This is how it started:

MRS JUDITH ISAAC

Accounts & Auditing Department
BANQUE TOGOLAISE POUR LE COMMERCE ET
L'INDUSTRIE 169 Bd du 13 Janvier
PMB 91 Lome Togo
West Africa.

Dear Xeni Minjun,

Forgive me the indignation you may feel if this message comes to you as a surprise and may offend your personality for contacting you without your prior consent and writing through this chanel. I got your contact from a directory data. and hoping that you are a reliable and honest person that will assist us claim this money overseas.

In a brief introduction, I am MRS JUDITH ISAAC, an internal auditor with a finacial institution here in Lome-Togo.With due respect and regard, I am contacting you on a business transaction that will be beneficial to both parties at the end.

On May 2002, A customer to this Bank, Mr M.O.Minjun, an expartriate oil consultant and Gold dealer, made a numbered time deposit of USD $32Million in the institution for 18 calendar months.
Unfortunately on February 2003, this client died in a ghastly auto crash with his wife and only daughter on their way to Accra - Ghana.

Upon Maturity of the deposit, the fund was confined to a dormant status whereupon we made this discovery and further inquiries by me revealed that he neither left a will nor a contactable next of kin or an extended relation in his entire official document including his bank deposit information with this bank.

It is standard practice that after the expiration of 5 years the funds
will be declared as an "unclaimed asset resource" and the account closed. My contacting you hence is to allow your particulars to be forwarded to this institution as the family business partner and next of Kin to our deceased customer for the purpose of benefitting the content of the account. All the arrangement to put claim over this fund has been perfected by me and I will assist you on steps to follow.

Needless to say that the trust reposed on you at this juncture is
enormous. In return we demand your complete honesty and trust. Therefore this transaction will be based on the following terms and condition as stated below:

1. Our conviction of your transparent honesty and diligence.

2.That you will treat this transaction with utmost secrecy andconfidentiality.

3. That you will not ask for more share than what is negotiated or try to sit on the funds or indulge in any form of blackmail once the funds is under your custody.

4. That upon receipt of the funds, you wil release and disburse 10% to charity and the remaining be shared by I and you in the ratio 60:40 respectively.

Remember that with my support, this transaction is risk free and will be done under a legitimate arrangement that will protect us from the breach of the law.

We also hope to conclude this transaction within a short period of time if you accord us your unalloyed support and co-operation.

As soon as you accept this condition and finally indicate interest in
this deal the first this to do is to send your telephone number for voice communication and further establishment of trust.

After this I will then guide you on other steps to follow. To further
cement our trust on you, we will demand for a written agreement or any other proof of loyalty from you when you finally accept this offer.

Waiting eagerly to hear from you.

Regards,

MRS JUDITH ISAAC

Dear Xeni Minjun,

Thanks for the response,I appreciate your effort to assist me in this transaction.

How are you? This is in response to your mail to me,i will go a mile to introduce my self once more to you.My names are MRS JUDITH ISAAC, i am 49 years old, i am married blessed with 4 children,My Husband is also a banker, i have two sons and two daughters, my first child is a male, he is 18 years old, he is in the first year in high college.my house address is 25 rue du golozine bagida lome.

I will soon be leaving for retirement, i have served this bank for a couple of years,and the political state of this country have made it imposible for retirees
to see the furture after retirement alot have retired and ended wastelessly.

That is why i choose not to loose this great opprtunity,this is one of the way,some of the board of directors of some banks gets their so call richness.

A lot of people put in money in the bank,with out the knowledge of there relatives and some times divocees,especailly here in Africa, after their death, the bank waits for some time and if no body shows up, they disbuse the fund to there private bank accounts,and that is it. But when i saw that this man is dead, i removed his bank particulars and kept it in my possesion waitng to see if any of his relatives will show up, but none. i am a man that believe God and nature.

This is how the transaction will go,you are expected to provide a virgin account number (without money in it) where this fund will transafered into.you will stand as the next of kin to the deceased owner of the account. With my position in the bank, i can provide you with all the required information you need in this transaction and i have perfected the underground work to see the success of this transaction.

You will be expected to forward the following informations to me immediately.
-your full names
-your private telephone and fax number
-your contact and mailing address.

With this informations, i can effect a change in the next of kin colunm of the account file jacket.then we can proceed to claim the fund through you.

This is my private telephone number.+228-9261110 you are expected to call me as soon as you receive this mail.After receiving the above mentioned information then I will also send to you a copy of the text of application,study,fill it and send it to the bank.

Thanks
MRS JUDITH ISAAC,

Dear Minjun Xeni,
 
Thank you very much for your mail which I have carefully studied the content therein with good understanding.
 
As a matter of urgency, I would like you to find application form and claim, fill it proper and make sure it's neat before re-sending it to the Bank for immediate commencement as you can understand that the year is beginig,
 
Send the application and notify me as soon as possible for further advice for conclusion of this project.
 
I will be waiting to your immediate response asap !
 
Best regards,
 
Mrs. Judith Isaac.

Dear Xeni Minjun,

Have you send the application to the bank.

MRS JUDITH ISAAC,

Dearest Xeni Minjun,

With pleasure I confirmed the good receipt of your mail with content therein was well noted.

Regarding to the content of your message, I want you to understand that this business will benefit both parties hence all parties contributes to it's successful conclusion. Secondly, the foreign remittance of the Bank will release the funds, transfer and confirm into your country under your country currency while the exchange control number in your favour will be given to you by the Bank accredited attorney as soon as he sign fund release order documents.

Therefore, do not be skeptical for anything as you will be re-assure and understand exactly what we are doing. What you have to do now is to fill the application form proper, make sure it's neat before sending it to the Bank. Send it immediately so that the Bank will commence as soon as possible before they will start first audit in the Bank at this beginning of year 2006. I would not like this funds to remain silently in the dormant account before first audit in order to affect the release of the fund to your account.

Finally, you will not lose or involve yourself into debit or credit rather you will gain enough upon conclusion of this project. I am assuring you with the faith of God. This business will change our lives.

Thanks for your understanding and I will be waiting to hear from you as soon as you fill and send the application form to the Bank.

Thanks.

My regard to you and your beloved family,

Mrs. Judith Isaac.

Dearest Xeni Minjun,

Many thanks for your mail and understanding of my explanation. Therefore, since you are on business trip and preparing to come back to your base on Saturday, then I would advice you to fill the application form in your mailbox and send it to the Bank through email. It's better and will serve the Bank better because if you send it through fax, the letters may not appear very well. Therefore, fill it immediately and send it through electronic.

Finally, note that I will appreciate your idea of using moneyless account, it is better and good. But if you can not be able to fill and send the application from your business trip, then you can send it as soon as you are back to your base, although I am worry because of the urgency due to our bank planing for first audit in the Bank and I will like the Bank management to receive your application letter before Bank audit so that it will not hinder the release and transfer of the money to your account.

I will be waiting for your immediate response as soon as you send the application.

Thanks for your understanding and may God bless you.

I wish you success journey back to your base.

My regard to you and your beloved family.

Your friend & partner,

Mrs Judith Isaac.

Dearest Xeni Minjun,

Good morning to you. How are you today and your beloved family including work? I hope fine.

I am writing and sending this message to know if you are back to your base, besides I would like to know if you have fill the application form for submission to the Bank and completion our business.

