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Miss Young

Hello, I am Miss Young. I received the following email. It is a socalled "Advance Fee Fraud" letter, where I am promised a loan at favourable terms. These stories are all lies, and if I respond, sooner or later I will be asked to pay a fee. If I pay, another fee will quickly come up, and it will continue that way until I give up or run out of money. I will never get the loan, because the scammer behind this fraud wants MY money.

If you received a similar email, you should go to the homepage to read more about 419 fraud.

Mr
Date: Tue, 19 Feb 2008 13:53:19 +0000 (GMT)
From: HEXAGON FINANCIALS <hexagon_financials@yahoo.co.uk>
Subject: TERMS AND CONDITIONS



19/02/2008.
HEXAGON FINANCIALS
UNITED KINGDOM
ATTN:
We are happy that we are in progress in this loan transaction,with Utmost faith we can guaranttee you and other clients out there that are in touch with the right Agency.
You can refear your friends to us as we shal be ready to be of great assistance to them.
Below is the Terms and Conditions for your loan funds.
TERMS AND CONDITIONS FOR LOAN ACQUISITION
Principal Loan:400,000.00GDP
Interest Rate: 0.5% monthly
Loan duration/period:120.Months
Interest Per Month: .50GDP
Total Interest for ....months (.50.. X ..120months)6,000GDP
Principle Loan + Total Interest:$400,000....
+6000.00 ...... =406,000.00GDP
Your Monthly Repayment:3383.3GDP.
Do You Accept?
You also need a form of Identification which can be either a Driver's Licence or your working Identity card
Please Choose Your Payment Option
PAYMENT OPTIONS
Payment by bank to bank transfer (48 hours )
Payment by bank certified check ( 9 days ).
The Board of Directors are in Approval with the one year grace you requested for.
Get back to us as soon as you are in Agreement with us.
Yours Faithfully,
Hanks Walters
Mr Date: Wed, 20 Feb 2008 10:34:33 +0000 (GMT)
From: HEXAGON FINANCIALS <hexagon_financials@yahoo.co.uk>
Subject: MORE ABOUT US...


20/02/2008.
HEXAGON FINANCIALS
UNITED KINGDOM.
ATTN:
Thanks for the reply, We do want to let you that there were some few Mistakes and they are all retified.We have carefully recalculated the Terms and Conditions.
We attached to this mail so Important documents about Our Agency.
Below is the Terms and Conditions for your loan funds.
TERMS AND CONDITIONS FOR LOAN ACQUISITION
Principal Loan:400,000.00GDP
Interest Rate: 0.3% monthly
Loan duration/period:120.Months
Interest Per Month: .30GDP
Total Interest for ....months (.30.. X ..120months)3,600GDP
Principle Loan + Total Interest:$400,000....
+3,600.00 ...... =403,600.00GDP
Your Monthly Repayment:3363.3GDP.
Please we ask you to over look the errors of the prvious mail.
We also need a form of Identification which can be either a Driver's Licence or your working Identity card
Yours Faithfully,
Hanks Walters
Mr Date: Wed, 20 Feb 2008 22:25:00 +0000 (GMT)
From: HEXAGON FINANCIALS <hexagon_financials@yahoo.co.uk>
Subject: LOAN TRANSFER UPDATE


20/02/2008
HEXAGONFINANCIALS
UNTED KINGDOM
ATTN:
We want to let you know that we have gotten your mail and all record are been kept.
As you were informed before all errors made previously have been duelly retified and we do want to let you know that the Board of Directors are affirmative to the one year grace you asked for and they have intructed that we carry on with the loan transfer process.Every other issues of the 50% has been considered as well.
Please all we need now before we can transfer to you is for you to let us know your choice in the Collateral Options.
Get back to us as soon as possible to facilitate the loan transfer process.
All mails now should be forwarded to the transfer desk with the mail below:
INFORMATIONS REQUIRED.
1.Tel:+447045757341.
2Fax:+447005964827.
3.Address: 31st Fulham Av,London.
United Kindom.
We await your swift response.
Mr Hanks Walters.
Mrs Date: Fri, 22 Feb 2008 04:43:15 +0000 (GMT)
From: HEXAGON FINANCIALS <hexagonfinancials_home@yahoo.co.uk>
Subject: COLLATERAL PROCESS(PLEASE CHOICE ONE SO THAT WE CAN PROCEED)


22/02/2008
HEXAGONFINANCIALS
UNITED KINGDOM.
ATTN:
Thanks for the reply,Please you will have to co-operate with us here.We have a lot of clients at hand.I do assure you that we shall be transferring to you soonest
We have two options, you will have to choose the one that you can use to secure the loan.
COLLATERAL PROCESS
We usually require an equity based property as collateral for our loan acquisition. We do not accept any other property type or kind due to the fact that some of our customers have misused this opportunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and we want to claim these properties we then find out that the properties they claim to be theirs are not are not for them .
NON COLLATERAL PROCESS .
One thing about the this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan.
We will issue out your loan to the transferring bank immediately the collateral is provided or the non collateral for the loan is acquired from the bank.
So this is why we personally advise that our clients should simply go for the non collateral alternative when they do not have an equity based property to present as collateral. The Non-collateral/security popularly known as bank securities .
The non collateral fee for the loan amount of 400,000.00GDP will be 850.00GDP and it cannot be added or removed from the principal loan amount.
As soon as we are through with the process of the collateral, the loan will be transfered to you from London via your Payment option to your country.(BANK TO BANK)

Please choose between the Collateral Options and get back to us so that we can proceed with the transfer.
Sincerely,
Ms Cooker Whites.
Mr Date: Fri, 22 Feb 2008 13:11:51 +0000 (GMT)
From: HEXAGON FINANCIALS <hexagon_financials@yahoo.co.uk>
Subject: CONGRATULATION/AGREEMENT DOCUMENT(FINAL STAGE)


22/02/2008
HEXAGONFINANCIALS
UNITED KINGDOM.
ATTN:

Upon the receipt of your mail,we have This Agencies Coporation certificate sent to you before. We Operate in a just way and please you can give us an Inquiring call on the tel.number below and our fax number is fully inclusive.
There is no problem in transfering to you,your loan funds are guarantteed,so once you get back to us,your monies will be transfer immediately.

CONGRATULATION SO FAR

We have gone Through your Informations and You are approved For Your Loan of 400,000.00GDP.
This is the Final Step Before we can commence Wiring .
Please Go Through The Instructions Below.
We are now at a very important stage.
This stage is the Final Stage before you get your Loans.
1-Attached to this mail is our Agreement Document, This document is very important and please keep it very confidential. It is Proof that you have been approved a loan From this Agency.
2--Kindly Sign the Agreement Document and return back to us via email. You are also Required to keep a copy For yourself ...

3-You will be required pay for the bank non-collateral/security which is 850GDP only.
As soon as you are prepared to make this payments we will proceed.
Payments for The Required deposit will be made directly to MrRichard Johnson,Our Finance Manager using Western Union.
Use this Informations.
Reciever Name:MrRichard Johnson
Country:United Kingdom
City:London
Address:31st fulham Av.
Amount:850GDP
Test Question:Favorite Color
Answer:Yellow
As soon as you make the required Payments have The Western Union payment details sent to us.
4- You will sent Your Loans Via this
PAYMENT OPTION
Bank to Bank
Mr Hanks Walters
Hexagon Loan Agency
United Kingdom
Tel Num:+447045757341
Fax Num:+447005964827

If you received a similar letter, please ignore it. Do not answer it. If you do, you will end up on more of the mailing lists used by the criminals behind this fraud. Read more....


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