From: "AccountantJeffChukwu" <accountantjeffchukwu@universal.pt>
Sent: October 26, 2004
Subject: Important Mail.

Mr.Jeff Chukwu
Chief Accountant,
Accounting department
NationWide Merchant
Bank Plc.
Marina-Branch, Lagos.

Attention:

First, I must solicit your confidence in this transaction. This is by virtue of it's nature as being utterly confidential and top secret. Though i know that a transaction of this magnitude will make any one apprehensive and worried. But i am assuring you that all will be well at the end of the day. we have decided to contact you through this medium due to the urgency of this transaction as we have been reliably informed of your discreteness and ability. My name is Jeff Chukwu, chief accountant, accounting department Nationwide Merchant Bank Plc i am writing in respect of a foreigner, a Ugandan national, Late Allan Mukuru,director of the IRC's aid programmes in Sierra Leone until his death in a Sierra Leone air crash you can visit the website for more confirmation of this proposal.

http://news.bbc.co.uk/2/hi/africa/3851143.stm

Sequel to this, fervent valuable efforts were made by Nationwide Merchant Bank Plc to get in touch with any of the Late Director of the IRC's aid programmes in Sierra Leone Mr Allan Mukuru,family or relatives but proved to no avail. it is because of the perceived possibility of not being able to locate any of the Late Mr Allan Mukuru,next-of-kin that the management under the influence of our honorable chairman and members of the board of directors, that arrangement will be made for the fund to be declared"un-claimable" and subsequently be donated to the trust fund for the purchase of arms and ammunition to further enhance the course of war in Africa and the world in general.

" war is a crime against humanity" in order to avert this crude and negative development, some of my trusted colleagues and i now seek your permission to have you stand as the next-of-kin to Late Director of the IRC's aid programmes in Sierra Leone Mr Allan Mukuru, so that the fund us$10m would be released and paid into your account as the beneficiary's next-of kin. all documents and proves to enable you receive this fund will be carefully worked out and more so as professional bankers, we are assuring you of 100% risk free involvement. your share stays while the rest will be for myself and my colleagues for investment purposes in your country.

I agreed that 20% will be your share as a foreign partner in respect of providing an account while 10% will take of any expenses that might be incurred in the process of succeeding the transfer and the rest will be for me and my partners which will contribute to make everything possible. thereafter, i will visit your country for disbursement as i am almost due for retirement will not fail to bring to your notice that this business is hitch free and that you should not entertain any fear as the whole required arrangement has been perfected for the transfer. you are to provide for us, your banking in formations where this fund will be transferred, company name and address, phone and fax numbers (private) your full name as you want it to appear in your application form of claim and little information's about yourself, so that i equally will know your ability to handle this transaction.

Have a nice day
Best regards,
Jeff Chukwu
Chief accountant,
NationWide Merchant Bank Plc.

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 8, 2004
Subject: ALWAYS RESPOND THROUGH THIS MAIL BOX

Hello,
Thanks for your quick response to my mail.However,i will like to give you a little insight on the way forward towards this transaction. Like i mentioned to you in my first mail , i am the accounting officer to Late Allan Mukuru ,a Ugandan national,director of the IRC's aid programmes in Sierra Leone,who lost his life in a Sierra Leone air crash on board United Nations helicopter.
What i want you to do is to apply to the bank as the supposed next of kin to the late Allan Mukuru ,that the bank have been searching for to claim his money with us,to avoid the funds been tagged as un-claimable"and subsequently be donated to the trust fund for the purchase of arms and ammunition to further enhance the course of war in Africa and the world in general.. Furthermore to avoid mistakes,i want you to forward to me your reliable bank account co-ordinates where this fund will be transferred,phone and fax numbers(private) your full name as you want it to appear in your application form of claim so that i cn apply on your behalf..Once i recieve these information from you,i will use my postion to make sure the foreign remittance dept gives your application a priority attention.You do not need to worry,its risk free and I guarantee that this will be executed under a legitimate Arrangement that will protect you from any breach of the Law.
However,you have to assure me that you will not disappoint me at last when the funds gets to your account by asconding with the money.Also,i want you to keep this transaction between you and i,you do not have to disclose or discuss it with anybody so as not to jeopardise our effort,and it may cost me my job.This transaction reqiures outmost confidential and secret.
Once again,call me or give me your reachable phone as soon as you recieve this mail.Or i think it will be better if you can give me a call on my phone 234 8055055703,or better still give me yours so that i can call you for us to discuss at length. Get back to me as soon as you can.
Regards.
Jeff Chukwu

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 11, 2004
Subject: ALWAYS

Good day.I have not forgtotted you just that my computer pack up and i was unable to be accessing my mails,so i lost every of your contact details you forwarded to me earlier.

