From: "Howard Richards" <email@example.com>
Sent: Saturday, October 04, 2008 8:05 AM
Subject: Your Utmost Response Required
> Dear Sir
> I am Howard Richards, I am contacting you concerning Mr. Joseph who shared
> the same last name with you and an investment placed under our Banks
> management 5 years ago. I would respectfully request that you keep the
> contents of this mail confidential and respect the integrity of the
> information you come by as a result of this mail. I contact you
> independently of our investigation and no one is informed of this
> communication. I would like to intimate you with certain facts that I
> believe would be of interest to you.
> In 2003, Joseph engages in business discussions with a private banking
> division. He informed that he had a financial portfolio of Twelve million
> four hundred and fifty thousand United States dollars only
> ($12,450,000.00USD), which he wished to have us turn over (invest) on his
> In mid 2004, he asked that the money be liquidated because he needed to
> make an urgent investment requiring cash payments in Antwerp and other
> places in Europe. I undertook all the processes and made sure I followed
> his precise instructions to the letter and had the funds deposited with a
> finance company that accepts deposits from high net worth individuals and
> blue chip corporations. This highly finance company is familiar especially
> to the highly placed and well-connected organizations. In line with
> instructions, the money was deposited. Joseph told me he wanted the money
> there in anticipation of his arrival from Norway later that week. This was
> the last communication we had, this transpired around 25th February, 2005.
> In January this year, we got a call from the finance company informing us
> of the inactivity of that particular portfolio. This was an astounding
> position as far as I was concerned; given the fact that I managed the
> private Banking sector I was the only one who knew about the deposit with
> the company at that time, I could not understand why Joseph had not come
> forward to claim his deposit. I made futile efforts to locate him; I
> immediately passed the task of locating him to the internal investigations
> department of Bank. Four days later, information started to trickle in,
> apparently Joseph was dead. A person who suited his description was
> declared dead of a heart attack in Cannes, South of France. We were soon
> enough able to identify the body and cause of death was confirmed.
> In another year, if a next of kin or relative is not located to inherit
> the fund, the Estate will revert back to the Bank's accounting system as
> "unclaimed" I decided to launch my own investigation and retained the
> consultancy firm which contacted you, It is this investigation that
> resulted in my being furnished with your details as a possible relative of
> the deceased. My official capacity dictates that I am the only party to
> supervise the investigation and the only party to receive the results of
> the investigation, our dear late fellow died with no known or identifiable
> family member. This leaves me as the only person with the full picture of
> what the prevailing situation is in relation to the deposit..
> On this note i decided to search for a credible person who bears the same
> last name with my late client and finding that you bear the same last
> name, which makes you eligible as a beneficiary to my late client, I
> decided to contact you, that I may, with your consent, present you to the
> "trustee" bank as my late client's beneficiary so the bank can abort their
> confiscation plans and release the funds to you as the beneficiary.
> One fact that i am not too sure of, is how you are related to my late
> client because i couldn't make a connection between you and my late
> client. With the fact that you bear the same last name with my late
> client, leaves a possibility that you are either a distant or consanguine
> relative. My proposal; I am prepared to instruct the finance company to
> transfer the rights of the funds to you, thereby making you the new
> beneficiary of the funds, but on the condition that the funds will be
> shared amongst the two of us 50/50. I assure you that if you agree I can
> have the deposit released to you within a few days.If you are able to work
> with me, contact me through this same email account. If you give me
> positive signals, I will initiate this process towards a successful
> conclusion. I assume you will not betray my confidence?
> I look forward to your prompt response, thank you.
> Howard Richards
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