Good day,I am Andrew Bailey of International PrivateBanking at BANK OF ENGLAND(www.bankofengland.co.uk) I am contacting youconcerning a deceased customer and an investment heplaced under our banks management three years ago. Iwould respectfully request that you keep the contentsof this mail confidential and respect the integrity ofthe information you come by as a result of this mail.I contacted you independently of our investigation andno one is informed of this communication. I would liketo intimate you with certain facts that I believewould be of interest to you. In 2000, the subjectmatter; came to our bank to engage in businessdiscussions with our private banking division. Heinformed us that he had a financial portfolio of eightmillion three hundred and fifty thousand united statesdollars, which he wished to have us turn over (invest)on his behalf. I was the officer assigned to his case;I made numerous suggestions in line with my duties asthe de-facto chief operations officer of the privatebanking sector, especially given the volume of fundshe wished to put into our bank. We met on numerousoccasions prior to any investments being placed. Iencouraged him to consider various growth funds withprime ratings. The favored route in my advice tocustomers is to start by assessing data on 6000traditional stocks and bond managers and 2000 managersof alternative investments. Based on my advice, wespun the money around various opportunities and madeattractive margins for our first months of operation,the accrued profit and interest stood at this point atover ten million United States Dollars, this marginwas not the full potential of the fund but he desiredlow risk guarantied returns on investments.In mid 2001, he asked that the money be liquidatedbecause he needed to make an urgent investmentrequiring cash payments in here in the United Kingdom.He directed that I liquidate the funds and deposit itwith a security firm in here London. I informed himthat HSBC wouldhave to make special arrangements to have this doneand in order not to circumvent due process, the bankwould have to make a 9.5 % deduction from the funds tocater for banking and statutory charges. He complainedabout the charges but later came around when Iexplained to him the complexities of the task he wasasking of us. Cash movement across boarders has becomeespecially strict since the incidents of 9/11. Icontacted my affiliate in here in London and made thefunds available to the security firm. I undertook allthe processes and made sure I followed his preciseinstructions to the letter and had the funds depositedat the London based security consultancy firm, MayfairSecurities Co. Mayfair Securities Co is a specialistprivate firm that accepts deposits from high net worthindividuals and blue chip corporations that handlevaluable products or undertake transactions that needimmediate access to cash. This small and highlyprivate organization is familiar especially to thehighly placed and well-connected organizations. Inline with instructions, the money was deposited withMayfair Securities Co. The deceased told me he wantedthe money there in anticipation of his arrival fromNorway later that week. This was the lastcommunication we had, this transpired around 25thFebruary 2003.In June last year, we got a call from MayfairSecurities Co informing us that the activity of thatparticular portfolio. This was an astounding positionas far as I was concerned, given the fact that Imanaged the private banking sector I was the only onewho knew about the deposit at Mayfair Securities Co,and I could not understand why the deceased had notcome forward to claim his deposit. I made futileefforts to locate the deceased. I immediately passedthe task of locating him to the internalinvestigations department of Bristol & West. Four dayslater, information started to trickle in, apparentlyour client was dead. A person who suited hisdescription was declared dead of a heart attack inCannes, South of France.We were soon enough able to identify the body andcause of death was confirmed. The bank immediatelylaunched an investigation into possible surviving nextof kin to alert about the situation and also to comeforward to claim his estate. If you are familiar withprivate banking affairs, those who patronize ourservices usually prefer anonymity, but also somelevels of detachment from conventional processes. Inhis bio-data form, he listed no next of kin. In thefield of private banking, opening an account with usmeans no one will know of its existence, accounts arerarely held under a name; depositors use numbers andcodes to make the accounts anonymous. This bank alsogives the choice to depositors of having their mailsent to them or held at the bank itself, ensuring thatthere are no traces of the account and as I said,rarely do they nominate next of kin. Private bankingclients apart from not nominating next of kin alsousually in most cases leave wills in our care, in thiscase; the deceased died without a testate.In line with our internal processes for accountholders who have passed away, we instituted our owninvestigations in good faith to determine who shouldhave right to claim the estate. This investigation hasfor the past months been unfruitful. We have scannedevery continent and used our private investigationaffiliate companies to get to the root of the problem.It is this investigation that resulted in my beingfurnished with your details as a possible relative ofthe deceased. My official capacity dictates that I amthe only party to supervise the investigation and theonly party to receive the results of theinvestigation. What this means, you being the lastbatch of names