Please reply as soon as you can and inform me if you have fill and send the appliation so that I will give you the necessary information which you will deem necessary as we will proceed further.

You are welcome back.

Best regards,

Mrs Judith Isaac.

Dearest Mr Xeni Minjun,

Many thanks for your mail and you are highly welcomed to your journey. I hope you had successful journey back to your station.

I have carefully open the attache file of the apllication form and it was properly filled. Therefore what you have to do is to submit it to the Bank as soon as you receive this mail so that the management of the Bank will start processing on the application. The board of internal revenue will contact my office while starting investigation on your claim because the file of the deceased person is in my office. So, I want you to rest assured that every thing will work out smoothly without stress.

As soon as you send the application form to the Bank, kindly notify me for next step to the taking.

Hoping to hear from you soon.

Best regards,

Mrs. Judith Isaac.

Note: I want you to use below email address to send the application immediately n-btci-info@bitex.bg , Attention: Dr. Ibru Gladstone, Foreign Operational Director.

Dearest Mr Xeni Minjun,

Thanks for your prompt response and willingness towards this project. I want you to understand that I contacted you with intention to present you to the Bank management as deceased client relation, so you could apply for the release of the inheritance.

Therefore, both of us have various obligation necessary to mantain in able to achieve success of this project.

Your Obligation.

1. You will stand as the living relation/next of kin to the deceased client, also deceased customer of the Bank.

2. You will put claim over the release of this inheritance to you as the next of kin/beneficiary by completion and submission of the application form to the Bank which you have already done.

3. You will be responsible to come down in my country, so both of us could sit face to face and meet management of the Bank to sign the release of this inheritance. I will issue to you authorize visa to come down to my country without headache. You will spend only 48hours upon the day of your arrival.

4. You will need to send legal paper mentioned below to the Bank which I shall provide for you to send to the Bank.

A. Deposit Certificate

Above are your legal obligation towards this project.

My Obligation.

1. I will stand as your legal representative here in the Bank.

2. I will be responsible to obtain all necessary back up papers  with my own money from different Governmental sectors here on your behalf and send to you, which you will send to the Bank.

3. I am responsible to register you with the Bank as the next of kin and swear on your behalf in Togolaise High Court, in other to obtain Affidavit of oath which shall empower you to inherit this fund. 

4. I will be responsible to put all underground network in place to ensure smooth release of this inheritance to you.

Finally, this project is legal and will be legally executed free from any breach of law. If you agreed on our various obligation, then get back to me with the requirement necessary for proceeding in my next message.

Regards,

Mrs Judith Isaac.

Dearest Mr Xeni Minjun,

Upon waiting the management of the Bank to get back to you sequel to your letter of application, I will like you to arrange yourself to come down to my country where both of us will discuss face to face and put formalities on how to invest this money in better lucrative business venture in your country under your supervision.

Waiting,

Mrs Judith Isaac.

ATTN MR MINJUN XENI,

WITH DUE VERIFICATION AND AFTER OUR BOARD OF DIRECTORS MEETING THIS AFTERNOON BEING 17TH JANUARY 2006 WE WISH TO ACKNOWLEDGE THE RECIEPT OF YOUR TENDERED APPLICATION TO THIS BANK .

WE THEREFORE ADVICE YOU VIEW THE ATTACHED DOCUMENTS AND FORWARD TO THIS BANK THE ABOVED MENTIONED INFORMATION SO AS TO ENABLE RELEASE/TRANSFER OF YOUR INHERITANCE FUNDS TO YOUR NOMINATED BANK ACCOUNT AS WILL BE PROVIDED BY YOUR HUMBLE SELF .

THANKS FOR YOUR COOPERATION
YOUTRS FAITHFULLY
DR FRANK DE SAMPAS
FOREIGN OPERATION DIRECTOR
F.T.B.T
LOME TOGO REP.
 WEST AFRICA

Excerpt:
To this effect, you are advised to forward the following to this bank:
1) Late Eng Joshua b.Xing Certificate of Deposit
2) Late End Joshua b.Xing Death Certificate
3) Account Re-activation fee of 1,250 Euros

Note that

• the bank now is called Financial Trust Bank.
• the name of the deceased changed from M.O.Minjun/KHAN to Joshua B.Xing
• the amount dropped from $32m to $25,5m

Dearest sister Xeni Minjun,

I am in good receipt of your mail which I have carefully studied the content therein with good understanding. Please my sister do not be offended for addressing you in my past mails as a man, this is just because I thought you are a man due to your name. Kindly forgive me and it can not repeat again untill we meet face to face.

Once again I thank you so much for informing me of your heart desire about presenting you before management of the Bank as relative of our deceased client to inherit his estate and his account with our Bank. Sister Minjun, actually our deceased client may not be your real relative. But, the good thing there is that you possess the identitifications needed for this claim since you accord me your honest and sincere heart to inherit this money together and never to sit on the fund when it finally gets to your account in China. The tendency of this deceased person being your Cousin or Uncle is not questionable at the Bank where the money was deposited, you have nothing to worry about in this transaction since your documents will be authenticated in your own name and your own favour to suit the purpose. Therefore, I will present you legally with above explanation and you shall put claims on the fund with my directives untill we confirm this money into your nominated Bank account in China.

Furthermore, I want you to understand that your security in my country upon your arrival is 100% guarantee. My husband is a military man, so he will accord you 100% security till the next 48 hours you will spend in my country to sign the fund release order document before Bank internal Board of revenue to enable them wire the fund to your account. Infact, your present in the Bank will help us conclude this project in your presence before the day of your departure. I promised you that I will issue visa to you to come down. I want you to apply for your passport immediately since it will take 15 days before it will be out. Africa is not a dangerious continent where a lot of foreign investors are investing their money. There are a lot Chinese citizens, Americans, europeans and mid-east continent. I am assuring you that you will like Africa upon your arrival, even you will decide to invest in Africa too.

Finally, the deposit certificate which I mentioned to you is a certificate covering the money from the Bank. As soon as you send it to the Bank, the officials will believe that you are the legitimate next of kin to the deceased client because the deposit certificate was issued by the Bank management and it's advised to every customers to come to the Bank with deposit certificate if you want to apply for the release and re-transfer of your fund to account of your wish. The doucments I am talking about is physical documents, that's why you will need to come down so that you and me will process every formalities.

Thanks for your understanding and I will be waiting to hear from you to inform me your arrival schedule.

My regard to you and your beloved family.

Your friend & partner,

Mrs Judith Isaac.

Dearest sister Xeni Minjun,

Once again thank you for your zeal to help me claim  this fund. The almighty God will forever bless you. This is the beginning of a wonderful union.

Some personal questions Minjun? Are you married? How old are you? What kind of work do you do? I have taken you as a sister and a friend so we have to know each other very well. We have to really work like one family to have this goal achieved. Please you have to keep this transaction confidential so that nothing will jeopardise its successful conclusion. Also we have to work very fast so that the transfer will be effected before the Bank start first audit in the Bank as I don't want this excerise to affect the release of this fund to you or delay payment.

