Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised millions for my assistance. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never see the millions, because they never existed.

If you received a similar email, you should go to the homepage to read more about 419 fraud.


From: "Howard Richards" <hrichardco@googlemail.com>
Sent: Saturday, October 04, 2008 8:05 AM
Subject: Your Utmost Response Required

> Dear Sir
> I am Howard Richards, I am contacting you concerning Mr. Joseph who shared
> the same last name with you and an investment placed under our Banks
> management 5 years ago. I would respectfully request that you keep the
> contents of this mail confidential and respect the integrity of the
> information you come by as a result of this mail. I contact you
> independently of our investigation and no one is informed of this
> communication. I would like to intimate you with certain facts that I
> believe would be of interest to you.
> In 2003, Joseph engages in business discussions with a private banking
> division. He informed that he had a financial portfolio of Twelve million
> four hundred and fifty thousand United States dollars only
> ($12,450,000.00USD), which he wished to have us turn over (invest) on his
> behalf.
> In mid 2004, he asked that the money be liquidated because he needed to
> make an urgent investment requiring cash payments in Antwerp and other
> places in Europe. I undertook all the processes and made sure I followed
> his precise instructions to the letter and had the funds deposited with a
> finance company that accepts deposits from high net worth individuals and
> blue chip corporations. This highly finance company is familiar especially
> to the highly placed and well-connected organizations. In line with
> instructions, the money was deposited. Joseph told me he wanted the money
> there in anticipation of his arrival from Norway later that week. This was
> the last communication we had, this transpired around 25th February, 2005.
> In January this year, we got a call from the finance company informing us
> of the inactivity of that particular portfolio. This was an astounding
> position as far as I was concerned; given the fact that I managed the
> private Banking sector I was the only one who knew about the deposit with
> the company at that time, I could not understand why Joseph had not come
> forward to claim his deposit. I made futile efforts to locate him; I
> immediately passed the task of locating him to the internal investigations
> department of Bank. Four days later, information started to trickle in,
> apparently Joseph was dead. A person who suited his description was
> declared dead of a heart attack in Cannes, South of France. We were soon
> enough able to identify the body and cause of death was confirmed.
> In another year, if a next of kin or relative is not located to inherit
> the fund, the Estate will revert back to the Bank's accounting system as
> "unclaimed" I decided to launch my own investigation and retained the
> consultancy firm which contacted you, It is this investigation that
> resulted in my being furnished with your details as a possible relative of
> the deceased. My official capacity dictates that I am the only party to
> supervise the investigation and the only party to receive the results of
> the investigation, our dear late fellow died with no known or identifiable
> family member. This leaves me as the only person with the full picture of
> what the prevailing situation is in relation to the deposit..
> On this note i decided to search for a credible person who bears the same
> last name with my late client and finding that you bear the same last
> name, which makes you eligible as a beneficiary to my late client, I
> decided to contact you, that I may, with your consent, present you to the
> "trustee" bank as my late client's beneficiary so the bank can abort their
> confiscation plans and release the funds to you as the beneficiary.
> One fact that i am not too sure of, is how you are related to my late
> client because i couldn't make a connection between you and my late
> client. With the fact that you bear the same last name with my late
> client, leaves a possibility that you are either a distant or consanguine
> relative. My proposal; I am prepared to instruct the finance company to
> transfer the rights of the funds to you, thereby making you the new
> beneficiary of the funds, but on the condition that the funds will be
> shared amongst the two of us 50/50. I assure you that if you agree I can
> have the deposit released to you within a few days.If you are able to work
> with me, contact me through this same email account. If you give me
> positive signals, I will initiate this process towards a successful
> conclusion. I assume you will not betray my confidence?
> I look forward to your prompt response, thank you.
> Regards
> Howard Richards

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


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