achievement in life tomorrow. Just as one vote can change the destiny of a nation. So as your decision determines your destiny.
Dear Sir/Madam,
Having heard from Mr. Kelvin David  HSWF administration department in the US about your forth-coming Employment And Housing program schedule to hold  next month, 2007. I wish to apply with his recommendation to partake in this most esteemed program.
Please sir/madam; do furnish me with all necessary information as regards the application procedures on this program. Should you need clarification about me, do not hesitate to contact Mr. Kelvin David through this address kelvindavid_02@yahoo.com  while hoping and waiting for a favorable reply, I am thanking you in advance for your maximum co-operation


From: Kelvin David <kelvindavid_02@yahoo.com>
Sent: Saturday, September 29, 2007 5:06:17 PM


Thx for your mail, the content was well understood.
I really appreciate you as my perfect, dear partner
and I hope you woke up this morning with a big smile
on your face.
I hope the sun is shining just for you honey
and the birds are singing their best to your soul.

I hope your coffee is hot and tastes just swe-e-et
and the cats are purring contentedly,
and the Mailman waves a cheery hello
and there are no bills in the mailbox . .

I hope that your day is filled with lovely surprises
and friends
call you up just to say I hope you feel on top of the
world with a spring in your step all day.

I hope just everything goes your way . .
I hope everything is well with your world,
a place for everything and everything in it's place .

I hope you can enjoy all you do and you are
complimented on the way
you look and you can laugh
and talk and share to your heart's content

I hope you have all you wish for yourself and those
dear to you,
and all your dreams come true honey

B4 the day breaks;

I wish you a perfect moon shining just for you,
a snug and cozy bed with the softest pillows
and I hope you’ll sleep like a baby and wake like a
King. .

I hope you have a perfect end to the perfect day,
and I hope that everyday is just as wonderful in it's
own way
I hope you’ll embrace yr dreams with joy and laughter.

Big hug,
NB: Do keep me posted with any response which you may get from the secretary for referral purpose.

Date: Fri, 28 Sep 2007 01:19:48 -0700
From: info.hswf@yahoo.com

Dear Applicants,
Greetings from Human Social Welfare Foundation to you all. It is my pleasure once again on this program to reach you with all necessary information you need to know as regards HSWF Employment and Housing program that comes once in every year. HSWF Employment and Housing program is designed to assist applicants with recommendation from top personnels of our organization or other recognized organizations around the world. We have received your recommendation from a colleague in the same humanitarian serviceman this regard I wish to avail you the opportunity to benefit from the program. Our official website is under renovation but we will furnish you with all necessary information you need for the program. Our reputation for quality service stems from our commitment to personalized service, confidentiality and maintaining the most ethical standards in the recruiting industry and scholarship consultantancy. As a result, we have placed thousands of individuals in positions at Fortune 1000 companies, regional businesses and entrepreneurial firms. I therefore implore you to utilize this opportunity afforded as the number of applicants needed this year is very much limited.From last record, 32,000 applications were received for the Employment and Housing program but only 4,000 applications were considered. You are to read careful and follow every instruction. There is a file that contains our program brochure for this year program on the other mail. You will need to download for it. You are to apply for a file code from the registrar department from the Africa-Asia Affairs's unit through this e-mail address fileregistration.dept@yahoo.com  OR  registrar.office_africaasia@yahoo.com
You will be instructed by the registrar to form a group of 5-10 person to enable you partake in this program as each file code is designed for 5-10 applicants from this country. There after you are to forward your group data to the registrar again through the same e-mail address.The information to be forwarded to for your file codes are as follows: a) Names and international passport numbers of your group members. b)Name , dates of birth, scanned passport size photographs of members in your group that are without international passports. The UN emergency travelling certificate shall be processed for them with the forwarded requirements c) Name of your resident country. d) Name of your chosen country for this program. You will have to choose from United States, Canada, United Kingdom and Germany where you want your employment and housing resettlement.This is not individual choice making.The group have to choose one country. e) Your group contacts telephone and fax numbers if available With the above requirements at the registrar's e-mail reception, a file code will be issued and forwarded to you. Thereafter, your application will have to join the application queue waiting for approval by the approval panel by forwarding your group data once again that will only comprises of names,passport numbers and dates of birth of those without international passports along with your e-mail address and the issued file code number by fax through this number +1-623-433-0845. You shall be notified from the head office by e-mail or by fax with a copy of your group's approval certificate, if your group's application is considered. On the same mail, you shall receive HSWF program application form and the visa application forms from the Immigration lawyer assigned for the processing of visas for applicants that requires entry visas to their chosen host country .You shall be advised with the method of payment for the onward processing of your application and documents.But if your group's application is not considered, you may be notified or not and that will be the end of communication with you.If you fail this year, I therefore advise that you should not loose any hope as the program will come your way again 2010.  
a) The official rate for the application processing fee is $225 USD per applicant and it non refundable.  
b) Each applicant in a group of 5-10 without travelling passport will pay an extra fee of  $125 USD for the processing of the United Nations Emergency travelling certificate. In all, an Applicant without travelling passport will forward a non-refundable total payment of $350USD.  
a) The official rate for the application processing fee is $500 USD per applicant  in posession of his or her travelling passport and it is non refundable.  
b) Each applicant in this category without spassport will pay an extra amount of $25 USD as Assessment fee and $125 USD for the processing of the United Nations Emergency travelling certificate. In all, an Applicant in this category without travelling passport will forward a non-refundable total payment of $650USD  
All group forms and payment  receipts should be forwarded to the Head office the same time not immediately but after the group have been approved by the approval panel to benefit from the program. You will have to fill and return by fax your HSWF and visa application forms along with the first pages of your international passports, approval certificate and payment receipt(s) as proof for the payment of your application process fees.No application will be processed without the payment receipt(s) Therefore applicants are advised to return their forms along with the group payment confirmation for the application-processing fee. On receipt of above by the head office administration at the head office, you visa processing will commence immediately.The head of Administration will forward your visa application forms, your approval certificates, first pages of your international passports and the official HSWF application confirmation for the program. You shall be notified by the Immigration service with an embassy appointment through the assigned immigration Lawyer.
Visa Requirements for Applicants partaking in this program  
1) HSWF approval certificate (certifying that applicants have the approval to partake in this program)
2) Completed visa forms filled by the applicants
3) First pages of applicant traveling passport
4) HSWF application confirmation and should be returned through the HSWF head office (confirming that the group or applicant have successfully completed the HSWF application procedures.
Upon the completion of HSWF Application procedures by applicants, we shall forward the application confirmation for each group, already filled visa application forms by each applicant, first pages of applicant traveling passport and the approval certificates to the Immigration service through the immigration lawyer for the processing and authorization of the visa within 48 hours. Late Submission of  application forms . Any filled application form and requirement received after the exact date and time specified for receipt at the office designated in this notice will be considered non-responsive, except with permission. Consideration will be given to any group that notified the admin office with reasons why they will not be able to meet up with the given date   Any application form returned without the payment receipt will be considered non-responsive and the group shall have their files cancelled except with considerable reasons. On the appointment day, each member of your group will go the embassy for the issuance of your visa seals in your passports while those with passport will receive their UN Emergency traveling certificates. You shall be contacted by the flight co-ordinator with information about your flight schedule and arrangement on where to pick up your flight tickets in your country. Alternatively, the flight tickets can be mailed through secured delivery like FedEx or DHL but the cost shall be applicants’ responsibilities. Note that the program deadline is on the 25th of  November,2007.So I wish you the best in this program as I implore you now to swing into action by forwarding your group's file code request to the registrar office at the Africa-Asia affairs unit at the head office through this e-mail address  fileregistration.dept@yahoo.com
To those coming to the United States, I look forward to seeing you very soon.
Yours in the Humanitarian Service
Madam Isabella Mackezie
Secretary to the Program coordinator
Office address 1509 North 51st Avenue ,Phoenix, Arizona  85029
Telefax +1-623-433-0845
Kelvin Date: Sat, 29 Sep 2007 01:20:59 -0700
From: kelvindavid_02@yahoo.com