At the conclusion of this transaction you will earn 35 percent of the fund. I will come over to your country as soon as the fund hits your account for the sharing. I intend to invest my share in opening a charity foundation for the less privileged in the society. This was the deceased client's wish before his death. Mr. Michael O. Minjun confided in me before his death that he plans to open a charity foundation for the less privileged upon retirement from active business because he operated with my department and he considered me as his personal accountant that's why he revealed most of his secret to me as I am a Togolaise while he's a foreigner. As a matter of my relationshipe with him, I will name the foundation after Michael O. Minjun to immotarlise his memory.

Some personal information about Mr. Michael O. Minjun;Mr. Michael O. Minjun was born in Chengdu China in 1949 but he was known as an American(he had an American citizenship).

He worked as a consultant with Shell Development company Lome Togo. He had an oil servicing company called PO- YEPEZ CONSTRUCTION COMPANY which folded up after his demise. I want you to find below attach file of late Michael Minjun COMPANY certificate and CONTRACT RECEIPT which was awarded to him by ECONOMIC COMMUNITY OF WEST AFRICAN STATES (ECOWAS) before he died.

He operated an account with Banque Togolaise Pour Le Commerce et L'industrie (BTCI) as a subsidiary firm of Banque Togolaise Pour Le Commerce et L'industrie (BTCI) Lome Togo. He has a wife named Lisa and a daughter named Sophia. They all died in the auto accident on their way to Accra - Ghana for a family picnic. I will like you to forward the attached certificates to the Bank, it will help you put claims on the fund successfully during their investigation regarding your letter of application.

I will be waiting for your immediate response asap !

Thanks and God bless you.

Your friend & partner,

Mrs Judith Isaac.

 ATTENTION: Xeni Minjun.
DATE:- 18/01/2006
MADAM,

YOUR REQUEST FOR RELEASE AND RE-TRANSFER OF FUND IN DEPOSIT A/C No 87-534411-68

IN VIEW OF THE ABOVE REFERENCE, I WRITE TO CONFIRM TO YOU THAT THE DORMANT ACCOUNT BELONGING BY OUR LATE CLIENT, MR. M.O.MINJUN IS INTACT IN OUR BANK SECURITY VAULT.

WE SHALL INVESTIGATE YOUR CLAIMS AS HIS AUTHORIZED CLAIMANT BEFORE CONSIDERING ANY RELEASE, HENCE IT WILL BE VERY REGRETABLE TO MAKE SUCH RELEASE WITHOUT PROPER AUTHENTICITY...

THANK YOU VERY MUCH FOR YOUR CONTACT TO OUR BANK. IT IS HIGHLY APPRECIATED HENCE YOU ARE THE FIRST RELATION OF HIS TO CONTACT US EVER SINCE HIS OBNORTIOUS DEATH.

WE SHALL GET BACK TO YOU IN DUE COURSE.

YOURS IN SERVICE

DR IBRU GLASTONE.

BANQUE TOGOLAISE POUR LE COMMERCE ET L'INDUSTRIE (BTCI)
C.C. VAULT MANAGER, C.C. DIRECTOR GENERAL.

YOUR REQUEST FOR RELEASE AND RE-TRANFSER OF OUTSTANDING FUND WITH DEPOSIT ACCOUNT NUMBER: BTCI No 7-534411-68 TO YOUR DESTIGNATED BANK IN CHINA.

NOTE THAT THE BOARD OF INTERNAL REVENUE OF THIS BANK HAS COMMENCE INVESTIGATION CONCERNING YOUR LETTER OF APPLICATION AND WE WOULD LIKE TO BE SATISFY OVER YOUR CLAIMS. MEANWHILE, WE HAVE URGE YOU TO GIVE THIS BANK AUTHENTIC/LEGITIMATE ANSWERS TO THE BELOW QUESTIONAIRES TO IDENTIFY YOUR STATUS AS HIS NEXT OF KIN TO OUR DECEASED CLIENT.

BELOW ARE THE QUESTIONAIRES.

Q. (1) -State the full name of the Deceased.

Q. (2) -State His Native Country.

Q. (3) -State His Occupation/Profession.

Q. (4) -State Clearly the Date the Deceased Died and what lead to his Death.

Q. (5) -State the type of account he ran with us, the amount on it as of his time of his Death.

Q. (6) -Was the deceased married? if yes state his wife name and how many children?

Q. (7) -Was the deceased residing in this country? if yes state his residential address.

Q. (8) -Was the deceased a member of any registered organisation here in Lome Togo?

Q. (9) -Secret question? and answer?

Q. (10) -Any other valid information will be helpful in the approval of your claim.

YOURS IN SERVICE.

DR. IBRU GLADSTONE.
TELEX MANAGER,
BANQUE TOGOLAISE POUR LE COMMERCE ET L'INDUSTRIE (BTCI)

My Dearest sister Xeni Minjun,

Good morning to you. How are you today and your beloved family including your work? I hope fine.

I am writing and sending this mail for you to confirm to me if you do receive my message which I asked you some important questions for us to know each other very well because this business is bringing us together. Moreso, I want to know if you have received the certificates which I sent to you through email attachment in my last message. I need your urgent confirmation.

Furthermore, I want to know if you have hear from Bank management confirming the receipt of your letter of application to the Bank. Please my sister, kindly reply as soon as you can so that I can bear the slight delay with good understanding.

Thanks and God bless you.

Your sister & partner,

Mrs Judith Isaac.

Dearest sister Xeni Minjun,

Thanks for the forwarded mails from the Bank which I have carefully studied the content therein with good understanding. However, I am very much happy for your update information from the Bank and asking me of travel cost from China to Lome -Togo, West Africa.

As a matter of fact, I would like you to meet with travel agent in your country, what you will do is to tell the agent that you want to travel to Lome - Togo located in West African States for tourist, then he/she will tell you exactly the amount in involved for travel cost. I don't want you to tell anybody that you are coming down for signing of documents in the Bank, rather what I want you to do is tell the agents that you are coming to Lome - Togo, West Africa for business trip and investment in Togo. The reason why I want you to tell everybody like this even your country embassy here; it's because of secret because I want us to achieve this money secretly and nobody without the knowledge of anybody. You know that Business is secret and nobody reveals the secret of his/her success. Therefore, you should try to keep our business very secret and your coming to my country because, I hope that we will invest some part of the money in my country under your name upon your arrival and conclusion.

I want you to make enquiry from travel agent immediately and update me your date of arrival as soon as possible so that I will make hotel reservation for you upon your arrival. Did you receive the attached certificates which I sent to you?

Finally, I am going to process for the deposit of certificate so that we will get it from here in the Court Of Justice. I will let you know as soon as I acquire for it and obtain it too. It will cost us some money about (400.00 EURO) only. As early as 8:00 AM, I will be going to the High Court Of Justice regarding the deposit certificate on how to get it. As per the Bank questions, it's already night here in my country, therefore if I get to my office tomorrow, I will try to provide the real answers for you and send it to you so that you will submit it back to the Bank.

Thanks and God bless you.

Hoping to welcome you soonest in my country.

Your sister & partner,

Mrs. Judith Isaac.

My Dearest sister Xeni Minjun,

Good morning to you. How are you today and your beloved family including your work? I hope all is well with you; if so Glory be to God for his kindness in our lives. As for me and my own family, we are in great sanity.

