Good Day,

I am an external auditor for the United Overseas Bank,Singapore,working as part of a bigger team that
covers the entire Asian region.

An investor died without naming a legal next of kin to his fund in my bank.The amount is $15.7M and
banking regulation/legislation in Singapore demand that i notify the fiscal authorities after five years.The
above set of facts underscores my reason to seek your permission to have you stand as the next of kin
to the deceased investor.This funds will be approve and release in your favour as the next
of kin if only you will adhere to my instruction and cooperate with me in one accord.

I have all the legal and Banking details of my deceased client that will facilitate our putting you forward as
the claimant/beneficiary of the funds and ultimately transfer  of the $15.7M plus interest  to any bank
account nominated by you.I am prepared to compensate you with a 20% ( $3.14M ) share of the total
funds for your efforts.The final details will be given upon receipt an affirmation of your desire to
participate.

Please contact me immediately whether or not you are interested in this deal.If you are not,it will enable
me scout for another foreign partner to carry out this deal.But where you are interested, forward your  
details to my private email address ( limited@emailaccount.com  ) as time is of the essence in this
business.

(1) Full Name:

(2) Postal Address:

(3 Telephone and Fax Number:

(4) Occupation:

(5) Date of Birth:


Thank you,

Mr. Tham Wai

Email: limited@emailaccount.com