Can you kindly,forward to me your telephone/fax numbers,preferable a cell phone,and address.

I will appreciate for your prompt response.

Jeff

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 12, 2004
Subject: DOWNLOAD THE ATTACHED FAMILY PICS

Good day to you.I want to inform you that i have retrieved all your information you gave me about yourself.I wish also to acknowledge your pics you sent to me,i will forward to you my own pics with my family.Kindly download the attachment and see the pics.

I will appreciate for your prompt response.

Have a nice weekend.

JEFF CHUKWU

3 days later:

Dear Jeff, I havent heard from you lately. Is everything ok? Regards, ...

He answers from the old email account:

From: "AccountantJeffChukwu" <accountantjeffchukwu@universal.pt>
Sent: November 16, 2004
Subject: Re: Urgent

I lost my mail box,so i'll want you to resend your full contact information to my new email account: acc_jeffchukwu@myway.com

And i'll want you to do that today so that we can finish this transaction in the next seven working days.. Thank you and God bless you. MR. JEFF CHUKWU.

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 16, 2004
Subject: Hello

Good day to you.I have been trying to reach you on the phone number you gave me with success,i will appreciate if you can give me your cell phone so that i can be reaching you anything. However,we do not to delay further in this transaction.I want you to assist me in this business, this is the way i need your help,I will like you to apply to the bank as the supposed next of kin to the late Allan Mikuru.,i now seek your permission to have you stand as the next-of-kin to Late Director of the IRC's aid programmes in Sierra Leone Mr Allan Mukuru, so that the fund us$10m would be released and paid into your account as the beneficiary's next-of kin.But to speed up the transaction, and to avoid you making msitakes,i can apply on your behalf.All you have to do is to provide me with your bank account information where the money will be transfered into,then i will apply to the bank on your behalf since i an the chief accountant,i will use my esteemed position to make sure the bank gives your application a priority attention.

I will appreciate for your prompt response.

Have a nice day.

Jeff.

From: "jeff chukwu" <acc_jeffchukwu@myway.com>
Sent: November 17, 2004
Subject: Your Urgent Needed

Dear Friend, I just want to know if you got my mail yesterday,and what happen that i haven't heard from you,hope nothing is wrong?

Dear Jeff,

Thank you for your mails. For a moment, I thought that I had lost you. This is my banking details: Bank account xxxx The Netherlands

Please go ahead as you have planned. Regards, ...

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 18, 2004
Subject: Re: Hello

Thanks for the information.With the bank account details that show that you are now in Netherland,not USA.Can you give me your phone number in Netherland,preferable a cell phone.I have forwarded to you the certificate of deposit via attachment of the funds in the Nationwide merchant bank,Plc,which you are the next of kin. I will use the bank account information to apply on your behalf for the release of the funds into the bank account. I want you to acknowledge the reciept of the certificate .download the attachment and get back to me. I will keep you posted the outcome of the application and the approvals. Respond as soon as you can,
Regards.
Jeff.

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 18, 2004
Subject: download the attachment

Hope you recieved the attached certificate of deposit,i also forward to you the death certificate of the deacesed (late Mr.Allan Mikuru) for your perusal.

Since you are presently in Netherland,kindly give me a reachable phone number to call you.You can call you on my phone +234 18949316.

I will appreciate for your prompt response.

Regards.

Jeff

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 19, 2004
Subject: HELLO

How are you today.I have already forwarded your application for heritage claims to the Director,foreign remmitance,Dr.Usman Ibrahim for vetting and approvals.Hopefully today or latest by monday next week the approvals will be out and in that case,the bank will contact you directly as the next of kin to late Mr Allan Mikuru,though i have forwarded your name and contact details to the bank to reach you whenever.
I have also attached the text of application for that forwarded,for your perusals. Kindly,open the attachment and acknowledge accordingly .