According to my mail yesterday night, I told you that it's already night in my country, therefore as soon as I get to my office, I will search for the legitimate answers about our deceased client according to the Bank questionaires because most of our deceased client file is in my department as a result of his relationship with me and he considered me as his personal accountant in the Bank that's why I am in position with his details.

As a matter of fact, I want you to find below answers regarding Bank questions. I want you to copy it and send it immediately to the Bank. Then we should expect a positive mail from management of the Bank once again regarding the approval of your  application letter. It's upon the receipt of your answers based on their questionaires, then appropriate formalities will carry on without obligation or consideration hence your answers is authenticated to the deceased client's file with us in the Bank.

Finally, I am proceeding to the Court Of Justice for procuring of Deposit Certificate in your name to enable you stand firm and put claims over the fund legally and will also protect us from any breach of law. I will send the certificate of Deposit to you as soon as I obtain it.

Thanks and God bless you. I will be waiting to get your arrival schedule to my country as I am preparing to apply for hotel accomodation for your 24 hours stay in my country.

My regard to you and your beloved family.

Your sister & partner,

Mrs Judith Isaac.

========================

Here is the ANSWERS.

________________

Q. (1) -State the full name of the deceased.

ANS: MR MICHAEL OLVERA MINJUN.

Q. (2) -State his native country.

ANS: CHENGDU CITY(CHINA).

Q. (3) -State his occupation/profession.

ANS: AN OIL CONSULTANT/CONTRACTOR.

Q. (4) -State clearly the date the deceased died and what lead to his death?

ANS: 12/02/2003, AND HE DIED ON HIS WAY TO ACCRA - GHANA TO A HOLIDAY TRIP.

Q. (5) -State the type of account he ran with us, the amount on it as of his time of his death?

ANS: A DORMANT DEPOSIT ACCOUNT, AND THE AMOUNT AT THE TIME OF HIS DEATH WAS US$32,000,000.00(THIRTY TWO MILLION UNITED SATES DOLLARS ONLY.

Q. (6) -Was the deceased married? if yes state his wife name and how many children?

ANS: MARRIED TO LATE MRS LISA MICHAEL MINJUN.

ANS: MR. MICHAEL OLVERA MINJUN HAS ONE CHILD WITH NAME SOPHIA.

Q. (7) -Was the deceased residing in this country, if yes state his residential address?

ANS: YES, HE WAS RESIDING IN TOGO AS AT THEN AND THIS IS HIS RESIDENTAIL ADDRESS: RUE 45874 PALM BECAH AVENUE LOME TOGO WEST AFRICA.

Q. (8) -Was the deceased a member of any registered organisation here in Lome Togo?

ANS: MR. MICHAEL OLVERA MINJUN WAS A REGISTETERD MEMBER OF I.E.E.
(INTERNATIONAL ELECTRICAL ENGINEERS).

Q. (9) -Secret question and answer?

QUESTION: MICHAEL OLVERA

ANS: MINJUN.

Q. (10) -Any other valid information will be helpful in the approval of your claim.

ANS:  MY LATE COUSIN DIED AT THE AGE OF 55 YEARS.

Dearest sister Xeni Minjun,

Thanks for your mail which I have carefully studied the content therein with good understanding.

However, since you does not have a time of your own to come down to my country as quick as possible, I would like us to use the assistance of a lawyer who will procure and sign every other valid papers regarding the approval, releasing and re-transfer of this inheritance to your Bank account in China. I hope it's the only solution to conclude this project very fast.

Furthermore, since you have submitted the answers back to the Bank, then let us pray that the Bank management shall get back you with positive response to you over the approval and remittance of the fund to your name/account. I will send to you the certificate of Deposit as soon as it's ready.

Thanks and with regards,

Your sister & partner,

Mrs Judith Isaac.

Dearest sister Xeni Minjun,

Thanks for your mail. Infact, my sister I somuch appreciate your idea of using a service of legal practioner to re-present you in the Bank to do every procedures with the Bank as a result of your inability to come down to the Bank due to your work.

Let us pray that the Bank management will acknowledge our idea of contacting a legal adviser to stand on your behalf.

Thanks and let us pray for the best.

Your sister & partner,

Mrs. Judith Isaac.

ATTENTION: Xeni Minjun.

MADAM,
 
WE HEREBY BRING TO YOUR BEST OF UNDERSTANDING THAT EXECUTIVE STAFFS OF BANQUE TOGOLAISE POUR LE COMMERCE ET L'INDUSTRIE (BTCI) HAS GONE TROUHG YOUR ANSWERS FROM TELEX DEPARTMENT BASED ON HIS FILE WITH US. CONFIRM YOUR BANK DETAILS BELOW AND TO US IMMEDIATELY IF THERE'S A MISTAKE TO AVOID TRANSFER.

NAME OF BANK: XXXXX
BANK ADD: XXXXX, XXXXX, XXXXX

SWIFT CODE: XXXXX
ACCOUNT NUMBER: XXXXX
BENEFICIARY: Xeni Minjun.

THEREFORE, THE OFFICE OF FOREIGN REMITTANCE DEPARTMENT AND OFFICE OF TELEX DEPARTMENT ADVICE YOU TO OPEN A NON-RESIDENTIAL DOLLAR ACCOUNT IMMEDIATELY WITH OUR BANK WHERE YOUR OUTSTANDING FUND WILL BE DEPOSIT FOR ONWARD TRANSFER INTO YOUR BANK ACCOUNT IN CHINA AS LISTED ABOVE. NOTE THAT YOU HAVE NO BANK ACCOUNT WITH US, SO THERE'S NO POSSIBILITY TO TRANSFER YOUR FUND UNLESS YOU OPEN A NON-RESIDENT DOLLAR BANK ACCOUNT TO LODGE YOUR US$ 32,000,000.00 BEFORE IT WILL BE RELEASE AND TRANSFER TO YOUR BANK ACCOUNT IN CHINA.

THEREBY FILL PROPER ATTACHED FILE OF OPENING NEW ACCOUNT FORM WITH CORRECT INFORMATION AND SEND BACK TO THIS BANK FOR FURTHER INFORMATION ON TRANSFERING MODALITIES. SEND IMMEDIATELY THE FEE FOR OPENING A NON RESIDENTIAL DOLLAR ACCOUNT THROUGH WESTERN UNION MONEY TRANSFER AS OUR BANK OPERATES WESTERN UNION. SEND IT WITH THE NAME OF TELEX MANAGER BELOW:

MR. IBRU GLADSTONE.
ADDRESS: 20, RUE DU COMMERCE,
LOME - TOGO.
WEST AFRICA.

YOURS IN SERVICE.
 
DR ERNEST AYAO.
 
DIRECTOR OF FOREIGN PAYMENT SHEDULE CONTROLLER. 
BANQUE TOGOLAISE POUR LE COMMERCE ET L'INDUSTRIE
                           LOME-TOGO.

Dearest sister Minjun,

Good morning to you. How are you today and your beloved family including your work? I hope fine.

I am writing and sending this mail to know if you have hear from the Bank after your submission of the answers back to the Bank? Please I need your urgent confirmation as soon as you receive this mail.

Thanks and God bless you.

My regard to you and your beloved family.

Mrs Judith Isaac.

Dearest sister,

Thanks for your mail which I have carefully studied the content therein with good understanding. This is a very good news from the Bank.