we have considered, is that our dearlate fellow died with no known or identifiable familymember. This leaves me as the only person with thefull picture of what the prevailing situation is inrelation to the deposit and the late beneficiary ofthe deposit.According to practice, Mayfair Securities Co will bythe end of this financial year broadcast a request forstatements of claim to Bristol & West, failing toreceive viable claims they will most probably revertthe deposit back to Bristol & West. This will resultin the money entering the Bristol & West accountingsystem and the portfolio will be out of my hands andout of the private banking division. This will nothappen if I have my way. What I wish to relate to youwill smack of unethical practice but I want you tounderstand something. It is only an outsider to thebanking world who finds the internal politics of thebanking world aberrational. The world of privatebanking especially is fraught with huge rewards forthose who occupy certain offices and oversee certainportfolios. You should have begun by now to puttogether the general direction of what I propose. Ialone have the deposit details and they will releasethe deposit to no one unless I instruct them to do so.I alone know of the existence of this deposit for asfar as Bristol & West is concerned, the transactionwith our late customer concluded when I sent the fundsto Mayfair securities, all outstanding interactions inrelation to the file are just customer services anddue process. Mayfair Securities Co has no single ideaof what? the history or nature of the deposit. Theyare simply awaiting instructions to release thedeposit to any party that comes forward. This is thesituation. This bank has spent great amounts of moneytrying to track this man? family; they haveinvestigated for months and have found no family. Theinvestigation has come to an end. My proposal; youshare similar details to the late fellow; I amprepared to place you in a position to instructMayfair Securities Co to release the deposit to you asthe closest surviving relation. Upon receipt of thedeposit, I am prepared to share the money with you inhalf. That is: I will simply nominate you as the nextof kin and have them release the deposit to you. Weshare the proceeds 50/50.I would have gone ahead toask the funds be released to me, but that would havedrawn a straight line to me and my involvement inclaiming the deposit. I assure you that I could havethe deposit released to you within a few days. I willsimply inform the bank of the final closing of thefile relating to the deceased I will then officiallycommunicate with Mayfair Securities Co and instructthem to release the deposit to you. With these twothings: all is done. The alternative would be for usto have Mayfair Securities Co direct the funds toanother bank with you as account holder. This waythere will be no need for you to think of receivingthe money from Mayfair Securities Co. We can fine-tunethis based on our interactions. I am aware of theconsequences of this proposal. I ask that if you findno interest in this project that you should discardthis mail. I ask that you do not be vindictive anddestructive. If my offer is of no appeal to you,delete this message and forget I ever contacted you.Do not destroy my career because you do not approve ofmy proposal.You may not know this but people like myself who havemade tidy sums out of comparable situations run thewhole private banking sector. I am not a criminal andwhat I do, I do not find against good conscience, thismay be hard for you to understand, but the dynamics ofmy industry dictates that I make this move. Suchopportunities only come ones' way once in a lifetime.I cannot let this chance pass me by, for once I findmyself in total control of my destiny. These chanceswon? pass me by. I ask that you do not destroy mychance, if you will not work with me let me know andlet me move on with my life but do not destroy me. Iam a family man and this is an opportunity to providethem with new opportunities. There is a reward forthis project and it is a task well worth undertaking.I have evaluated the risks and the only risk I havehere is from you refusing to work with me and alertingmy bank. I am the only one who knows of thissituation, good fortune has blessed you with a namethat has planted you into the center of relevance inmy life. Let? share the blessing. If you findyourself able to work with me, contact me through thissame email account. If you give me positive signals, Iwill initiate this process towards a conclusion. Iwish to inform you that should you contact me viaofficial channels; I will deny knowing you and aboutthis project. I repeat, I do not want you contactingme through my official phone lines nor do I want youcontacting me through my official email account.Contact me only through the numbers I will provide foryou and also through this email address. I do not wantany direct link between you and me. My official linesare not secure lines as they are periodicallymonitored to assess our level of customer care in linewith our Total Quality Management Policy.Please observe this instruction religiously. Please,again, note I am a family man; I have a wife andchildren. I send you this mail not without a measureof fear as to what the consequences, but I know withinme that nothing ventured is nothing gained and thatsuccess and riches never come easy or on a platter ofgold. This is the one truth I have learnt from myprivate banking clients. Do not betray my confidence.If we can be of one accord, we should plan a meetingsoon.I await your response. please contact me via this Email:andrew_56bailey@yahoo.com.hk
Andrew Bailey.
