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From:
PETER <pttt60@yahoo.de>
Sent: Friday, November 09, 2007 7:09
PM
Subject: PLEASE READ
With due respect, I am Mr.Peter Torrens,staff
of ANGLO IRISH BANK PLC, United Kingdom. I am contacting you concerning a
deceased customer and an investment he placed under our banks management Three
years ago, and I would respectfully request that you keep the contents of this
mail confidential and respect the integrity of the information you come by as
a result of this mail. I am contacting you
independently of our investigation and no one is informed of this
communication. I would like to intimate you with certain facts that I believe
would be of interest to you. In the year 2004,the subjects matter; came to our
bank to engage in business discussions.He informed us that he had a financial
portfolio of Ten million United States dollars, which he wished to have us
turn over (invest) on his behalf.
I decided to treat his case
personally; I made numerous suggestions in line with my duties as the de-facto
chief Intermediary Sales and Lending Manager, DIrectly with the private
banking sector of the bank,considering the volume of funds he wished to put
into our bank. We met on numerous occasions prior to any investments being
placed I encouraged him to consider various growth funds with prime ratings.
The favored route in my advice to customers is to start by assessing data on
6000 traditional stocks and bond managers and 2000 managers of alternative
investments. Based on my advice, we spun the money around various
opportunities and made attractive margins for our first months of operation,
the accrued profit and interest stood at this point at over One million United
States Dollars, this margin was not the full potential of the fund but he
desired low risk guaranteed returns on investments.
In
November 2005, he asked that the money be liquidated because he needed to make
an urgent investment requiring cash payments in Finland. Where he said, he is
investing with a Firm that is building a housing estate outside Helsinki for
the government of Finland. He directed that I liquidate the investment and
deposit the funds with a security firm. I informed him that ANGLO IRISH BANK
PLC would have to make special arrangements to have this done and in
order not to circumvent due process, the bank would have to make a 9.5 %
deduction from the funds to cater for banking and statutory charges. He
complained about the charges, I explained to him the complexities of the task
he was asking of us which he later agreed to the terms and
conditions. Cash movement across boarders has strict
since the incidents of 9/11. I contacted my affiliate and made the funds
available to a security firm. I undertook all the processes and made sure I
followed his precise instructions to the letter and had the funds deposited
with the security firm. The Security Firm is a specialist private firm that
accepts deposits from high net worth individuals and blue chip corporations
that handle valuable products or undertake transactions that need immediate
access to cash. This small and highly private organization is familiar
especially to the highly placed and well-connected organizations. In line with
instructions, the money was deposited with the security firm. The Customer
told me he wanted the money there in anticipation of his arrival from Norway
later that week. This was the last communication we had, this transpired
around 25th February 2006.In June last year, we got a call from the security
firm informing us about the inactivity of that particular
portfolio. This was an astounding position as far as I
was concerned, given the fact that I managed the private banking sector I was
the only one who knew about the deposit at the security firm, and I could not
understand why the Customer had not come forward to claim his deposit. I made
futile efforts to locate the Customer. I immediately passed the task of
locating him to the internal investigations department of ANGLO IRISH BANK
PLC, Four days later, information started to trickle in,apparently our client
was dead. A person who suited his description was declared dead of a heart
attack in canne, in Southern part of France. The body was identified and the
cause of death was confirmed. The bank immediately launched an investigation
into possible surviving next of kin to alert them about the situation and also
to come forward to claim his estate. If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but also
some levels of detachment from conventional
processes. In his bio-data form, he listed no next of
kin. In the field of private banking, opening an account with us means no one
will know of its existence, accounts are rarely held under a name; depositors
use numbers and codes to make the accounts anonymous. This bank also gives the
choice to depositors of having their mail sent to them or held at the bank
itself, ensuring that there are no traces of the account and as I said, rarely
do they nominate next of kin. Private banking clients apart from not
nominating next of kin also usually in most cases leave wills in our care, in
this case; the deceased died without a testate. In line with our internal
processes for account holders who have passed away, we instituted our own
investigations in good faith to determine who should have right to claim the
estate. This investigation has for the past months been unfruitful. We have
scanned every continent and used our private investigation affiliate companies
to get to the root of the problem all to no avail. My
official capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of the investigation.