Meanwhile, since you were asked to open a non-residential account with the Bank to enable them transfer our money to your account in China, then I want you to fill the form properly and send back to them with their requirement immediately.

Kindly inform me as soon as you fill the form and send back to the Bank including opening of non-residential dollar account fee.

I will be waiting to hear from you soon.

Thanks and God bless you.

Your sister,

Mrs Judith Isaac.

Dearest Sister,

Thanks for your brief mail which I have carefully studied the content therein with good understanding. However, I want you to fill the form for submission back to the Bank as soon as possible.

Furthermore, my sister Minjun you know that I am a banker, so I am 100% aware of Banking policy/network globally. As a matter of fact, I wish to notify you that suggestion of the Bank asking you to open with us is very favourable for you because if you want to use the dormant account, you will need to re-activate it and it may caused you huge amount of money upto $10,000.00 to $15,000.00. Therefore, it's better for you to open new dollar account with us for easy transer of this money without much fees.

I will be waiting for your immediately as soon as possible.

Thanks and God bless you.

Your sister,

Mrs Judith.

^{Dearest sister,}

^{I thank you so much for your mail this morning which I have carefully studied the content therein with good understanding.}

^{According to your question on how to open the new account with our Bank, what you have to do now is to fill the form which the Bank directors asked you to fill for opening of non-dollar account with them. Upon submission of the form to the Bank, the board of internal revenue of the Bank will proceed on the opening of the account.}

^{Finally, you should also  send to the Bank management the fee for opening of new Bank account so that they will use it to open the account and deposit some dollar inside the account.}

^{Thanks for your understanding and kindly open the account immediately.}

^{My regard to you and your beloved family.}

^{Your sister,}

^{Mrs Judith.}

^{Dearest sister,}

^{I thank you so much for your mail this morning which I have carefully studied the content therein with good understanding.}

^{My sister let us tell oueselves the truth and be honest to ourselves. How do you think that you can open new account without providing Bank requirement, even in another country in Banking network, whenever you want to open an account with any Bank, you must definitely adhere to their instructions. Moreover, I urge you not to fear in this business, because the content of your mail clearified itself that you are afraid concerning this project. You are a woman like myself, so I can not present you to a business that will harm you or affect you in future rather I will contact you for a business that will benefit both of us.}

^{As a matter of fact, since you afraid to do business with me, I have decieded to attach my photograph to you so that you will know me and believe that I am a woman that will never dream to harm my fellow woman. Therefore, kindly find below attach file of my photo. Besides, what I want you to do now is to fill the form and contact the Bank and inform them that you does not have passport, then you will expect to hear from them. Secondly, note that the new account must be open with opening of new account fee, but if you do not want to deposit money into the account, you are entitle to keep to deposit only $50. This is the law of Banking network. There's nobody who will open an account without depositing some money inside the account.}

^{Finally, I want you to fill and send to the Bank immediately. If the opening of account fee is too much for you to pay, then kindly send $500 to the Bank, then I will complete it to $650.50.}

^{Please my sister inform me as soon as you fill the form and send including the opening of account fee.}

 ^Waiting,

^{My regard to you and your beloved family.}

^{Your sister,}

^{Mrs Judith.}

^{Dearest sister,}

^{Thanks for your mail with content therein well noted. Firstly my sister I have very important question to ask you; are you Minjun Xeni or Xeni Minjun? please do not surprise over this question because I need to be clearify to my best of understanding so as enable me address you properly.}

^{However, I am so disappointed that you are considering this project that will jeapordize your future. Note that I will no where harm you. This business like I told you earlier is for the benefit of our families. This kind of opportunity of money is happening in every montary insitution or finance company where fund is flowing, but it's  only the top officials claim it due their position in the office. Most times, some top officials in the Bank or finance Company become rich, but that's not of monthly salary, but in opportunity like this. Therefore, if you are not satisfy with me in this business, kindly notify me because we can not be able to achieve this inheritance without mutual understanding and trust. I urge you not to invite spirit of fear into this business unless if you want us to work in vain without achieving our mission.}

^{Regarding to the opening of account form, I want you to fill it as you were instructed by the Bank officials and re-send it back to them including the documents requested for immediate commencement and conclusion of this business. Besides, as per the fee of opening of account, my sister you know I'm a civil servant earning little salary per month as a result of our country economy, so my sister it will be very hard for me to afford $651.00, but I must promise you in the name of God that I will assist you with $300.00 which I can be able to raise from friends.}

^{My sister, please kindly assist me to send the balance fee of $351.00 for opening of account so that the Bank will creat an account for you so as to enable them use the new account and re-transfer the money into your account in China.}

^{Thanks for your understanding and may God bless you.}

^{Hoping to hear from you soon.}

^{Your sister & partner,}

^{Mrs Judith.}

^{Dearest sister,}

^{Good morning to you. How are you today and your beloved family including your work? I hope fine.}

^{My sister I want to know if you have fill the form and submit back to the Bank. Please we need constant communication to conclude this business soonest.}

^{I am waiting to hear from you soon.}

^{Best regards,}

^{Mrs Judith.}

^{Dearest sister,}

^{Thanks for your mail with content therein well noted. Firstly you are welcomed to your journey and I hope it was a successful journey? if so Glory be God.}

^{Secondly, I thank you very much so much for best explanation of your name based on my demand. Meanwhile, I am satisfied and conscience is clear too, because I do not like to any thing which I does not understand.}

^{As a matter of fact, I want you to fill the form immediately and send to the Bank as soon as possible. I will ask my husband to lend me money to complete the fee. My sister, I want you to note that my period of staying or serving in the Bank for many years does not mean that I will become millionaire. Kindly understand that I am a civil servant earning small salary as you can understand my country is a very small country and my country economy is poor. One hundred united states dollars is enough money. Note that my country is third world, therefore many things is very high due to lack of money.}

^{Finally, fill the form and inform me as soon as possible. I will also inform you how much I was able to borrow from my husband.}

^{My regard to you.}

^{Your sister & partner,}

^{Mrs Judith.}

^{Dearest sister,}

^{Good morning to you. How are you today and your beloved family including your work? I hope fine.}

^{I had gone through the form and it's properly filled, therefore I want you to send it including your identity card as you suggested. I think that your identity can serve in the same manner of passport hence passport photograph is appear in the page to identify whom you are.}

^{Furthermore, I want you to clearify you once more about your comment in your mail yesterday concerning opening of non-residential account. My sister note that every Banking network has their condition of operation regarding opening of non-residential dollar account. Therefore, non-resident dollar account is cost than current account, fixe deposit account etc. It's not the same amount due to hard currency which will be depositing in it. Therefore, do not be worry about the amount to be used to open non-residential dollar account with our Bank.}

^{Finally, if you are sending the form, kindly inform the Bank that your sister in Lome - Togo will bring the fee for opening of the account. I am going to send my daughter to come to the Bank and pay the money as your sister-inlaw here in Lome - Togo. The reason why I want to send my daughter to pay the money on my behalf is because of my engagement with the Bank. I don't want the Bank to know that I am working hand to hand with you to achieve this inheritance in order not to hinder us to achieve this fund.}

^{I will be waiting to hear from you soon.}

^{Your friend & partner,}

^{Mrs Judith Isaac.}

Dearest sister,

Good morning to you. I am very sorry for not reply you as quick as possible, this is a result of virus in my computer system.