NB:I NEED TO SPEAK WITH YOUY ON PHONE,CAN I HAVE YOUR CELL PHONE # OR ANY REACHABLE PHONE #.
Get back to me as soon as you can.
Best of luck.
JEFF

THE DIRECTOR,
FOREIGN REMITTANCE DEPARTMENT,
NATIONWIDE MERCHANT BANK PLC
LAGOS-NIGERIA,
TEL: 234 8055055703
FAX: 234 92726033
E-MAIL:NATIONWIDEBANK_BANK_320@FSMAIL.NET

DEAR SIR,

RE: RELEASE OF USD 10.000,000.00 (TEN MILLION UNITED STATES U.S DOLLARS) FROM ACCOUNT NUMBER: 0140317075500 OF LATE MR. ALLAN I.MIKURU

REFERENCE TO THE ABOVE QUOTED ACCOUNT NUMBER, 0140317075500 OF LATE, MR. ALLAN I. MIKURU, WITH CREDIT BALANCE OF USD 10 MILLION ONLY. AS THE BONAFIDE NEXT OF KIN TO THE ABOVE NAMED LATE MR. ALLAN I. MIKURU HOLDER OF THE DORMANT REF. ACCOUNT, WE WISH TO APPLY FOR THE RELEASE OF THE TOTAL SAID AMOUNT USD 10,000,000.00 (TEN MILLION, U.S DOLLARS) IN OUR FAVOUR.

IN ACCORDANCE WITH THE NATIONAL AND INTERNATIONAL LAWS OF INHERITANCE, KINDLY REMIT THE STATED AMOUNT IN FULL TO OUR BANK ACCOUNT DETAILS BELOW: -

BANK NAME: XXXX BANK
BANK ADDRESS: XXX,THE NETHERLAND
ACCOUNT NUMBER: XXXX
BENEFICIARY: MISS YOUNG

THIS REQUEST IS PREDICATED ON THE FACT THAT SINCE THE DEATH OF OUR BROTHER WHO UNTIL HIS DEATH IN A FATAL AIR CRASH WITH HIS FAMILY, WAS THE DIRECTOR,IRC'S AID PROGRAMMES IN SIERRA LEONE . THE NEED FOR THE TRANSFER OF THE MONEY INTO THE ABOVE STATED BANK ACCOUNT BECOMES IMPERATIVE.

WE SHALL THEREFORE BE VERY GRATEFUL IF THIS REQUEST MEETS WITH YOUR FAVOURABLE CONSIDERATION.

THANKS FOR YOUR ANTICIPATED CO-OPERATION.

YOURS FAITHFULLY,

NAME/SIGNATURE.

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 21, 2004
Subject: HELLO

Good to hear from you.If i may ask,how long are you staying in Togo?,let me know so that i can forward the number to the bank to contact you.

Regards.
Jeff

From: "NATIONWIDE BANK" <nationwidebank_bank_320@fsmail.net>
Sent: November 22, 2004
Subject: HERITAGE CLAIMS APPLICANT

Foreign Remittance Department,
Nationwide Merchant bank,Plc
Lagos-Nigeria.
Tel:234-8055055703
Fax:234-9-2726033

For the kind attention of:

Attn: Miss Young,
Heritage Funds Release Applicant.
Axxi-Payment,2004.

CONFIRMATION OF HERITAGE PAYMENT OF US$10,000.000 MILLION FROM ACCOUNT #:0140317075500 OF LATE ALLAN I. MIKURU.

We have received your application in the above heritage transfer payment reference ,and following the recent finance commitee board meeting of the Nationwide Merchant bank Plc,we wish to express our concern and regrets over the death of our customer,Mr.Allan Mikuru who was your benefactor in the above payment reference.

In accordance with our foreign exchange reforms on ordinance payments and in accordance with the rules and regulations guiding this institution on the remittance/clearing of all overdue inherittance funds,you are required to reconfirm the following bank account information we saw on your letter of application to avoid wrong creditting of the funds.

