From: Business Proposal <email@example.com>
Subject: BUSINESS COOPERATION
Date: Sunday, 14 June, 2009, 6:19 PM
BILL AND EXCHAGE MANAGER
FOREIGN REMITTANCE DEPARTMENT
FIRST NATIONAL BANK (FNB)
REPUBLIC OF SOUTH AFRICA
I am writing to seek your cooperation over this business proposal. First I must
solicit your confidence in this transaction; this is by virtue of its nature as
being utterly confidential and top secret.
Though I know that a transaction of this magnitude will make any one apprehensive,
but I am assuring you that all will be well at the end of the transaction. I have
decided to contact you via email due to the urgency of this transaction, let me
start by introducing myself properly to you. I am MR. Lloyd Blair a manager with the
First National Bank of South Africa FNB. I came to know you in my private search for
a reliable and reputable person to handle this confidential transaction which
involves the transfer of a huge sum of Money to a Foreign Account requiring maximum
In my department, we discovered an abandoned sum of USD15, 000,000.00 (fifteen
million United States dollars only) in an account that belongs to one of our foreign
customers who died as a result of heart-related condition on the 11th of November
2001. Valuable efforts had been made by the Bank to get in touch with any of the
deceased remaining family or relatives but all to no success. The Late DR. GEORGE
BRUMLEY, a citizen of the United States of America is a known Philanthropist in West
Africa and the whole African continent.
Since we got information about his death, we have been expecting his next of kin to
come over and claim his money because it cannot be released unless somebody applies
for it as a next of kin or relative to the deceased as indicated in our banking
guidelines. But unfortunately, all his supposed next of kin died in a plane crash
prior to our client’s death leaving nobody behind for the claim.
It is therefore upon this recent discovery that I now decided to make this business
proposal to you and release the money to you via your foreign bank account as the
next of kin or relative to the deceased for safety and subsequent disbursement since
nobody will be coming for claim.
The Banking law and guideline here stipulates that if such amount of money remained
unclaimed after seven years, the money will be transferred into the Bank treasury as
unclaimed fund. The request for your assistance and maximum co-operation as a
foreign citizen to stand as the next of kin in this business is occasioned by the
fact that the deceased customer was a US citizen and a South African cannot stand as
a next of kin to a foreigner.
Revert back to me via the below personal email indicating your interest in this
transaction for us to open up communication and provide you with more information in
order to proceed with the claim since we’re assuring you that this transaction will
be conducted on a legitimate platform.
Note the sharing of the fund is thus: 40% for you the account owner, 60% for me and
my trusted colleagues.
Finally, if this transaction proposition offends your Moral value, do accept my
apology and destroy it immediately
MR. Lloyd Blair