OFFICE OF THE INTERNATIONAL REMITTANCE DEPARTMENT. YOUR PAYMENT ;Ref
ATTN: Beneficiary/Contractor. . .
We the Apex bank CBN are contacting you for your over due
payment.You should know that we are to issue to you the Digital River
Visa Electron Card for your payment, as we know the Digital River
Visa Electron Card will be the best option for your payment, We
want you to read the below condition associated with the use of the
Digital River Visa Electron Card,
The payment card will be issued and delivered to you once you direct
the required fee for the delivery of the ATM CARD to your destination.
The Digital River Visa Electron Card will allow you to receive money
quickly, securely and conveniently in a way never before
possible. Benefits of the Digital River Visa Electron Card include:
1- Use your Virtual Visa number to make online purchases wherever
Visa is accepted.
2- Use your Visa Electron Card to make purchases at select Visa
3- Send and receive funds instantly and easily to and from other
ePassport account holders.
4- No need to have a bank account to receive money.
5- Very fast payment option, usually faster than a wire
6- Less expensive than a wire transfer in most cases.
7- Your money is securely deposited in a US Dollar account until you
8- Real time online access to your account balance and transaction history.
9- A personalized Visa Electron card with your embossed name.
10- Secure access to your money!
The bank fees associated with this payment option are outlined below:
1- One time Set-up and Delivery fee: $60
2- Value Load fee: $5.00 (charged each time money is
transfer to your card)
3- ATM Withdrawal fee: $2.00 per transaction (charged each time you
withdraw money from an ATM machine)
4- Annual fee: $55.00 per card (automatically deducted from your
card's account each year)
Any additional fees (such as for a replacement of a lost card) are
completely outlined in the Terms and Conditions you will receive when
you request the card.
Frequently Asked Questions
Q: Do I need a bank account to use the card?
A: No - you do not need a bank account to use the card. All you need
is a payment card and access to an ATM machine to receive
Q: Do I need to submit any documentation to apply for a
A: No. . .
Q: What currency will I receive my money in?
A: You will receive your money in the currency that the ATM machine
provides, which is generally the currency of the country that the ATM
machine is located in. When you make your withdrawal, the amount you
withdraw will be converted into the ATM's currency at very
competitive exchange rate.
Q: Will the ATM card work in my country?
A: Yes - the ATM card will work in almost every country in the world.
Q: Can I use my card for credit card purchases?
A: YES - Your Visa Electron Card can also be used for
point-of-sale transactions at select Visa merchant terminals worldwide.
Q: Can I get a second card for my spouse, relative or
A: Only one card can be issued per individual.
Q: What happens if I do not withdraw my money right away?
A: Nothing - you are not required to withdraw all or any of your money
immediately. You can let your money remain in your account
indefinitely. Your account balance will be securely held (in US
Dollars) until you decide to withdraw it.
Q: What if I decide later that I no longer want to receive payments
through the payment card?
A: No problem - just change your payment option in your account and
you can begin to receive payments through another option. You can keep
your card so you can still access any remaining money in your account
or if you decide to use the Visa Electron Car payment option again in
Q: Will my Visa Electron Card expire?
A: For security reasons, your Visa Electron Card will automatically
expire on the date printed on the card. This date is 2 years the time
the card is issued. Before your card expires, a new card will be sent
to you with a new expiration date.
Q: How do I access my balance online, change my card's PIN or view my
A: You will be provided with a special URL in the documentation with
your card where you can login to view your transactions, print your
statements, and change your PIN.
We hope you have digested every explanation associated with the use of
the ATM CARD, In that regard we are expecting your earlier payment
response to enable us issued and deliver your payment CARD without