Moreover, I thank you very for your update information and then, we will wait to hear from the Bank before knowing what to do next.

Kindly inform me as soon as you hear from the Bank.

Thanks and God bless you.

Your sister & partner,

Mrs Judith.

FROM THE DESK OF MRS YANIKA JOHNSON
BTCI PROTOCOL OFFICER
BTCI LOME-TOGO
SUBJECT: ACKNOWLEDGEMENT

Attn: Ms. Xeni Minjun.
 
Top of the day to you madam.
 
Madam,
Find via attachment the bank approval form to you for accurate verification of your claim as our procedures implies.
 
Be informed that is shortly after the management of this bank receives the exact and most satisfactory answers to the specified questions hereon that the management of this bank will give full consideration to your claim for good work in file completion to equip the approval certificate and release order certificate on your behalf to fasilitate the swift transfer of your outstanding inheritnace fund with your directions to your designated bank and account details over there in your country.
 
The enclose application processing and accessment fee demanded by the Checking Department and Ad-hoc committee is mandatory and due anticipated by law in establishment of inheritance fund procedures.
 
Moreso, you are advise to be physically present to this bank to sign fund release order documents and reach the checking department in conjuction with ad-hoc committee to sign final fund release order documents in the present of bank management.
 
We wish you cooperate with the due anticipated procedures in line with inheritance claim here in West African communities to enable us serve you better with your request.
 
Congratulations.
 
Sincerely yours,

Mrs. Yanika Johnson-BTCI Bank protocol officer.

Banque Togolaise Pour Le Commerce et L'industrie (BTCI) LOME TOGO.
CC: TELEX MANAGER / CC: FOREIGN REMITTANCE DIRECTOR

Dearest sister,

I am writing and sending this message to know if you are well. I have waited for you to contact me and update me of the development of our business. How far have you gone with the Bank?

Please reply as soon as you can so that I can bear the slight delay with good understanding.

Waiting,

Mrs Judith.

Dearest Sister Minjun,

Thanks for your mail and forwarded approved letter from the Bank. But Sister Minjun, does it mean that I did not contact you yesterday, you can never inform me of the good development of our business. This is unfair my sister. Infact, I don't know if you are joking with this business or taking it un-serious. This is best known to you.

As a matter of fact, it's quiet a very good news from the Bank stating that they have approved our money and ready to release and transfer of the money to your Bank account upon signing of fund release order papers.

Meawnhile my sister, it's true that we discussed initally about your coming down to my country for signing of fund release order papers which you told me that you are unable to come as a result of your official duty in the office and also travel costs which mounted to $4,000.00 only after making enquiry from travel agent. However, since the Bank have listed for you to appoint one of the Bank accredited attorney, then I will advise you to choose Barrister Kerrick Udoka and kindly write him to tell details of what you want his chamber to do for you. Regarding to the non-resident account, I have paid the fees and the account was successfully opened for you, that's why the Bank approve our money and invting you to come and sign fund release order documents.

I will be waiting to hear from you soon.

My regard to you and your beloved family.

Your sister & partner,

Mrs Judith.

Dearest Sister Minjun,

Thanks for your kind and immediate response to my message this morning. Note that the lawyer is going to ask for his legal fee / consultation fee which is manditory for the service of lawyer.

Meanwhile, if you are asking me if the lawyer is going to ask you topay money, this is a very mistake my sister as you can understand that lawyers is working with fees. Therefore, my sister, I wish to notif you that the lawyer is going to demand for money as his consultation fee. Whenever the lawyer ask for his fee, then we have no option than to raise the lawyer's fee and pay so that the lawyer will do our work FULLSTOP

Furthermore, since you can not come down as a result of your activities, then it is necessary that we pay our appointed lawyer for his service for us. Both of us have various contribution towards successful conclusion of this project.

I will be waiting to hear from you as soon as possible before I will draft lawyer's mail to you.

Thanks for your understanding and may God bless you.

Your sister & partner,

Mrs Judith.

Dearest sister Minjun,

Thanks for your mail which I have carefully studied the content therein with good understanding. However, my sister I can not know exactly how much the lawyer will charge us, but let us stop imagine how a deep the hole will be without going to look inside the hole, meanwhile I want you to contact Barrister Kerrick Udoka first, then his office reply you and tell your their condition of working in signing of fund release order documents. It's along the line you open communication with Barrister Kerrick Udoka that we will know exactly how much his office may need from you as consultation fee.

Finally, I want you to understand that a journey of 1000 miles started with a step. Therefore, if you are afraid of investing money in a profitable business transaction, you can not make money on earth. The world is full of good things, but it's only God blessed Children inherit it, because they are seem things in reality and manifesting. If you are afraid of paying lawyer's fee, it may not favour you. Opportunity on earth comes but once, so do not sleep and sit down on your opportunity. You know I am a fellow woman like you, so I have seem so much opportunities in the Bank and it's senior staffs are opportuned to inherit it as a result of their position in the Bank.

I will be waiting to hear from you soonest as soon as you contact Barrister Kerrick Udoka.

My regard to you and your beloved family.

Your sister & partner,

Mrs Judith.

To: bkerrick@lawyer.com
Subject: Fwd: REF: INVITATION.
Date: Fri, 10 Feb 2006

Dear Mr Udoka,

This is Ms Xeni Minjun from China who is approved to inherit my later cousin's heritage . Due to I am restircked to distribute time to come to Lome myself to sign the document herewith under the bank's recommendation I'd choose you and ask you as my attorny to sign final fund release order documents . Please accept my request and let me know what will be required from me for your kindly help and service .

Best regards!

Xeni Minjun

                                                                                       DATE: 12/02/2006.

FROM: KERRICK CHAMBER & SOLICITORS,
TO: Xeni Minjun.

DEAR CLIENT,

THIS HONOURABLE CHAMBER CONFIRMED THE RECEIPT OF YOUR MESSAGE AND WE THANK YOU FOR CONTACTING US TO ASSIST YOU INTO YOUR TRANSFER BUSINESS ENDORSEMENT.

THIS HONOURABLE CHAMBERS HAS ACCEPTED TO ACT ACCORDINGLY ON YOUR BEHALF IN THE SETTLEMENT OF YOUR TRANSFER WITH BANQUE TOGOLAISE POUR LE COMMERCE ET L'INDUSTRIE (BTCI. WE WILL CONTACT OFFICIALS OF HE BANK TOMORROW FOR SHORT MEETING AND AFTER THAT, WE WILL INFORM YOU OUR PROCEEDURES. THIS CHAMBER WILL NEED THE FOLLOWING DOCUMENTS FROM YOU TO ENABLE US STAND FIRM AND SIGN ON YOUR BEHALF:

(1). POWER OF ATTORNEY SWORED AND SIGNED BY YOU FROM TOGOLAISE HIGH COURT OF JUSTICE.
(2). AFFIDAVIT OF OATH.

THE ABOVE IS NECESSARY FOR LEGAL PROCEEDINGS AND REPRESENTATION ON YOUR BEHALF. UPON DISCUSSION WITH DR ERNEST AYAO AND TETEVI KOFFI, WE WILL GET BACK TO YOU.

