From: Lihui Li <firstname.lastname@example.org>
Date: Friday, August 29, 2008, 10:07 AM
By way of introduction, I am Lihui Li, vice Chairman, Chief Executive Officer,
President, Member of Asset-Liability Management Committee and Member of
Strategic Development Committee, Bank of China.
I respectfully implore your consent that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a
result of this mail.
I have contacted you independent of our investigation and no one is informed of
this communication. I would like to intimate you with certain facts that I
believe would be of interest to you.
The interest in on a now deceased client of ours, Mr. Morris Thompson, who was
one of Alaska's most prominent Native and business leaders.
Unfortunately, he lost his life in the plane crash of Alaska Airlines Flight
261 which occurred on January 31 2000, His wife and only daughter were also
involved in that unfortunate incidence.
Visit the link below and learn more about the crash.
In 1998, the subject matter; ref: bb/boc/bank/0012 approached our bank and
engaged in some business prospects with our Private Banking Services Department.
He had a financial portfolio of $10m million United States Dollars at his
disposal, which he wished to have us turn over (invest) on his behalf.
I was the officer assigned to his case; I made numerous suggestions in line
with my duties as the chief operations officer of the Private Banking Services
Department, especially given the volume of funds he wished to put into our bank.
We met on numerous occasions prior to any investments being placed.
I encouraged him to consider various growth funds with prime ratings. The
favored route in my advice to customers is to start by assessing data on 6000
traditional stocks and bond managers and 2000 managers of alternative
Following my advice, we accessed various opportunities and made attractive
margins for our first months of operation. The accrued profit and interest stood
at this point at over 10.4 million United States Dollars, this margin was not
the full potential of the fund but he desired low risk guaranteed returns on
In mid 1999, he asked that the money be liquidated because he needed to make an
urgent investment requiring cash payments in Mexico. He directed that I
liquidate the funds and had it deposited with a firm.
I informed him that the bank would have to make special arrangements to have
this done and in order not to circumvent due process, the bank would have to
make a 9.5 % deduction from the funds to cater for banking and statutory
He complained about the charges but later came around when I explained to him
the complexities of the task he was asking of us. Cash movement across borders
has become especially strict since the incident of 9/11. I contacted my
affiliate in and had the funds available.
I undertook all the processes and made sure I followed his precise instructions
to the letter and had the funds deposited in a security consultancy firm, the
firm is a specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash.
This small and highly private organization is familiar especially to the highly
placed and well-connected organizations. In line with instructions, the money
was deposited. He told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication we had,
this transpired around 9th October 1999.
In January 2008, we got a call from the security firm informing us that the
inactivity of that particular portfolio. This was an astounding position as far
as I was concerned, given the fact that I managed the private banking sector I
was the only one who knew about the deposit , and till now, no possible relative
has come forward to press for the release his estate with us.
The deposit in question has accumulated an interest in the rate of 9% per
annum, translating to $8.1m for a time period of 9yrs. The total estate with its
accumulated interest now stand at $18.1m.
The bank immediately launched an investigation into possible surviving
relatives to alert about the situation and also to come forward to claim his
estate. If you are familiar with private banking affairs, those who patronize
our services usually prefer anonymity, but also some levels of detachment from
In his bio-data form, he stated his next of kin to be his only daughter who
died in the same plane crash. In the field of private banking, opening an
account with us means no one will know of its existence, accounts are rarely
held under a name; depositors use numbers and codes to make the accounts
This bank also gives the choice to depositors of having their mail sent to them
or held at the bank itself, ensuring that there are no traces of the account and
as I said, rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills in our
care, in this case; he died testate.
This leaves me as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of the deposit.
According to practice, the firm will by the end of this financial year broadcast
a request for statements of claim to BOC, failing to receive viable claims they
will most probably revert the deposit back to BOC.
This will result in the money entering the BOC accounting system and the
portfolio will be out of my hands and out of the Private Banking Services
Department. This will not happen if I have my way.
What I wish to relate, you might consider unethical, however, it is only an
outsider to the banking world who finds the internal politics of the banking
world aberrational. The world of private banking especially is fraught with huge
rewards for those who occupy certain offices and oversee certain portfolios.
I alone know of the existence of this deposit for as far as BOC is concerned,
the transaction with our deceased customer concluded when I sent the funds to
the firm, all outstanding interactions in relation to the file are just customer
services and due process.
They are simply awaiting instructions to release the deposit to any party that
comes forward. This is the situation; I request your assistance in transfering
this estate deposited with my bank (BOC) out of china. You only stand in as the
recepient/beneficiary of the estate. We share the proceeds 50/50.
I assure you that I could have the deposit released to you within a few days. I
will simply inform the bank of the final closing of the file relating to the
customer I will then officially communicate with the firm and instruct them to
release the deposit to you.
With these two things: all is done. The alternative would be for us to have the
firm direct the funds to another bank with you as account holder. This way there
will be no need for you to think of receiving the money from the firm. We can
fine-tune this based on our interactions.
I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career because
you do not approve of my proposal.
You may not know this but people like myself who have made tidy sums out of
comparable situations run the whole private banking sector. I am not a criminal
and what I do, I do not find against good conscience, this may be hard for you
to understand, but the dynamics of my industry dictates that I make this move.
Such opportunities only come ones' way once in a lifetime. I cannot let
this chance pass me by, for once I find myself in total control of my destiny.
These chances won't pass me by. I ask that you do not destroy my chance, if
you will not work with me let me know and let me move on with my life but do not
I am a family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well worth
undertaking. I have evaluated the risks and the only risk I have here is from
you refusing to work with me and alerting my bank.
You would have apprecited from the details above, that I am previleged to have
absolute knowledge and management of the estate in question, therefore, you have
to rely on my word as I guide this transaction to culminate in the transfer of
the estate to you.
If you find yourself able to work with me, contact me through the email account
below. With your consent to proceed, I will initiate this process towards a
conclusion. Should you contact me via official channels; I will deny any
knowledge of you and about this project.
I repeat, I do not want you contacting me through my official phone lines nor
do I want you contacting me through my official email account. Contact me only
through this email address.
I do not want any direct link between you and me. My official lines are not
secure lines as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Please, again, note I am a family
man; I have a wife and children. I send you this mail not without a measure of
fear as to what the consequences, but I know within me that nothing ventured is
nothing gained and that success and riches never come easy or on a platter of
This is the one truth I have learned from my private banking clients. Do not
betray my confidence. If we can be of one accord, send me your response to
email@example.com to enable us commences this line of discussion.
If you received a similar letter, please ignore it. Do not answer it.
If you do, you will end up on more of the mailing lists used by the
criminals behind this fraud. Read more....