BANK: XXXX
ADDRESS: XXXX, THE NETHERLANDS
ACCOUNT NUMBER: XXXX
BENEFICIARY: MISS YOUNG

After due verification,we understood that Late Allan Mikuru was an active customer to our bank,Nationwide Merchant bank Plc.
Therefore,you are requested to forward us,any form of your Identification,like,International passport,Driver's License for authentication, etc..
Upon receipt of a copy of the above mentioned,we will not hesitate to pay the sum of US$10M (Ten Million United states Dollars) into your nominated bank account.
However,your private phone and fax numbers becomes very important for easy communication.
We expects for your response.

Accept our sympathy ,Miss Young

Yours faithfully,

For: Nationwide Merchant bank Plc,

DR.USMAN IBRAHIM,Mfr
Dir.Foreign Remmitance Dept.
22/11/2004.

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 23, 2004
Subject: HOW ARE YOU TODAY

How are you today.I tried to reach you on the number you gave me in Togo,but the line was not going through.If i may ask,how long will you stay in Togo in case the bank do the transfer will you be in Togo to monitor the transfer.Kindly get back to me as soon as you can.

Best of luck.
Jeff

After 2 days, the bank has not answered me yet, so I send them this:

Sir, I sent you an email the other day together with my drivers license. I hope you received it. How is the transfer of my heritage going? I checked my bank account, put nothing has been transferred yet. I plan to return home within the next couple of days, but that should not delay the transfer. I can get in contact with my bank whereever in the world I go, as long as I can access the internet. Regards, ...

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 25, 2004
Subject: good day to you

How are you today.I have emailed you before but you did not respond to my last mail.What i want to find out from you is that i have tried to reach you on the telephone number you gave me but it always placed on answering machine,how long are you staying in Togo,try and get back to me with details.

Any news from the bank about the transfer. However,you can reach me on my cell phone:234 1 8949316. I will appreciate for your prompt response.

Jeff

From: "NATIONWIDE BANK" <nationwidebank_bank_320@fsmail.net>
Sent: November 26, 2004
Subject: HERITAGE PAYMENT UPDATES

For the kind attention of:

MISS YOUNG,

Sir,
The management of Marina Bank,Plc wish to notify you that due to insufficient funds in our bank treasury,you will recieving your heritage funds through our offshore paying bank in London,MESSER, ROYAL CREDIT FINANCE,London,United Kingdom where we have an escrow account for further crediting into your bank account in the Netherland.Below is the contact information of our paying bank in London,United Kingdom

ROYAL CREDIT FINANCE,LONDON,UNITED KINGDOM.
www.royalcreditfinance.com

You have been mandated to contact the bank immediately by visiting their websites.You will be required to open a new account with them for further crediting into your nominated bank account in the Netherland

As soon as you does that,always get back to us for updates.

Kindly,acknowledge this mail.

Once again, Congratulations, MISS YOUNG

Yours faithfully,
Usman Ibrahim
Director,Foreign Remitance Department
26/11/2004

... and from the Contact Us page:

I check the address on the Internet, and find out that the street exists, but the highest number in the street is 45:

I write to the London bank:

Sir, I would like to open an account in your bank. What information do you need? Regards, ...

And to the old friends:

Dear Usman and Jeff, I dont understand what is happening. You got all the information needed to transfer the money, and now you tell me that the bank does not have the money? You must have known that before we started the business.

Anyway, I have asked the new bank to open an account for me. I hope this will be the last obstacle in this affair.

I am returning back home now. Have a nice week-end, ...

From: webmaster <webmaster@royalcreditfinance.com>
Sent: November 26, 2004
Subject: Payment Notification

ATTENTION: Miss Young

Dear Sir,

RE: PAYMENT NOTIFICATION.

This is to inform you that we are in receipt of telex to make a payment of your claim to you. We would like to inform you that we are carrying out a verification exercise on your claim and would like you to forward the following information to us immediately to enable us effect the wire transfer of your claim to your nominated bank account.

You are required to send us a copy of any valid identification of yourself (i.e. Drivers license, international passport etc.). Upon receipt of this information we will issue you with your Personal Identification Number (PIN) and password that will give you access to your online bank account from where you can access your funds. You can contact your accounts officer, Mr. Mark Givens on telephone number: +44 207 0600919 or fax number: +44 207 9006202

We await your prompt response.

