From: MR MICHAEL NAZUME <hbgh@eircom.net>
Subject: CAN I REALLY TRUST YOU?
To: hbgh@eircom.net
Date: Wednesday, 25 February, 2009, 9:57 AM

Hello trusted friend, 

Thanks for your response. I really don't know you but your surname has
drawn you to my attention. I just hope that in the course of our correspondence
within the next 3day, you can assure me that you’re trustworthy and sincere
person because this involves a lot of money. Like I told you I’m Michael
Nazume, a senior staff of Private Banking Services at the Bank of China (BOC)
United Kingdom . I am contacting you concerning our customer and, an investment
placed under our banks management four years ago.  I would respectfully request
that you keep the contents of this mail confidential and respect the integrity
of the information you come by as a result of this mail. I contacted you
independently of our investigation and no one is informed of this communication.
I would like to intimate you with certain facts that I believe would be of
interest to you. 

In 2002, the subject matter; ref: bb/boc/bank/0012 came to our bank to engage
in business discussions with 0our Private Banking Services Department. He
informed us that he had a financial portfolio of 8.35 million United States
Dollars, which he wished to have us turn over (invest) on his behalf. I was the
officer assigned to his case; I made numerous suggestions in line with my duties
as the de-facto chief operations officer of the Private Banking Services
Department, especially given the volume of funds he wished to put into our bank.
We met on numerous occasions prior to any investments being placed. I encouraged
him to consider various growth funds with prime ratings. The favored route in my
advice to customers is to start by assessing data on 6000 traditional stocks and
bond managers and 2000 managers of alternative investments. 


Based on my advice, we spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued profit and
interest stood at this point at over 10 million United States Dollars, this
margin was not the full potential of the fund but he desired low risk guaranteed
returns on investments. In mid 2004, he asked that the money be liquidated
because he needed to make an urgent investment requiring cash payments in Europe
. He directed that I liquidate the funds and had it deposited with a firm. I
informed him that the bank would have to make special arrangements to have this
done and in order not to circumvent due process, the bank would have to make a
9.5 % deduction from the funds to cater for banking and statutory charges. He
comp lained about the charges but later came around when I explained to him the
complexities of the task he was asking of us. Cash movement across borders has
become especially strict since the incidents of 9/11. I contacted my affiliate
in and had the funds available. I undertook all the processes and made sure I
followed his precise instructions to the letter and had the funds deposited in a
security consultancy firm, the firm is a specialist private firm that accepts
deposits from high net worth individuals and blue chip corporations that handle
valuable products or undertake transactions that need immediate access to cash.
This small and highly private organization is familiar especially to the highly
placed and well-connected organizations. In line with instructions, the money
was deposited. He told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication we had,
this transpired around 9th October, 2004.  


In January last year, we got a call from the security firm informing us that
the inactivity of that particular portfolio. This was an astounding position as
far as I was concerned, given the fact that I managed the private banking sector
I was the only one who knew about the deposit , and I could not understand why
he had not come forward to claim his deposit. I made futile efforts to locate
him I immediately passed the task of locating him to the internal investigations
department of the bank of china. Four days later, inf ormation started to
trickle in, apparently he was dead. A person who suited his description was
declared dead of a heart attack in Cannes , South of France. We were soon enough
able to identify the body and cause of death was confirmed. The bank immediately
launched an investigation into possible surviving next of kin to alert about the
situation and also to come forward to claim his estate. If you are familiar with
private banking affairs, those who patronize our services usually prefer
anonymity, but also some levels of detachment from conventional processes. In
his bio-data form, he listed no next of kin. In the field of private banking,
opening an account with us means no one will know of its existence, accounts are
rarely held under a name; depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of having their mail
sent to them or held at the bank itself, ensuring that there are no traces of
the account and as I said, rarely do they nominate next of kin. Private banking
clients apart from not nominating next of kin also usually in most cases leave
wills in our care, in this case; he died intestate.


In line with our internal processes for account holders who have passed away,
we instituted our own investigations in good faith to determine who should have
right to claim the estate. This investigation has for the past months been
unfruitful. We have scanned every continent and used our private investigation
affiliate companies to20get to the root of the problem, the investigation did
not ever yield any result. My official capacity dictates that I am the only
party to supervise the investigation and the only party to receive the results
of the investigation. This leaves me as the only person with the full picture of
what the prevailing situation is in relation to the deposit and the late
beneficiary of the deposit. According to practice, the firm will by the end of
this financial year broadcast a request for statements of claim to BOC, failing
to receive viable claims they will most probably revert the deposit back to BOC.
This will result in the money entering the BOC accounting system and the
portfolio will be out of my hands and out of the Private Banking Services
Department. This will not happen if I have my way. 


What I wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those who occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is US$ 8,370,000.00
deposited , I alone have the deposit details and they will release the deposit
to no one unless I instruct them to do so. I alone know of the existence of this
deposit for as far as BOC is concerned, the transaction with our dece ased
customer concluded when I sent the funds to the firm, all outstanding
interactions in relation to the file are just customer services and due process.
They are simply awaiting instructions to release the deposit to any party that
comes forward. This is the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated for months and
have found no family, the investigation has now come to an end. 


My proposal; I am prepared to place you in a position to give instruction for
the release of the deposit to you as the closest surviving relation. Upon
receipt of the deposit, I am prepared to share the money with you in half.  That
is: I will simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 50/50. 
I would have gone ahead to ask the funds be released to me, but that would have
drawn a straight line to me and my involvement in claiming the deposit. I assure
you that I could have the deposit released to you within a few days. I will
simply inform the bank of the final closing of the file relating to the customer
I will then officially communicate with firm and instruct them to release the
deposit to you. With these two things: all is done. The alternative would be for
us to have firm direct the funds to another bank with you as account holder.
This way there will be no need for you to think of receiving the money from the
firm. We can fine-tune this based on our interactions.


I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career because
you do not approve of my proposal. You may not know this but people like myself
who have made tidy sums out of comparable situations run the whole private
banking sector. I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics of my
industry dictates that I make this move. Such opportunities only come ones'
way once in a lifetime. I cannot let this chance pass me by, for once I find
myself in total control of my destiny. These chances won't pass me by. I ask
that you do not destroy my chance, if you will not work with me let me know and
let me move on with my life but do not destroy me. I am a family man and this is
an opportunity to provide them with new opportunities. There is a reward for
this project and it is a task well worth undertaking. I have evaluated the risks
and the only risk I have here is from you refusing to work with me and alerting
my bank. I am the only one who knows of this situation, good fortune has blessed
you with a name that has planted you into the center of relevance in my life.
Let's share the blessing.


If y ou find yourself able to work with me, contact me through this same email
account. If you give me positive signals, I will initiate this process towards a
conclusion. I wish to inform you that should you contact me via official
channels; I will deny knowing you and about this project. I repeat, I do not
want you contacting me through my official phone lines nor do I want you
contacting me through my official email account. Contact me only through this
email address. I do not want any direct link between you and me. My official
lines are not secure lines as they are periodically monitored to assess our
level of customer care in line with our Total Quality Management Policy. Please
observe this instruction religiously. Please, again, note I am a family man; I
have a wife and children. I send you this mail not without a measure of fear as
to what the consequences, but I know within me that nothing ventured is nothing
gained and that success and riches never come easy or on a platter of gold. This
is the one truth I have learned from my private banking clients. Do not betray
my confidence. 

If we can be of one accord, send me your response on this email immediately to
enable us commence this line of discussion: michael.nazume1@gmail.com

I await your response.
Mr Michael Nazume.