From: PETER TORRENS [mailto:pttt60@yahoo.de]
Sent: Friday, December 14, 2007 1:25 AM
Subject: SPAM: PLEASE READ

With due respect,
 
I am Mr.Peter Torrens,staff of ANGLO IRISH BANK PLC, United Kingdom. I
am contacting you concerning a deceased customer and an investment he
placed under our banks management Three years ago, and I would
respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as
a result of this mail.
 
 
I am contacting you independently of our investigation and no one is
informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you. In the year
2004,the subjects matter; came to our bank to engage in business
discussions.He informed us that he had a financial portfolio of Ten
million United States dollars, which he wished to have us turn over
(invest) on his behalf.

 
I decided to treat his case personally; I made numerous suggestions in
line with my duties as the de-facto chief Intermediary Sales and Lending
Manager, DIrectly with the private banking sector of the
bank,considering the volume of funds he wished to put into our bank. We
met on numerous occasions prior to any investments being placed I
encouraged him to consider various growth funds with prime ratings. The
favored route in my advice to customers is to start by assessing data on
6000 traditional stocks and bond managers and 2000 managers of
alternative investments. Based on my advice, we spun the money around
various opportunities and made attractive margins for our first months
of operation, the accrued profit and interest stood at this point at
over One million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.

 
In November 2005, he asked that the money be liquidated because he
needed to make an urgent investment requiring cash payments in Finland.
Where he said, he is investing with a Firm that is building a housing
estate outside Helsinki for the government of Finland. He directed that
I liquidate the investment and deposit the funds with a security firm. I
informed him that ANGLO IRISH BANK PLC  would have to make special
arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the funds to
cater for banking and statutory charges. He complained about the
charges, I explained to him the complexities of the task he was asking
of us which he later agreed to the terms and conditions.
 
 
Cash movement across boarders has strict since the incidents of 9/11. I
contacted my affiliate and made the funds available to a security firm.
I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited with the security
firm. The Security Firm is a specialist private firm that accepts
deposits from high net worth individuals and blue chip corporations that
handle valuable products or undertake transactions that need immediate
access to cash. This small and highly private organization is familiar
especially to the highly placed and well-connected organizations. In
line with instructions, the money was deposited with the security firm.
The Customer told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication we
had, this transpired around 25th February 2006.In June last year, we got
a call from the security firm informing us about the inactivity of th
 at particular portfolio.
 
 
This was an astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the only one who
knew about the deposit at the security firm, and I could not understand
why the Customer had not come forward to claim his deposit. I made
futile efforts to locate the Customer. I immediately passed the task of
locating him to the internal investigations department of ANGLO IRISH
BANK PLC, Four days later, information started to trickle in,apparently
our client was dead. A person who suited his description was declared
dead of a heart attack in canne, in Southern part of France. The body
was identified and the cause of death was confirmed. The bank
immediately launched an investigation into possible surviving next of
kin to alert them about the situation and also to come forward to claim
his estate. If you are familiar with private banking affairs, those who
patronize our services usually prefer anonymity, but also some levels of
detachmen
 t from conventional processes.
 
 
In his bio-data form, he listed no next of kin. In the field of private
banking, opening an account with us means no one will know of its
existence, accounts are rarely held under a name; depositors use numbers
and codes to make the accounts anonymous. This bank also gives the
choice to depositors of having their mail sent to them or held at the
bank itself, ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills
in our care, in this case; the deceased died without a testate. In line
with our internal processes for account holders who have passed away, we
instituted our own investigations in good faith to determine who should
have right to claim the estate. This investigation has for the past
months been unfruitful. We have scanned every continent and used our
private investigation affiliate companies to get to the root of the
probl
 em all to no avail.
 
 
My official capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of the
investigation. What this means, after investigating the last batch of
names forwarded to us as possible relatives, we have come to the
conclusion that our dear late fellow died with no known or identifiable
family member. This leaves me as the only person with the full picture
of what the prevailing situation is in relation to the deposit and the
late beneficiary of the deposit.
 