Yours sincerely,
Mr. John Moore.
Customer services

I find a big file and attach it to my answer:

Sir, I have attached my passport as requested. Hope to hear from you soon, ...

From: Postmaster <postmaster@mail1.giacom.net>
Sent: November 28, 2004
Subject: Undeliverable Mail

User mailbox exceeds allowed size: webmaster@royalcreditfinance.com

Original message follows.

Subject: Re: Payment Notification
Sir, I have attached my passport as requested. Hope to hear from you soon, [message truncated]

From: banking@royalcreditfinance.com
Sent: November 29, 2004
Subject: ACCOUNT ACTIVATION DEPOSIT NEEDED

ATTENTION: Miss Young

Dear Madam,

We wish to inform you that we have concluded our verification exercise on your claim. We are now ready to make the payment of your funds to you from our accounts. In order to do this, we will need to set up an online account in your name as we have informed you earlier. Your funds will then be transferred to this new account and you will be sent the Personal Identification Number and Password with which you will be able to access your account and make transfers to any designated bank of your choice.

The online banking facility on our system allows you to control your account yourself. You will be able to know how much you have in your account at any time and make transfers any amount from your account to any bank account anywhere in the world 24 hours a day. All the necessary online secret codes that you require will be sent to you immediately your account has been activated.

To open this online account, you are required to make an initial Activation Deposit of GB3,000 (Three Thousand Pounds Sterling only). This amount will be added onto your claim and deposited in your new account. This is due to the huge amount of funds being transferred the new account. We will not be able to make the transfer to the new account if this deposit has not activated it. You are to make the payment of the Activation Deposit via WESTERN UNION MONEY transfer or MONEY GRAM with the name given below.

NAME: JEAN GEORGE
LONDON
UNITED KINGDOM

Immediately we receive this deposit we will despatch your secret access codes with which you will be able to access and control your account directly.

We await your prompt response.
Thank you for your co-operation.
Yours sincerely,
Mark Givens.

Dear Jeff, I dont like what is going on. Someone is trying to jeopardize our business and get their unfair share of our deal. I think that your bank is being cheated by this socalled bank in UK. I never heard of the UK bank before, and I dont understand why we must pay them money. Maybe you as a banker can explain that to me.

Hope to hear from you soon, ...

From: "jeff chukwu" <accjeffchukwu@yahoo.com.sg>
Sent: November 30, 2004
Subject: OPENING & ACTIVATING THE NEW ACCOUNT IS THE BANKING PROCEDURES AND A NECCESITY

How are you today.I am happy that this transaction has gone this far,and we should give God the glory for that.Royal bank is been our paying bank for the past 25year.Non of our customers has ever complained the way you are complaining.This is always the bank procedures,as a banker,i have to tell you the truth.In all banking institutions,when a customer wants to open an account with a praticular bank,there has to be a minimum deposit for opening an account.The required money GBP3,000 is required to open an account and activate the new account,the sum will still reflect in your account.

As soon as you open the account and activate it with GBP3,000,and the transfering fund that is a a dormant account will be transfered into this new account that you open with them,and you will be sent the Personal Identification Number and Password with which you will be able to access your account and make transfers to any designated bank of your choice.This procudere will allow you to operate your account yourself,and in line with what you are informed about,You will be able to know how much you have in your account at any time and make transfers any amount from your account to any bank account anywhere in the world 24 hours a day. All the necessary online secret codes that you require will be sent to you immediately your account has been activated with just GB POUNDS 3,000.

As soon as the account is opened and acitivated,the GBP3,000 will be added into the heritage claims fund of $10M.All i want you to undersant is that,nobody is trying to jeopardise our efforts or trying to get any unfair share of the deal,our heritage funds is still intact,its just the bankiing procedures and the money required is just to activate the new account and the transfer will be done.

I want you to treat this matter as urgent and send the required activation fee today to the instruction passed to you by Mark Givens,so that the Personal identification number and password will be given to you to access and monitor the new account.

I want to hear from you as soon as you send the money so that i can start making arrangement to fly down to US to meet with you for sharing.

Best of luck.

Jeff