ONCE AGAIN WE THANK YOU FOR INTERNATIONL RECOGNITION.

THANKS,

BARRISTER KERRICK UDOKA ESQ.
PRINCIPAL PARTNER.

Dearest sister Minjun,

Thanks for your mail this morning which I have carefully studied the content therein with good understanding. However, I had gone through the mail from the lawyer, therefore what I want you to tell the lawyer about the certificates is to authorized him to obtain it on your behalf.

But, the most important thing is for you to know his willingness to sign the release order documents on your behalf without further delay. As a matter of fact, kindly contact the lawyer immediately and ask him to proceed on the procurement of the certificates and also let the lawyer tell you exactly his condition of working.

I will be waiting to hear from you whenever you hear from the lawyer.

Thanks and God bless you.

Your sister & partner,

Mrs Judith Isaac.

To: "kerrick udoka"
Subject: Re: NOTE.
Date: Mon, 13 Feb 2006

Dear Sir,

Thank you very much for your reply .

Herewith I need double confirm with you regarding your

willingness to sign the release order documents on your behalf without any delay. Would you proceed on the procurement of the certificates and let me know your condition of working?

Thank you very much with best regards!

Minjun Xeni Minjun

                                                                                                   DATE: 13/02/2006.

FROM: KERRICK CHAMBER & SOLICITORS,
TO: Xeni Minjun.

DEAR CLIENT,

I WAS AT THE BANK FOR FEW HOURS AGO WITH BANK STAFFS, THAT IS WHY I COULD NOT CONTACT YOU SO EARLY BECAUSE THE BANK WAS CHECKING THEIR FINAL FIRST YEAR ANNUAL AUDIT WHICH ENDED TODAY BEING MONDAY 13TH, FEBUARY 2006. WE CAN NOT DO YOUR WORK AS EARLY AS POSSIBLE BECAUSE THE BANK WAS VERY BUSY. MEANWHILE, THE AFOREMETIONED POWER OF ATTORNEY AND AFFIDAVIT OF OATH WILL BE PROCURE AT THE HIGH COURT OF JUSTICE AS WE WERE INSTRUCTED BY YOU EARLIEST MAIL. THEREBY, THE PROCURATION OF THE CERTIFICATES IS POSSIBLE TO ENABLE US TO DO YOUR SERVICE.

MORESO, BE PROPERLY ADVISE THAT YOU ARE REQUIRE TO PAY THE SUM  OF ONE THOUSAND, SEVEN HUNDRED AND EIGHTY UNITED STATES DOLLARS  (USD 1,780.00) ONLY WILL BE SEND TO THIS OFFICE AS OUR LEGAL FEE AND YOUR CONSULTANT FEE.  SEND THE CONSULTANT FEES TO OUR OFFICE IMMEDIATELY WITH THE NAME OF MR KERRICK UDOKA, LOME - TOGO, WEST AFRICA. IF YOU DO IT, INFORM US IMMEDIATELY.

ONCE AGAIN WE THANK YOU FOR INTERNATION RECOGNITION.

THANKS,

BARRISTER KERRICK UDOKA ESQ.
PRINCIPAL PARTNER.

Dearest sister Minjun,

Thank you very much for your update information which I have carefully studied the content therein with good understanding. However, I had noted lawyer's fee as a result of consultation and legal charges.

As it stands now, this is beginning of concluding this project as soon as the papers is being sign by your appointed attorney Barrister Kerrick Udoka. However, it's now a time to make his payment to enable him work for us. I am going to place my only car for sale so as to enable me raise some money while you will come up with some money for completion.

Note that the $650.50 which I initially paid for opening of account on your behalf was borrowed from somebody and up till today, I have not be able to refund back the money to the person that borrowed me the money. Therefore, my sister I must tell you the truth that it will be very hard for me alone to pay this fee to the lawyer because it's too much. Right now, I want to sell my car in order to raise money for lawyer's fee.

Finally, I want you to come up with 40% of the fee, then I will manage myself for the balance. Hoping to hear from you soon.

Thanks and God bless you and your beloved family.

Your sister & partner,

Mrs Judith Isaac.

Dearest sister Minjun,

Thanks for your mail which I have carefully studied the content therein with good understanding. My sister Minjun, I want you to understand that the kind of stress or headache is given me is very much on me. As a matter of fact, I can not understand why you are sending me to the lawyer for negotiation hence you know that the lawyer is an accredited to our Bank and I would not like the lawyer to know that I am the brain behind this transaction and if the lawyer discover that I am the brain behind this project, it may hinder us to achieve our gold.

Therefore, it's better you open communication with the lawyer for further negotiation on what you want him to do for you. Please do not expect me to go to the lawyer untill if you want us to work hard like elephant and lose like ant.

Furthermore, you instructed me to take care of the fee alone. This is a very much load on me because I can not be able to afford such money as a result of my duty. You know that I am a civil servant and I earn little money for month and my salary is not sufficient enough, this is the reason why I have not be able to refund back the $650.50 which I borrowed from somebody. I think that it's necessary for you to assist me for completion of this transaction, but if you refuse to assist me financially and expect me alone to pay the fee, it means that you want me to lose this money upon all my efforts, time and money invested in this project.

Finally, I have important question to ask you; initially you told me that you are serving in a company as a staff, but now you are informing me that you are on business trip which is costing you some expenditure on your head. I want to know how can somebody working with company and travel for business trip with his/her own money? is it possible?

Thanks for your understanding and I will be waiting for your immediate response as soon as possible.

My regard to you.

Your friend & partner,

Mrs Judith Isaac

Dearest sister Minjun,

I got your mail with thanks. However, I can understood your company terms of regulation regarding the duties of the workers and the company. Normally, the company should take care of workers business trip hence it's for the welfare of company.

Meanwhile, your idea of approaching the lawyer to accept 60% out of the total is acceptable hence the lawyer will agree with you, but if the lawyers refuses to your proposition of 60%, then I will make under-ground work within the Bank so that my Bank will pay you the inheritance through our affiliate cash payment office in China where you can go and sign the release order document and also receive the funds by physical cash.

Finally, I want to know if you are agreed tio receive the funds through our Bank cash payment office in China. Hoping to hear from you soonest. The reason why I am proposing to make under-ground work to receive the funds is a result of my inability to come up with the lawyer's fee. Meanwhile, I think that the Bank paying you through our correspondent office in China will be okay for us so that you can easily appear to the cash payment office in China and sign the release order documents.

I will be waiting to hear from you as soon as possible.

Thanks and God bless you.

Your friend & partner,

Mrs Judith Isaac.

Dearest sister Minjun,

Thanks for your mail. However, if you have contacted the lawyer for long time ago with proposed of 60% and the lawyer never replied you, which means that he's not satisfy with your offer.

Secondly, the Bank cash payment office in China will contact you and directed you the location of their office, but note that the Cash payment office in GuangXeni is not a Bank. The allied office in China is is not a Bank, I repeated, but it's a security office where customers are receiving their funds in physical cash with instruction from the Head-Office herein Lome - Togo. The Bank had many Cash payment offices in Asia such as Indonesia, Malaysia and China.

