De: DAVID THORBURN. <david_thorburn2411uk@yahoo.com.hk>
Asunto: READ AND REPLY IMMEDIATELY.
A:
Fecha: viernes, 20 febrero, 2009, 10:13 pm

David Thorburn
Chief Operating Officer,
Clydesdale Bank.
email address: david_thorburn007uk@yahoo.com.hk

Good day,

I am David Thorburn Chief Operating Officer, Clydesdale Bank.

I am contacting you concerning a deceased customer and an investment he placed
under our banks
management 9 years ago. I would respectfully request that you keep the contents
of this mail
confidential and respect the integrity of the information you come by as a
result of this mail.

I contacted you independently of our investigation and no one is informed of
this communication. I
would like to intimate you with certain facts that I believe would be of
interest to you. In 2000,
the subject matter; came to our bank to engage in business discussions with our
private banking
division. He informed us that he had a financial portfolio of Fifty million
united states dollars,
which he wished to have us turn over (invest) on his behalf. I was the officer
assigned to his
case; I made numerous suggestions in line with my duties as the de-facto chief
operations officer
of the private banking sector, especially given the volume of funds he wished
to put into our
bank. We met on numerous occasions prior to any investments being placed. I
encouraged him to
consider various growth funds with prime ratings. The favored route in my
advice to customers is
to start by assessing data on 6000 traditional stocks and bond managers and
2000 managers of
alternative investments. Based on my advice, we spun the money around various
opportunities and
made attractive margins for our first months of operation, the accrued profit
and interest stood
at this point at over ten million United States Dollars, this margin was not
the full potential of
the fund but he desired low risk guaranteed returns on investments.

In mid 2001, he asked that the money be liquidated because he needed to make an
urgent investment
requiring cash payments in here in the United Kingdom. He directed that I
liquidate the funds and
deposit it with a security firm. I informed him that Clydesdale Bank would have
to make special
arrangements to have this done and in order not to circumvent due process, the
bank would have to
make a 9.5 % deduction from the funds to cater for banking and statutory
charges. He complained
about the charges but later came around when I explained to him the
complexities of the task he
was asking of us. Cash movement across boarders has become especially strict
since the incidents
of 9/11. I contacted my affiliate and made the funds available to the security
firm. I undertook
all the processes and made sure I followed his precise instructions to the
letter and had the
funds deposited with the security firm. The Security Firm is a specialist
private firm that
accepts deposits from high net worth individuals and blue chip corporations
that handle valuable
products or undertake transactions that need immediate access to cash. This
small and highly
private organization is familiar especially to the highly placed and
well-connected organizations.
In line with instructions, the money was deposited with the security firm.

The deceased told me he wanted the money there in anticipation of his arrival
from Norway later
that week. This was the last communication we had, this transpired around 25th
February 2003.In
June last year, we got a call from the security firm informing us that the
inactivity of that
particular portfolio. This was an astounding position as far as I was
concerned, given the fact
that I managed the private banking sector I was the only one who knew about the
deposit at the
security firm, and I could not understand why the deceased had not come forward
to claim his
deposit. I made futile efforts to locate the deceased. I immediately passed the
task of locating
him to the internal investigations department of Clydesdale Bank. Four days
later, information
started to trickle in, apparently our client was dead. A person who suited his
description was
declared dead of a heart attack in Cannes, South of France.

We were soon enough able to identify the body and cause of death was confirmed.
The bank
immediately launched an investigation into possible surviving next of kin to
alert about the
situation and also to come forward to claim his estate. If you are familiar
with private banking
affairs, those who patronize our services usually prefer anonymity, but also
some levels of
detachment from conventional processes. In his bio-data form, he listed no next
of kin. In the
field of private banking, opening an account with us means no one will know of
its existence,
accounts are rarely held under a name; depositors use numbers and codes to make
the accounts
anonymous. This bank also gives the choice to depositors of having their mail
sent to them or held
at the bank itself, ensuring that there are no traces of the account and as I
said, rarely do they
nominate next of kin. Private banking clients apart from not nominating next of
kin also usually
in most cases leave wills in our care, in this case; the deceased died without
a testate. In line
with our internal processes for account holders who have passed away, we
instituted our own
investigations in good faith to determine who should have right to claim the
estate. This
investigation has for the past months been unfruitful. We have scanned every
continent and used
our private investigation affiliate companies to get to the root of the
problem. It is this
investigation that resulted in my being furnished with your details as a
possible relative of the
deceased. My official capacity dictates that I am the only party to
supervise the investigation and the only party to receive the results of the
investigation. What
this means, you being the last batch of names we have considered, is that our
dear late fellow
died with no known or identifiable family member. This leaves me as the only
person with the full
picture of what the prevailing situation is in relation to the deposit and the
late beneficiary of
the deposit.

