Attn: We observe with dismay your ordeal in the hands of some unscrupulous elements, who claim what they are not over their years, thereby frustrating your move in pursuit of your payment. Going through the records and your file, it is evident that you have actually spent whopping amount trying to meet with unending demands of these scoundrel who are only working for their belly and not utilizing the money to process you payment. However, based on the recent executive African Union meeting, due to the outcry of some foreign creditors, issues as it affects you and some other beneficiaries were properly addressed. We also observed that several cancellations and stop orders have been recorded trying to transfer funds into your account. In view of the above, and in the bid to ensure transparency for you to receive payment, every other monetary and payment centers have been striped the power of handling your payment, because they are bringing in a lot of confusion. Henceforth, this bank is solely conferred with the responsibility of handling your payment via online crediting, this affords you the opportunity to see and access the status of your money in our network and then transfer to your bank with the instruction as would be provided to you. Take note that the authorities are not taking it light with all those that have defrauded you they shall soon be brought to book. Do get back to me so that I will intimate you with the modalities of getting this accomplished. Yours Sincerely, Mr. Alex Chioma Otti, Executive Director, South Directorate, First Bank of Nigeria Plc