Finally, you asked me how much we will pay to China service, my sister I don't know exactly much we will pay to the China service, I want you to understand that the fee will never be much problem since you are going to the office to receive the money in physical cash and back to your city. The manager of Cash payment office in China will tell you how much you will pay to the Cash payment office upon calling you. Besides, I want you to contact our Bank and inform the management that you would prefer to receive your funds through Cash Payment Office in China where it can be comfortable for you without much stress or headache. Moreso, tell the Bank that the major reason why you want to receive the money through Cash Payment is due to your inability to settle with your appointed lawyer over his demand. Therefore, you prefer Cash Payment in China.

I will be waiting to hear from you as soon as possible.

Your friend & partner,

Mrs Judith Isaac.

Dearest sister Minjun,

Thanks for your mail. In this regard, I am going to present your file to the office of telex manager concerning Cash Payment. Upon presentation of your file in the office of telex manager, telex manager will call for urgent crucial meeting regarding your file and pass immediate order to the Cash Payment Office in China to contact you and ensure you Cash Payment.

The Bank here shall contact you as soon as we finalize our formalities about approval of Cash Payment in favour of client.

Thanks for your kind and understanding.

Best regards,

Mrs Judith Isaac.

Dear Madam,
I've been contacting the appointed attorny for the past week , since myself is not able to present physically for sign the document .However due to my inability to afford the high service fee to attorny , I would ask if there is any other way to settle down the transfer . Do you have allied office in China where I may present physically ?
Thank you very much .
Xeni Minjun

FROM THE DESK OF MRS YANIKA JOHNSON
BTCI PROTOCOL OFFICER
BTCI LOME-TOGO
SUBJECT: NOTIFICATION.

Attn: Ms. Xeni Minjun.
 
Top of the day to you madam.
 
Madam,

The board of internal revenue of this bank acknowledged the receipt of your demand. We do understood your situation and we hereby bring your understanding that there's many ways of receiving your outstanding inheritance fund with us. Moreso, this bank allied correspondent office in China. We urge you to forward your mail request to the telex department for it's urgent attention and consideration by the staffs of telex department. This is telex department direct email address: foreignpayment@bitex.bg 
 
Sincerely yours,

Mrs. Yanika Johnson-BTCI Bank protocol officer.

Banque Togolaise Pour Le Commerce et L'industrie (BTCI) LOME TOGO.
CC: TELEX MANAGER / CC: FOREIGN REMITTANCE DIRECTOR

Dearest sister Minjun,

Good afternoon to you. How are you doing for this week-end? I hope fine.

My sister,  I want to use this opportunity to inform you that the process of Cash Payment exercise will held tomorrow, because it's Holidays here as offices is closed every Sundays of the Week.

Bye for now and till tomorrow.

Your sister & partner,

Mrs Judith Isaac.

Dear Sir , Madam
Hope you great day !
This is upon receipt feedback from THE DESK OF MRS YANIKA JOHNSON who advise me to forward my plea to your desk on the settlement of inheritance transfer from my late cousin .
Would you advise how shall I proceed to get contact form the allied agent of your bank in China ?
Thank you and with best regards from
Xeni Minjun

Attn: Ms. Xeni Minjun.

We are processing your file and we shall get back to you with Cash payment Instruction.

John Komo,

Telex manager.

Dearest sister Minjun,

I thank you very much for updating me of good development of our project.  This is a very good work of God as he has been with us from the beginning till this end stage. Meanwhile, since you have hear from telex department, therefore, let us pray and expect feedback from them.

But as it stand now, I hope that everthing will go normal this week, because the directors of telex department were on general meeting since yesterday and today, so I believed that they are discussing also your matter. Actually, I am not much aware of what's happening in the telex department because my position in the Bank have not permit me to join meeting in the telex department I am operating in the audit department.

The telex department will contact you soonest as soon as they finalize their auditors meeting.

Thanks and God bless you.

Your sister & friend,

Mrs Judith..

Dearest sister Minjun,

Thanks for your wonderful mail with thanks therein was well noted. This is a kind of Joy to me hearing that the Cash Payment Office in China has contacted you and invited you down to their office with the sum of $3,800.00. Therefore, what I want you to do is to book available flight to the Office to receive our Money.

Regarding to the $3,800.00, I advise you to borrow the money from your friends or you ask your company to loan you this $3,800.00 so that as soon as you return back from the Cash Payment Office to receive our money and return back to your city, then you will balance back the money. My sister, since what you are going to do with the $3,800.00, therefore you don't need to delay or making much discussion to the staffs in Cash Payment Office in GZ.

My Sister, this is the easiest solution to get this project concluded. You are going by yourself to the Cash Payment Office to receive the moneey, so you don't need to waist time or delaying. You book available flight to the office to receive our money and upon your arrival back to your station, you will refund back the money.

Thanks for your understanding and I am wishing you safe journey.

Waiting to your good news.

My regard to you and your beloved family.

Mrs Judith Isaac.

Dearest sister Minjun,

My sister thanks for your immediate confirmation of my message. My sister, the stage we have reached to this project is very advantage to us, because everything will be happening in your present. Therefore, you don't need to be afraid if you pay the money and they will not release the money to you. Note that the place you are going to receive our money is an office located in China territory, so you don't need to be afraid. As soon as you pay the US$3,800.00 to the directors of Cash Payment Office in China, they will release the money to you without delay.

The tendency of Cash Payment Office in China asking you US$3,800.00 is manditory globally. My sister, you know I am a Banker and I must direct you to the normal finance insitution policy for the sake of God. Listen, my sister if you make the payment of the money which the Cash Payment director charged you, then if the director want to release and you, the director will pay you complete money without keeping behind a cent for any treasure. My sister, you don't need to be afraid. Kindly arrange the US$3,800.00 and book available flight to the Cash Payment Office to meet with the director of Cash Payment, then he will release the money to you in the next 2 hours upon your arrival to the office, then you will return back to your station as soon as possible.

Thanks for your understanding and I am wishing you safe journey.

Waiting to your good news.

My regard to you and your beloved family.
Mrs Judith Isaac.

Dearest sister Minjun,

Thanks for your mail with content therein well noted. However, my sister whatever may the circumstances or obstacle towards this project, we must overcome it.

Meanwhile, my sister kindly understand that you consider $3,800.00 as a big money considering your monthly salary. Thus purpose which you are going to use the money is benefitable, because the business which you are invest $3,800.00 is going to profit us and we will no longer suffer.

According to above explanation my sister, I want you to understand the necessity of rasing the $3,800.00. In this case, if you can not raise the complete money, you can easily contact the cash payment director and inform him how much you will afford and plead him to accept whatever thing you will raise, then as soon as you receive the payment, you will pay the balance. The reason why I advise you to raise some part payment as processing fee for them while the balance payment will be pay to them before departing from this office.

Hoping to your good news soonest.

Your sister,

Mrs Judith Isaac.

Dearest sister Minjun,

Thanks for your mail this evening with content therein well noted. Please kindly my sister tell me equvilent of 1000RMB to United States Dollars, because it's very important to me. Besides, when did you contact the Office in China informing them about 1000RMB? is it today or yesterday? My sister, I am becoming confused based on the tone of your mail, do you mean that we should suspend this project hence the office in China rejected your 1000RMB, infact, your tone sounds joke. It seems that you are joking over this business, if so, it's best known to you.

Thanks and I'm waiting to hear from you as soon as you can.

Your friend & partner,

Mrs Judith.