Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised a loan at favourable terms. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never get the loan, because the scammer behind this fraud wants MY money.

If you received a similar email, you should go to the homepage to read more about 419 fraud.

Mr From: Excel Loan Firm <excelloans01@mchsi.com>
Subject: BUSINESS AND PERSONAL LOAN OFFER=APPLY TODAY!!!!!!!
To:
Date: Monday, November 17, 2008, 4:16 AM 

BUSINESS AND PERSONAL LOAN OFFER=APPLY TODAY!!!!!!!

Hello,

  We are registered and certified Loan lenders.We offer Loans to individuals i 
need of Loans.We offer Loans at a low interest rate of 5% interest.We offer 
both business and personal loans.We offer Loans from the range of  $5000.00 to 
$1,000,000.00.We offer Loans to serious minded individuals only.So if  you are 
interested in obtaining a loan you are to  concact us via email. 
excelloanfirm003@hotmail.com  with the following  informations;

Your Full Name:
Your Country:
Your State:
Sex Male or Female:
Marital Status:
Your Occupation:
Your Monthly Income:
Personal Mobile Number:
Loan Amount Needed:
Duration Needed for Loan:

  We will be happy to have you as our client.

Regards

Mr.Elvis Donald
Excel Loans/CEO
Contact us today excelloanfirm003@hotmail.com
Mr From: Mr Elvis Donald <excelloanfirm002@hotmail.com>
Subject: LOAN TERMS AND CONDITIONS(READ AND RESPPOND)
Date: Tuesday, November 18, 2008, 1:29 PM



I recieved your email. Thanks for applying for a loan from me. I perfectly understand all what you have said regarding the way you need $50,000.00 as loan.In this case, I beleive I will have to help you with a loan due to the way you explained yourself to me.I will want you to know that i am a registered and certified loan lender.And i have been in this business for the past 7 years,So i will want you to know thatyou have nothing toworry about because the possibility of getting this loan from me is rest assured if you are in agreement with my loan terms for the amount you want to borrow.

LOAN TERMS AND CONDITIONS
Loan Balance: $50,000.00

Loan Interest Rate: 5%
Loan Term: 5 years

Monthly Loan Payment: $943.56
Cumulative Payments: $56,613.71
Total Interest Paid: $6,613.71
TRANSFER OF LOAN FUNDS

1.Note:This notable organisation offers variousmeans of transferingfunds to loan applicants.
But due to the huge sum of amount(50,000.00) involved in this transaction the organisation's policy requests that the bank to bank transfer will be preferable in this transaction.This is to say that your the amount you are seeking for as loan will be transfered to your designated local bank account in your country(United State)
In regards to the above illustration, you will be requested to provide us with your bank account detais neccessary for this transfer,
Also note , You will be responsible for the transefer cost of $488.00of wiring your loan amount into your designated local bank accountin your country(United State).

2.Loan refund:The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.for this reason, for this reason,we are giving a maximum duration of60months he loan seeker so that he /she will be able to repay the loan within that period.

Considering the above conditions if they are acceptable to you,you have to give me a fast response so that we can start processing this Loan for Transfer.Have a nice day.

Have a nice day.
Best regards
Elvis Donald
Excel Loans/CEO.
   

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....
 

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