Hi Love,
Thanks for keeping in touch, How are you and your family members? Hope fine. Please, extend my greetings to the members of your families and friends that will be joining me in the States through this esteem program. I am now in UK for my official assignment.
Regards to your mail, I am happy that you have been issued the program brochure. You should now go ahead to form a reliable group of 5-10 persons that are reliable  to afford their application processing fees which is $225usd only if the applicant have his/her passport. Those without passports should apply for UN Emergency Traveling Certificate which will cause them extra $125usd. Thereafter, you should forward the names of your group to Africa-Asia Affairs' Unit at the head office to request for a file code for the program through: fileregistration.dept@yahoo.com So. . honey, you should make sure before you enlist any person in your group that he/she can afford his/her application processing fees because I do not want those that will mess me up in the presence of my colleagues. You should know that your seriousness is my seriousness. Do also keep me posted as soon as you forward the names of your group members by reaching me with a copy of it for referral purpose. The information needed to obtain a file code are:
Name, passport no, date of birth and applicant residence country.
I love you honey,
Kelvin Date: Sat, 29 Sep 2007 01:21:16 -0700
From: kelvindavid_02@yahoo.com


Thanks for keeping in touch. Below is the procedure which your group need to obtain a file code for this program. I have just used 6 persons as a sample. Do keep me informed as soon as you forward your group data by reaching me with a copy of it for referral purpose.

First the leader of the group contact address.
Residence country………….
Fax number………………….
Phone number……………….
E-mail ………………………
We are recommended by Mr. Kelvin David one of the HSWF staff. Country of origin United State. presently in UK for his official assignment, If you wish to know more about my group data, you should contact him through the below e-mail address:

Date of birth………………………
Passport number………………….
Destination…U S A  

Date of birth ………………………
Passport number………………….
Residence Country……………………………

Name………………………………. .
Date of birth ………………………
Passport number……………………
Residence Country…………………………….

Date of birth………………………
Passport number………………….
Residence Country………………………….
Date of birth ………………………
Passport number…………………
Residence Country………………
Date of birth ………………………
Passport number………………….
Residence Country…. . . . . . . . .
Destination. . USA
Kelvin Date: Mon, 1 Oct 2007 03:46:32 -0700
From: kelvindavid_02@yahoo.com
Subject: You Fill My Heart!

My Love,
In life, we receive a wonderful opportunity, and that is to love. Love comes in many forms. You love people in different ways and for different reasons, depending upon how they have touched your life. Love is a very powerful word and can describe a multitude of feelings, but its main context carries the same meaning.
I want to tell you that the love I have for you is undying. It is a love that is strong and enduring and will stand the test of time. I truly feel blessed that you have become a part of my life and I cannot wait for the day that we can join our lives together. I want to lie next to you at night and fall asleep in your arms, only to wake to your beautiful smile. I want to share in your joys and sorrows. I want to be your everything. You are everything to me.
You are everything I do. You see and bring out the best in me. You are the one I want to share everything with - my thoughts, hopes and dreams. Thinking of you makes my heart feel full. You are such a source of inspiration for me. I will forever be indebted to you for all you have brought to my life. So, to repay you, I promise you my heart and all the love in it for the rest of my life. .
Love forever,

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