 
According to practice, The Security Firm will by the end of this year
broadcast a request for statements of claim to ANGLO IRISH BANK PLC,
failing to receive viable claims they will most probably revert the
deposit back to ANGLO IRISH BANK PLC. This will result in the money
entering ANGLO IRISH BANK PLC accounting system and the portfolio will
be out of my hands and out of the private banking division.
 
 
This will not happen if I have my way. What I wish to relate to you will
smack of unethical practice but I want you to understand something. It
is only an outsider to the banking world who finds the internal politics
of the banking world aberrational. The world of private banking
especially is fraught with huge rewards for those that occupy certain
offices and oversee certain portfolios. You should have begun by now to
put together the general direction of my intention. There is Ten million
dollars deposited in a security firm, I alone have the deposit details
and they will release the deposit to no one unless I instruct them to do
so. I alone know of the existence of this deposit for as far as ANGLO
IRISH BANK PLC is concerned.
 
 
The transaction with our late customer concluded when I sent the funds
to the security firm, all outstanding interactions in relation to the
file are just customer services and due process. The security Firm has
no single idea of what's the history or nature of the deposit. They are
simply awaiting instructions to release the deposit to any party that
come forward. This is the situation. This bank has spent great amounts
of money trying to track this man's family; they have investigated for
months and have found no family. The investigation has come to an end.
 
 
My proposal; I am prepared to place you in a position to instruct the
security Firm to release the deposit to you as the closest surviving
relative. Upon receipt of the deposit I am prepared to share the money
with you. That is: I will simply nominate you as the next of kin and
have them release the deposit to you and share the proceeds with you in
a percentage we will arrive at taking into consideration our individual
level of commitment. I would have gone ahead to ask that the funds be
released to me, but that will draw a straight line to me and my
involvement in claiming the deposit. But presenting you as a relative
with the right to claim the deposit as a next of kin will mask my
involvement and participation in diverting the deposit for personal use.
You will get all the documents needed to effect this claim immediately
you notify me of your acceptance to claim this deposit for our mutual
benefit.

 
I assure you that I will have the deposit released to you within a few
days. I will simply inform the bank of the final closing of the file
relating to the deceased. I will then officially communicate with The
Security Firm and instruct them to release the deposit to you. With
these two things: all is done.
 
 
I ask that if you find no interest in this project that you should
discard this mail. I ask that you do not be vindictive and destructive.
If my offer is of no appeal to you, delete this message and forget I
ever contacted you. Do not destroy my career because you do not approve
of my proposal. You may not know this but people like me who have made
tidy sums out of comparable situations run the whole private banking
sector.
 
 
I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics of
my industry dictates that I make this move. Such opportunities  comes
ones 'way once in a lifetime. I cannot let this chance pass me by, for
once I find myself in total control of my destiny. These chances won't
pass me by. I ask that you do not destroy my chance, if you will not
work with me let me know and let me move on with my life but do not
destroy me. I am a family man and this is an opportunity to provide them
with new opportunities. There is a reward for this project and it is a
task well worth undertaking.
 
 
I have evaluated the risks and the only risk I have here is from you
refusing to work with me and alerting my bank. I am the only one who
knows of this situation, good fortune has blessed you with a luck that
has planted you into the center of relevance in my life. Let's share the
blessing. If you find yourself able to work with me, contact me through
this email account. If you give me positive signals, I will initiate
this process towards a conclusion. I wish to inform you that should you
contact me via official channels; I will deny knowing you and about this
project. I repeat, I do not want you contacting me through my official
phone lines nor do I want you contacting me through my official email
account. Contact me only through the numbers I will provide for you and
also through this email address. I do not want any direct link between
you and myself. My official lines are not secured lines as they are
periodically monitored to assess our level of customer care in line wi
 th our Total Quality Management Policy. Please observe this instruction
religiously.
 
 
Please, again, note I am a family man; I have a wife and children. I
send you this mail not without a measure of fear as to what the
consequences, but I know within me that nothing ventured is nothing
gained and that success and riches never come easy or on a platter of
gold. This is the one truth I have learned from my private banking
clients. Do not betray my confidence.
 

Sincerely,

Peter Torrens.