What this means, after investigating the last batch of names forwarded to us
as possible relatives, we have come to the conclusion that our dear late
fellow died with no known or identifiable family member. This leaves me as the
only person with the full picture of what the prevailing situation is in
relation to the deposit and the late beneficiary of the
deposit. According to practice, The Security Firm will
by the end of this year broadcast a request for statements of claim to ANGLO
IRISH BANK PLC, failing to receive viable claims they will most probably
revert the deposit back to ANGLO IRISH BANK PLC. This will result in the money
entering ANGLO IRISH BANK PLC accounting system and the portfolio will be out
of my hands and out of the private banking
division. This will not happen if I have my way. What I
wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who finds
the internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those that occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of my intention. There is Ten million dollars
deposited in a security firm, I alone have the deposit details and they will
release the deposit to no one unless I instruct them to do so. I alone know of
the existence of this deposit for as far as ANGLO IRISH BANK PLC is
concerned. The transaction with our late customer
concluded when I sent the funds to the security firm, all outstanding
interactions in relation to the file are just customer services and due
process. The security Firm has no single idea of what's the history or nature
of the deposit. They are simply awaiting instructions to release the deposit
to any party that come forward. This is the situation. This bank has spent
great amounts of money trying to track this man's family; they have
investigated for months and have found no family. The investigation has come
to an end. My proposal; I am prepared to place you in a
position to instruct the security Firm to release the deposit to you as the
closest surviving relative. Upon receipt of the deposit I am prepared to share
the money with you. That is: I will simply nominate you as the next of kin and
have them release the deposit to you and share the proceeds with you in a
percentage we will arrive at taking into consideration our individual level of
commitment. I would have gone ahead to ask that the funds be released to me,
but that will draw a straight line to me and my involvement in claiming the
deposit. But presenting you as a relative with the right to claim the deposit
as a next of kin will mask my involvement and participation in diverting the
deposit for personal use. You will get all the documents needed to effect this
claim immediately you notify me of your acceptance to claim this deposit for
our mutual benefit.
I assure you that I will have the deposit
released to you within a few days. I will simply inform the bank of the final
closing of the file relating to the deceased. I will then officially
communicate with The Security Firm and instruct them to release the deposit to
you. With these two things: all is done. I ask that if
you find no interest in this project that you should discard this mail. I ask
that you do not be vindictive and destructive. If my offer is of no appeal to
you, delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know this but
people like me who have made tidy sums out of comparable situations run the
whole private banking sector. I am not a criminal and
what I do, I do not find against good conscience, this may be hard for you to
understand, but the dynamics of my industry dictates that I make this move.
Such opportunities comes ones 'way once in a lifetime. I cannot let this
chance pass me by, for once I find myself in total control of my destiny.
These chances won't pass me by. I ask that you do not destroy my chance, if
you will not work with me let me know and let me move on with my life but do
not destroy me. I am a family man and this is an opportunity to provide them
with new opportunities. There is a reward for this project and it is a task
well worth undertaking. I have evaluated the risks and
the only risk I have here is from you refusing to work with me and alerting my
bank. I am the only one who knows of this situation, good fortune has blessed
you with a luck that has planted you into the center of relevance in my life.
Let's share the blessing. If you find yourself able to work with me, contact
me through this email account. If you give me positive signals, I will
initiate this process towards a conclusion. I wish to inform you that should
you contact me via official channels; I will deny knowing you and about this
project. I repeat, I do not want you contacting me through my official phone
lines nor do I want you contacting me through my official email account.
Contact me only through the numbers I will provide for you and also through
this email address. I do not want any direct link between you and myself. My
official lines are not secured lines as they are periodically monitored to
assess our level of customer care in line with our Total Quality Management
Policy. Please observe this instruction
religiously. Please, again, note I am a family man; I
have a wife and children. I send you this mail not without a measure of fear
as to what the consequences, but I know within me that nothing ventured is
nothing gained and that success and riches never come easy or on a platter of
gold. This is the one truth I have learned from my private banking clients. Do
not betray my confidence.
Sincerely,
Peter
Torrens.
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