According to practice, The Security Firm will by the end of this financialyear
broadcast a request
for statements of claim to Clydesdale Bank, failing to receive viable claims
they will most
probably revert the deposit back to Clydesdale Bank. This will result in the
money entering the
Clydesdale Bank accounting system and the portfolio will be out of my hands and
out of the private
banking division. This will not happen if I have my way.

What I wish to relate to you will smack of unethical practice but I want you to
understand
something. It is only an outsider to the banking world who finds the internal
politics of the
banking world aberrational. The world of private banking especially is fraught
with huge rewards
for those who occupy certain offices and oversee certain portfolios. You should
have
begun by now to put together the general direction of what I propose. There is
Fifty Million
Dollars deposited in a security firm, I alone have the deposit details and they
will release the
deposit to no one unless I instruct them to do so. I alone know of the
existence of this deposit
for as far as Clydesdale Bank is concerned, the transaction with our late
customer concluded when
I sent the funds to the security firm, all outstanding interactions in relation
to the file are
just customer
services and due process. The security Firm has no single idea of what? the
history or nature of
the deposit. They are simply awaiting instructions to release the deposit to
any party that comes
forward. This is the situation. This bank has spent great amounts of money
trying to track this
man? family; they have investigated for months and have found no family.

The investigation has come to an end.

My proposal; you share the same surname with our late client; I am prepared to
place you in a
position to instruct the security Firm to release the deposit to you as the
closest surviving
relation. Upon receipt of the deposit, I am prepared to share the money with
you in half. That is:
I will simply nominate you as the next of kin and have them release the deposit
to you. We share
the proceeds 50/50.I would have gone ahead to ask the funds be released to me,
but that would have
drawn a straight line to me and my involvement in claiming the deposit. But on
the other hand, you
with the same very name as the original depositor would easily pass as the
beneficiary with right
to claim. I assure you that I could have the deposit released to you within a
few days. I will
simply inform the bank of the final closing of the file relating to the
deceased I will then
officially communicate with The Security Firm and instruct them to release the
deposit to you.
With these two things: all is done.

The alternative would be for us to have The Security Firm direct the funds to
another bank with
you as account holder. This way there will be no need for you to think of
receiving the money from
The Security Company. We can fine-tune this based on our interactions. I am
aware of the
consequences of this proposal. I ask that if you find no interest in this
project that
you should discard this mail. I ask that you do not be vindictive and
destructive. If my offer is
of no appeal to you, delete this message and forget I ever contacted you. Do
not destroy my career
because you do not approve of my proposal. You may not know this but people
like me who have made
tidy sums out of comparable situations run the whole private banking sector. I
am not a criminal
and what I do, I do not find against good conscience, this may be hard for you
to understand, but
the dynamics of my industry dictates that I make this move. Such opportunities
only come ones' way
once in a lifetime. I cannot let this chance pass me by, for once I find myself
in total control
of my destiny. These chances won't pass me by. I ask that you do not
destroy my chance, if you
will not work with me let me know and let me move on with my life but do not
destroy me.
I am a family man and this is an opportunity to provide them with new
opportunities. There is a
reward for this project and it is a task well worth undertaking.

I have evaluated the risks and the only risk I have here is from you refusing
to work with me and
alerting my bank. I am the only one who knows of this situation, good fortune
has blessed you with
a name that has planted you into the center of relevance in my life. Let? share
the blessing. If
you find yourself able to work with me, contact me through this email account:
david_thorburn007uk@yahoo.com.hk if you give me positive signals, I will
initiate this process
towards a conclusion. I wish to inform you that should you contact me via
official channels; I
will deny knowing you and about this project. I repeat, I do not want you
contacting me through my
official phone lines nor do I want you contacting me through my official email
account. Contact me
only through the numbers I will provide for you and also through this email
address. I do not want
any direct link between you and me. My official lines are not secure lines as
they are
periodically monitored to assess our level of customer care in line with our
Total Quality
Management Policy. Please observe this instruction religiously. Please, again,
note I am a family
man; I have a wife and children. I send you this mail not without a measure of
fear as to what the
consequences, but I know within me that nothing ventured is nothing gained and
that success and
riches never come easy or on a platter of gold.

This is the one truth I have learned from my private banking clients. Do not
betray my confidence.
Kindly send your response to my private email address:
david_thorburn007uk@yahoo.com.hk

I await your response.
David Thorburn.