From: garuba_ usman <garuba_usman107@hotmail.com>

DR GARUBA USMAN.
THE BILL AND EXCHANGE MANAGER.
FOREIGN REMITTANCE DEPT.
BANK OF AFRICA (BOA).
OUAGA-BURKINA FASO.

Dear Friend,
I am Dr Garuba Usman.the bill and exchange manager of Bank of Africa ouagadougou-burkina faso in west Africa with due respect and regards. I have decided to contact you on a business transaction that will be very beneficial to both of us at the end of the transaction.
During our investigation and audting in the bank, my department came across a very huge sum of money belonging to the deceased person, a foriegner who died on november 2001 in a plane crash and the fund has been dormant in his account with the bank without any claim of the fund in our custody either from his family or relation before our discovery to this development.
Although personally, I kept this information secret within myself and partners to enable the whole plans and idea be profitable and successful during the time of execution.
The amount involved is USD$20.5M (TWENTY MILLION, FIVE HUNDRED THOUSAND. united states dollars). As it may intrest you to know, I got your impressive information through an international business equiry on internet. I beleive you will be viable and capable to champion a business of such magnitude without any problem.
Meanwhile all the whole arrangement is to put claim over this fund as the bonafide next of kin to the deceased, get the required approval and transfer this money to a foriegn account has been put in place and directives/needed information will be relayed to you as soon as you indicate your intrest and willingness to assist us and also benefit your self to this great business opportunity.
In fact I could have done this deal alone but because of my position in this country as a civil servant,we are not allowed to operate a foriegn account and would eventually raise an eye brow on my side during the time of transfer because I work in this bank.This is the actual reason why it will require a second party or fellow who will forward claims as the next of kin with affidavit of trust of Oath to the bank and also present a foriegn account where he will need the money to be re-transfered into on his request as it may be, after due verification and clarification to designated bank account.
I will not fail to inform you that this transaction is 100% risk & hitch free. On smooth conclusion of this transaction, you will be entitled to 30% of the total sum as gratification, while 10% will be set aside to take care of expenses that may arise during the time of transfer such as telephone bills ets, while 60% willbe for me and my partners. Please,you have been adviced to keep top secret as we are still in service and intend to retire from service after we conclude this deal with you. I will be monitoring the wholesituation here in the bank until you confirm the money in your account and ask us to come down to your country for subsequent sharing of the fund according to percentages previously indicated and further investment,either in your country or any other country you may advice us to invest in
All other necessary information will be sent to you when I hear from you. I suggest you get back to me as soon as possible stating your wish in this deal.

Yours faithfully,
Dr Garuba Usman.

From: garuba_ usman <garuba_usman107@hotmail.com>
Sent: November 10, 2005
Subject: I am the one contacted you

Dear Kushan ,
I received your mail and you should know i am the one who contacted you in this transaction,therefore you have to ask me the procedures, not you will tell me how to claim the fund.So if real you are interested over this transaction,do let me so that i will send you details of the transaction.
Best Regards.
Dr.Garuba

From: garuba_ usman <garuba_usman107@hotmail.com>
Sent: November 11, 2005

Dear Kushan,
Thank you for your response to my urgent and confidential proposal to you, be informed that my purpose of contacting you is for you to collaborate with me in this transaction because it is not easy for me to handle this transaction alone as the next of kin to the deceased customer Mr.Abdul Sudana who left no one to claim his deposit fund with Bank of africa. Listern to me ,any business without trust ,is just like a building without foundation.I am too old to be young and i dont think a whole familied man like me will be joking in the net with such amount of money .Let me solicit for your confidence and trust in this transaction as it is legal, every plan for this fund to be transferred has been made ,I have taken all necessary underground works in here befor contacting you which has cost so much money to achieve in order to ensure that this funds are successfully claimed and transfer to you from Burkina faso, without implications or questions withinan estimated period of 7 working days of this bank haven contact with you ,so I implore you to comply with me to enable us mutually undertake this prospects within this period.

Note that the total valued deposited here is USD$20.5M and upon our claiming of the deposits and its transfer to your account, we shall (SHARE) the funds in the mutual understanding 30% TO YOU 10% for any expencess we will encounter during the process of the transfer while 59% is for me and it will remain in your account pending my arrival in your country to meet with you for subsequent disbursement of the funds according to the agreed percentage and initiation of Investment project in your country with my own (SHARE 60%) as you will source for good investments opportunity so that I can invest wisely in your country as soon as the funds are confirmed in your nominated account. As a result of my present situation in this office to avoid jeopardising this transaction , I can not go by myself to apply for the transfer into your account, i will like you to fill the application below with your banking datas and send it to the institution through their email address(boa_bf_annex@africamail.com) for them to recognise you as the next of kin and release the fund to your position. And you should not fail to contact me on my direct line (00226-78-83-37-95 )as soon as you send in the application to the bank .But do not let the bank to know my involvement.

Yours Faithfully,
Dr.Garuba Usman

Dear Dr. Usman,
I am thankful for your reply and the attached text of the application.
I will send the application to your nominated address (BOA). However I do not think sending such confidential details by e-mail is such a good idea. All bank transactions are handled only upon receipt of verifiable requests. Anybody can send the bank an e-mail and if they choose to act upon such unverifiable requests, then such bank employees are bloody idiots.
I am happy to let you know that after considering the dangers of sending such confidential details via e-mail, I have arranged with my bank to send an authenticated SWIFT message (MT 199) to the Bank of Africa, Burkina Faso, including all my bank details and of course, my request to transfer funds. As you know, SWIFT is the most secure mode of communication between financial institutions, and cannot be intercepted or tampered with by any third parties. Furthermore, when Bank of Africa receives an authenticated SWIFT message from my bank, they (BOA) have nothing to worry about the authenticity of my claim. The fact that I send my request via SWIFT speaks about my genuineness.
Hence, please send me the SWIFT address (consisting of 8 or 11 characters) of BOA. I will send the request to BOA via SWIFT within two working days of receipt of your reply.
best rgds ...

I find the address of the real Bank of Africa:

Dear Dr. Garuba,
There is no need to take offence. I have told you the safest way to do conduct this transaction, the safest way to convey my details to your bank. Since you are unable to find out the SWIFT code of BOA, can I send my details by POST, to BOA's head office in Burkina Faso, i.e.: AVENUE DE LA RESISTANCE DU 17 MAI, 770, OUAGADOUGU, marked to your attention, so you are able to expedite the matter from your end. That is the best solution I can think of, because banks will not act on any unauthenticated request received from a party unknown to the bank.
What do you think? Please advise. If that is not agreeable to the bank, I will send the information to their email address, but I doubt if they will take us seriously.
Please advise urgently.
best rgds and take care ...

I hear nothing from him for two weeks. It is possible to give up at this stage. So I try to appear dumb and try playing the game by his rules.:

Dear Mr. Usman,
I have not heardd from you in a couple of days. What is happening?? We need to conclude this matter and get the funds transferred to my a/c soon, with Cristmas holidays fast approaching, most of the banks will be closed from the third week of December. I shall be pleased if youcould kindly make arrangements to transfer funds before that, as I am planning to buy a new property with this monies and I have also looked at a few lately. it will be of great help if you could arrange this soon.
Please tell me what more is needed from me.
best rgds n take care ...

I send the application form to the bank via bankofafrica_ba@excite.com as advised by Garuba.

Dear Dr. Usman,
in this instance, I have sent the application to the bank (Attn: Ernest Diko) via email since we have no choice. I have sent it as you instructed and shall be pleased if you could follow up the matter on my behalf.
Please try to get the funds transferred before Christmas, as we are having long holidays and it will be extremely difficult for me to go ahead with the anticipated purchase of property, should this transaction fail to materialise.
Your cooperation is always appreciated
please reply ASAP
take care n best rgds ...

Bank's e-mail address is no good. My "application" gets returned.

Dear Dr. Usman,
I have sent the application as next of kin to the BOA on email address you provided in your last mail, but as you can see below, it got returned with the reason "invalid address"
Kindly provide me with a working email address of BOA to proceed.
rgds ...

I send the application to bankofafrica-ba@excite.com

Dear Garuba,
How are you doday?
I have resent the application to the bank today. Could you give them a ring on my behalf and pressurise them a bit to get the funds soon??
I am eagerly awaiting for funds from this end.
take care and keep me informed. ...

Dear Kushan ,
I has gone through your application ,it is ok .The board and management of the bank are having serious meeting ,concering your application and to verify if the information you sent, is the same with the one at the bank.So my good friend,do not relent or panic,because i am here to protect your interest as well as giving you every developmental information which you will use to back up your cliam from bank,but you should always follow evey of my instructions to avoid any mistake.As i made you to know that i have spent all i have to perfect this transaction up to this stage,now i am left with nothing.And i am happy as you have giving me full assurance that you are capable to champion this transaction, and that is why i am telling you to be keeping records of all your expencess for accountability,because the total sum is coming directly to your account .And i want you to understand that every of my investment in your country , should be on your name because of nationality,and you should let me know a lucreative area where we can invest this money in your country?.And i also want you to look for a nice school for my daugther ,since i am coming over to your country with my family ,it is very neccessary for you to buy a good house for me where i will stay with my family,before my coming as soon as the money enter into your account.
Moreso,i still remind you for the confidencility of this transaction for the success of it.Please and please,you should be careful now you has sent in your application to the bank,because the investigation pernnel department of the bank,will be trying to send you mails with different name,different Amount and different bank ,to see if you will apply again then they will know that you are not the next of kin and your application will be cancell .So please and please if you receive any mail ,which is not sent by me,do not reply ,contact me first to avoid any mistake.And do not fail to be
calling me on my direct line,because i may not be having chance to check my mail .So if the bank contact you,just call me on my direct line (00226-78-83-37-95)for more directives ,you know the amount that is involved.Please try to follow every of my instructions to avoid any mistake.

So let us be praying and waiting to hear from the bank,but dont let them know my involvement .
Best Regards
Dr.Garuba